Company: LendingTree Loans
Job Category: Mortgage Operations
Location: Irvine, California, US
Employee Type:  Full Time Employee

Ever since we opened our doors in 1996, LendingTree has earned a reputation of exceeding the expectations of both our customers and our partners.  Even in today’s ever-changing market, we continue to go above and beyond to deliver the quality and service that LendingTree is known for. 

LendingTree is looking for a Certified FHA-DE Underwriter to join our team!  This individual will be responsible for underwriting residential loans, reviewing information on mortgage loan documents to determine if borrower, property and loan conditions meet company and government standards, and escalating decisions on exceptions to the appropriate level for approval. 

Essential Position Functions:

  • Underwrites new residential loans; reviews loan-to-value ratios, credit reports, applications and appraisals to ensure that each loan meets the secondary marketing guidelines. Prepares all necessary approval documents including worksheets required to ensure compliance with regulatory guidelines.  Corrects data & purges unnecessary documents as needed

  • Reviews conditions and reworks existing files as necessary to ensure compliance with secondary marketing and regulatory guidelines

  • Communicates suspense/re-work requirements to Processors after second-level reviews by Underwriting Manager

  • Identifies alternate financing solutions (as necessary) or escalates loan files to Underwriting Lead/Manager for second-level review; Works with Sales and Processing agents to negotiate alternatives with customers

Experience / Training / Education:

• Bachelor’s degree
• Minimum of 4 years of recent FHA-DE Underwriting experience

  ** Current DE Underwriting certification a MUST!!  **

Knowledge / Skills / Abilities:

Strong knowledge of Internet loan origination for mortgage loans

Effective oral and written communication skills; Excellent interpersonal skills

Proficiency with commonly used computer programs, including the Microsoft Office Suite of programs

Demonstrated knowledge of Automated Underwriting Systems

Ability to effectively prioritize workload and manage changes in direction

Demonstrated knowledge of tax return analysis for self-employed borrowers (including corporations, partnerships, and sole proprietorships
If this describes you then door is open and all you need to do is walk though it!  So, what are you waiting for?  

TO APPLY: Send your resume to jobs@tree.com today!

Tags: Loan Officer, loan officer jobs, mortgage, mortgage jobs