Job Description
As a senior underwriter, you are the highest-level underwriter designation within the underwriting team. In this role, you will underwrite and review submitted files to analyze for Capacity, Capital, Character and Condition. This includes ensuring that loan requests meet program and product specifications or counteroffer to a different product and/or program when appropriate. In addition, you will communicate decision (approval, suspense, denial) to appropriate individuals within JPMorgan Chase, uphold fair lending practices of JPMorgan Chase Mortgage, meet targets for productivity, quality and customer satisfaction.
Qualifications
FHA DE and VA Lapp government designations required
Minimum of three years’ experience as an underwriter
Minimum of five years’ mortgage experience
College degree preferred
Excellent analytical and decision making skills
Strong verbal and written communication skills
Strong negotiation skills
Thorough knowledge of MI policies
Thorough knowledge of complex personal and business financial analysis and an expertise in tax return and balance sheet analysis, including both cash flow and AGI methods
Requires knowledge and proficiency in Government, Agency and, Jumbo levels of mortgage underwriting (Super Jumbo is a preferable)
JPMorgan Chase is an Equal Opportunity and Affirmative Action Employer, M/F/D/V.
Job Consumer Credit/Underwriting
Primary Location US-OH-Columbus
Other Locations
Organization Retail Financial Services
Schedule Full-time
Job Type Standard
Shift Day Job
Employee Status Regular
Travel No
FSA regulated role, more details provided at interview
Tags: fha jobs, mortgage, mortgage jobs, Sr. FHA Underwriting job
