Job Title: Frontline FHA Underwriters- Newport, RI
Location: Newport, RI
Category: Mortgage Operations
Employment Type: Contractor/Temporary
Job Description:
Clayton Staffing Solutions is seeking Frontline Underwriters with experience in FHA or Conventional loans for our client in Newport, RI.
CANDIDATES MUST HAVE THEIR DE
The Underwriter’s primary responsibilities include: Manual Frontline Underwriting of FHA or Conventional/Conforming loan products. The successful candidate must have a minimum of 3+ years mortgage underwriting experience and thorough understanding of underwriting policies and procedures including knowledge of FHA or FNMA/FMLMC guidelines and standards. This includes reviewing loan files for completeness and accuracy, analyzing credit documents, including, but not limited to, mortgage applications, credit history and income documents, title documents, appraisals and all applicable compliance documents. Evaluate debt ratio, loan-to-value ratios, credit score, property valuation and various other factors. Determining and documenting loan conditions and communicating requirements and/or decisions. Adhere to all client/lender policies and procedures, in addition to Federal, State, and/or municipal laws and regulations. Identifies portfolio risks resulting from client’s underlying business practices, underwriting, and/or fraud exposure. Actively supports the decisions and knowledge of supervisors and colleagues by sharing information about the department, business unit, organization and the underwriting industry. Takes an active role in identifying potential challenges within the underwriting process and/or department and makes recommendations for changes to improve. Maintains knowledge of all applicable underwriting guidelines by completing all underwriter training programs, learning any business unit policy and/or guidelines.
Experience:
3+ years in the residential mortgage industry
Direct Endorsement for FHA underwriters
Knowledge and familiarity with current mortgage and compliance laws and regulations
Strong commitment to customer service and satisfaction
Effective leadership skills
Service oriented
High producer with attention to quality
Excellent time management skills
Superior verbal and written communication skills
Detail-oriented outlook, coupled with ability to plan ahead and meet deadlines on time
Team player
Ability to multi-task
Tags: fha jobs, FHA Loan Processor Job, mortgage, mortgage jobs
