Mortgage Compliance Associate, Warwick, RI, Req# 364846
Company Name: Citizens Bank
Job Category: Banking
Country: US
City: Warwick
State: RI

Mortgage Compliance Associate, Warwick, RI
Responsibilities

As an employee of Citizens Financial Group, you become a part of an organization committed to serving customers, colleagues and communities in which we do business. Citizens Financial Group is an established and successful financial services company with a branch presence in 12 states and the ability to conduct business globally. We are committed to offering comprehensive and competitive benefits, encouraging our colleagues to develop and grow their careers, and providing a fiscally sound and stable work environment while delivering to our customers.

Perform a review and/or audit on all Mortgage applications according to the standard corporate GFE fee and TIL matrices. Ensure regulatory and state specific documents have been disclosed to the applicant(s) as required by State and/or Federal guidelines, specifically the review of the GFE and TIL. Modify and correct GFE fees according to the corporate standard fee matrices as applicable or as requires. Generate application packages on all loans in a timely manner by printing and mailing the required 72 hour mortgage disclosures to the customer. Prepare a new loan set up file ensuring a timely, complete and accurate file for Processor review. Maintain consistent level of communication with the Loan Officer regarding incomplete or incorrect loan information. Apply all bank, state and federal regulations to job functions to ensure compliance. Meet or exceed department productivity and quality performance standards within department turn-time standards. Send the borrower an accurate GFE and TIL in the initial 72 hour disclosure package within 3 business days from the application date. Adhere to the department and regulatory standards to ensure adherence to required regulatory turnaround times for Mortgage disclosures.

Qualifications

2 years of mortgage banking and or quality control experience
2 years of customer service
Complete knowledge of commonly used concepts, practices and procedures within the mortgage industry
Proficient in analyzing and understanding the regulatory requirements as they pertain to the GFE and TIL
Dependable and willing to be flexible with work schedule, including working overtime when needed
Excellent organizational skills and attention to detail
Ability to function as a team player and handle high volume in a fast-paced environment
Strong data entry skills; ability to handle multiple tasks
Self-starter and ability to meet deadlines
Excellent written/oral communications and interpersonal skills

Other Information

Hours per Week: 40
Work Schedule: Monday-Friday 8:00AM-5:00PM

Equal Employment Opportunity

It is the policy of RBS Citizens, N.A. to provide equal employment and advancement opportunities to all colleagues and applicants for employment without regard to race, color, religion, sex, age, national origin, sexual orientation, gender identity or expression, disability, genetic information, pregnancy, veteran or military status, marital or domestic partner status, or any other factor protected by federal, state, and/or local laws.

To apply, please go to our Career Opportunity section at www.citizensbank.com/careers. Search for this position with the Reference Code 364846 in the Job Opening ID section of your search.

Tags: fha jobs, FHA Loan Processor Job, mortgage, mortgage jobs