Underwriting Supervisor (Retail/FHA/VA) - San Ramon, CA-100004320
Job Description
JPMorgan Chase is a leading global financial services firm with assets of $1.1 trillion and operations in more than 50 countries. The firm is a leader in investment banking, financial services for consumers and businesses, financial transaction processing, asset and wealth management, and private equity. Under the JPMorgan, Chase and Bank One brands, the firm serves millions of consumers in the United States and many of the world’s most prominent corporate, institutional and government clients.
If you’re interested in working in an environment where leadership, excellence, integrity and diversity are among our core principles, then explore the opportunities at JPMorgan Chase. Further information about careers at JPMorgan Chase can be found on our website: www.jpmorganchase.com.
As an Underwriting Supervisor, you are the highest-level underwriter designation within the underwriting team. In this role, you will underwrite and review submitted files to analyze for Capacity, Capital, Character and Condition. This includes ensuring that loan requests meet program and product specifications or counteroffer to a different product and/or program when appropriate. In addition, you will communicate decision (approval, suspense, denial) to appropriate individuals within JPMorgan Chase, uphold fair lending practices of JPMorgan Chase Mortgage, meet targets for productivity, quality and customer satisfaction, and perform second review of contract underwritten denials from all areas.
Qualifications
Minimum of three years’ experience as an underwriter
Minimum of five years’ mortgage experience
College degree preferred
Excellent analytical and decision making skills
Strong verbal and written communication skills
Strong negotiation skills
Thorough knowledge of MI policies
Strong supervisory skills
Thorough knowledge of complex personal and business financial analysis and an expertise in tax return and balance sheet analysis, including both cash flow and AGI methods
Knowledge and proficiency in all levels of mortgage underwriting including Government, Agency, Jumbo and Super Jumbo lending
All government designations preferred (FHA DE, VA Auto, VA Lapp)
JPMorgan Chase offers an exceptional benefits program and a highly competitive compensation package.
JPMorgan Chase is an Equal Opportunity and Affirmative Action Employer, M/F/D/V.
Job Consumer Credit/Underwriting
Primary LocationUS-CA-San Ramon
Organization Retail Financial Services
Schedule Full-time
Job Type Standard
Shift Day Job
Employee Status Regular
Tags: fha jobs, mortgage, mortgage jobs
