CashCall, Inc., a growing lending company in Anaheim, is currently seeking Software Quality Assurance Analyst Interns. The position will be responsible for assisting with verification and validation of software developed and implemented by the Development team. Ideal candidates will be a self-starter, innovative, self-motivated, a quick study, and willing to develop new skills while constantly improving existing abilities. This person must be able to work in a fast-paced and dynamic environment. You will be given the opportunity to learn on a variety of projects such as web, e-commerce, intranet, and Windows-based applications, in Microsoft.NET and Java technologies with a group of energetic and talented professionals.

Responsibilities:
Develop and maintain test plans, test cases, test data, test scenarios, and other test documentations
Develop and maintain automated functional and regression test scripts using Mercury QuickTest Professional
Accurately report and manage defects
Actively participate in quality assurance process improvement
Execute functional, regression, and various other types of testing as appropriate
Work closely with Development and Business teams to test applications and assist in providing direction for defect fixes and systems enhancements
Estimate test effort and provide updates on remaining work to project team and project management
Requirements:
Knowledge of testing processes, methodologies and understanding of all phases of the software development life cycle is a plus
Hands-on experience with programming languages such as Java, C#, and C++ is desirable
Knowledge of Apache and JBOSS server is a plus
Experience in writing test scripts/units tests and writing scripts for automated scripting is a plus
Strong attention to details and ability to do multi-tasking
Strong communication and organizational skills
Analytical and problem solving skills with hands-on, “get it done” attitude
Self-Starter, customer service oriented and ability to communicate with business partners
Unique & Exclusive to YOU!

Medical, Dental, Vision & 401K Plan
Casual Dress environment
Southern California Theme Park Attraction Discount Program
Shopping and Entertainment Discount Program
Casual and supportive work environment
Onsite Café
Onsite basketball courts

Founded in 2003, CashCall, Inc. has grown to become one of the nation’s premier consumer finance lenders. Headquartered in Anaheim, California, the company employs over 1,200 lending professionals, each dedicated to providing exceptional customer service. CashCall has been able to simplify and streamline the loan process, through the seamless coordination of online and offline services to make the process faster, easier and hassle-free.

CashCall Personal Loans and CashCall Mortgage Loans are subsidiaries of CashCall, Inc., each offering a variety of services depending on the applicant’s credit score and needs.

CashCall Mortgage specializes in low interest mortgage loans and home refinancing for borrowers with good credit. Founded by the people who started the very first direct mortgage company in 1995, CashCall Mortgage has streamlined the application and lending process, reducing their own costs and passing these savings on to customers by undercutting larger banks and lenders with lower interest rates no application fees, deposits or points.

To apply online, please visit: https://www7.ultirecruit.com/CAS1008/jobboard/NewCandidateExt.aspx?__JobID=228

Access National Mortgage is a division of Access National Bank which is headquartered in Reston, Virginia. As a federally-chartered Bank traded on the NASDAQ (ANCX), our company is able to lend in all 50 states.
Our Nashville branch, located in Green Hills, has been with Access National Bank for almost 10 years, and our Loan Officers have over 40 years of combined lending and sales experience. Our team’s goal is to provide on time closings and excellent communication throughout the client’s experience. We enjoy a very positive working environment at Access National. Access National Nashville has the power of a bank with a personalized style.
Access National Nashville takes the time to hire great people. A great person is someone who is good from the inside out, and who wants to always get better. Honesty, integrity and a positive outlook are essential qualities of an associate here. We believe that the Processing Department is the heart of our operations and has a significant influence on the quality of a client’s experience during the loan process. There are 2 Processors in the Department - Head Processor and Front End/Back End Processor. This is a fulltime position. Regular hours are 8:00am-5:00pm with a one hour lunch break, yet the demands of this business may require flexibility in hours.

Responsibilities:
• Pre-Underwrite loan files (review documentation, disclosures, application, etc)
• Contact client for additional documentation for loan submission and conditions
• Knowledge of DU
• Submission of files to Underwriting
• Loan approval conditions - complete conditions and submit to Underwriting

Desired Skills & Experience:
• At least 2 years in mortgage banking with emphasis on servicing/processing
• Ability to manage multiple tasks/projects and deadlines simultaneously
• Excellent written and verbal communication skills
• Team player
• Credit report with a 720 FICO or higher
• Reliable transportation
• Punctual - here and ready to work by 8:00am
• College degree preferred

The way we train our Loan Officers and the systems and processes we employ allow us to manage our time frames. Our goal is to provide the ultimate in customer service, and that applies to internal clients (employees) as well. Our Operations Manager oversees the Processing Department with regards to file flow, and communication between LOs and Processors. We are not licensed to do THDA. Also, we do not Broker loans or have Construction loans, and we do little Rural Housing. All of our loans are in-house. We strive for a fun, productive environment with a low level of stress.

The position is salary plus bonus and benefits.

Interested candidates should email their resume to Dorothy Curtis at dcurtis@accessnational.com

Access National Corporation is proud to be an Equal Opportunity Employer.

CashCall, Inc., a growing lending company in Anaheim, is currently seeking a Payroll Clerk. The Payroll Clerk will provide payroll administrative support by performing daily tasks associated to the full lifecycle of the payroll process at CashCall, Inc.

Responsibilities:
Accurately updating timecards
Assists with filing large volumes of documents
Assisting employees with payroll related inquiries
Calculating manual checks
Assist with screening and auditing payroll

Requirements:
Excellent written and verbal communication skills
Detail oriented, organized and a team player
Ability to manage multiple projects, prioritize and meet deadlines
Ability to understand full payroll cycle to independently execute payrolls for CashCall, Inc.

Other Requirements:
1-2 years of experience required
Microsoft Excel required
Strong communication and organizational skills
Exhibits good judgment, professionalism, and open-mindedness
Must be self-motivated, dependable, trainable and a team player
Attention to detail and able to work independently but within a team environment
Unique & Exclusive to YOU!
Medical, Dental, Vision & 401K Plan
Casual Dress environment
Southern California Theme Park Attraction Discount Program
Shopping and Entertainment Discount Program
Casual and supportive work environment
Onsite Café
Onsite basketball courts

Founded in 2003, CashCall, Inc. has grown to become one of the nation’s premier consumer finance lenders. Headquartered in Anaheim, California, the company employs over 1,200 lending professionals, each dedicated to providing exceptional customer service. CashCall has been able to simplify and streamline the loan process, through the seamless coordination of online and offline services to make the process faster, easier and hassle-free.

CashCall Personal Loans and CashCall Mortgage Loans are subsidiaries of CashCall, Inc., each offering a variety of services depending on the applicant’s credit score and needs.

CashCall Mortgage specializes in low interest mortgage loans and home refinancing for borrowers with good credit. Founded by the people who started the very first direct mortgage company in 1995, CashCall Mortgage has streamlined the application and lending process, reducing their own costs and passing these savings on to customers by undercutting larger banks and lenders with lower interest rates no application fees, deposits or points.

To apply online, please visit: https://www7.ultirecruit.com/CAS1008/jobboard/NewCandidateExt.aspx?__JobID=227

CashCall’s Las Vegas Office is hiring experienced Mortgage Loan Processors!
Receive up to $10,000 Signing Bonus for those who qualify! *Restrictions apply.

Responsibilities:
• Communicate with borrowers in a manner which shows sensitivity, tact, and professionalism
• Contact each borrower in a timely manner to introduce yourself and go over the process and items needed
• Knowledge on reading and understanding appraisals, titles and credit reports; Running and reading DU
• Basic business math to calculate income, assets, taxes and monthly insurance
• Understand rules regulations, policies and/or procedures along with investor guidelines
• Maintains current knowledge about the industry, market trends, competitive position, etc.
• Strives to achieve and exceed productivity expectations and standards
• Ability to ‘pre-underwrite’ the file assuming what conditions will be needed prior to the file being underwritten by the underwriter requirements

Requirements:
• Read, interpret and apply applicable laws, rules, regulations and/or policies and procedures
• Deal with people in a manner which shows sensitivity, tact, and professionalism
• Demonstrated interpersonal, organizational and time management skills
• Accurately document all information pertaining to accounts
• Use basic/business math to solve problems
• Speak clearly, concisely and effectively; listen to, and understand, information and ideas as presented verbally
• Laws governing access to public and private records
• Follow written and/or oral instructions
• Use the telephone in a professional and courteous manner
• Strong computer skills. Must be able to move through the LOS system and other programs
• Time management: Knowing the cut-off times for funding and underwriting so that the file moves smoothly and does not lose a rate lock.
• Knowledge of GFE, APR, interest rates and disclosure/re-disclosure time lines
• Adaptability to a fast paced environment
• Maintain a regular 8 hour shift in addition to any overtime that may be required to keep your pipeline moving smoothly

Other Requirements:
• minimum of 4 to 5 years of current Processing experience is required
• maintain a production average of 3 - 4 loan decisions per day

Compensation: $3,000 + Commission/month or $5,000/month Guaranteed. Plus up to $10,000 signing bonus for qualified Processors!
Unique & Exclusive to YOU!
Medical, Dental, Vision & 401K Plan
Casual Dress environment
Southern California Theme Park Attraction Discount Program
Shopping and Entertainment Discount Program
Casual and supportive work environment

Founded in 2003, CashCall, Inc. has grown to become one of the nation’s premier consumer finance lenders. Headquartered in Anaheim, California, the company employs over 1,200 lending professionals, each dedicated to providing exceptional customer service.

CashCall has been able to simplify and streamline the loan process, through the seamless coordination of online and offline services to make the process faster, easier and hassle-free.

CashCall Personal Loans and CashCall Mortgage Loans are subsidiaries of CashCall, Inc., each offering a variety of services depending on the applicant’s credit score and needs.

CashCall Mortgage specializes in low interest mortgage loans and home refinancing for borrowers with good credit. Founded by the people who started the very first direct mortgage company in 1995, CashCall Mortgage has streamlined the application and lending process, reducing their own costs and passing these savings on to customers by undercutting larger banks and lenders with lower interest rates no application fees, deposits or points.

To apply online, please visit: https://www7.ultirecruit.com/CAS1008/jobboard/NewCandidateExt.aspx?__JobID=137

LOCATION
Rancho Cordova, CA

Genworth Financial, Home Equity Access is one of the nation’s leaders in the Reverse Mortgage industry. Our focus is to help Change the Lives of the seniors we work with. This is a growing industry and this growth leads to an exciting career opportunity for an enthusiastic and motivated Underwriter. We are looking for people who will take their roles seriously and professionally, yet still want to have fun and enjoy what they do.

RESPONSIBILITIES

POSITION SUMMARY:
Underwrites mortgage loans in accordance with established policies and procedures and appropriate guidelines; examines all documentation for accuracy and completeness.

ESSENTIAL FUNCTIONS:
The following reflects management’s definition of essential functions for this job but does not restrict the tasks that may be assigned. Management may assign or reassign duties and responsibilities to this job at any time due to reasonable accommodation or other reasons.

• Review and analyze the reverse mortgage loan application to ensure eligibility, accuracy, completeness, and compliance with internal and regulatory guidelines to minimize risk factors
• Review all required loan data, reports, and inspections to insure the collateral is acceptable to investor, company, and FHA guidelines
• Responsible for making independent decisions regarding acceptance and risk of loans according to HUD, company, and investor guidelines.
• Provides final approval underwriting of FHA HECM mortgage loans.
• Completes all required paperwork and forms in a timely and accurate manner; prepares required forms
• Sign off conditions in a timely manner set by management
• Work with staff and management to find solutions on escalated loans
• May be requested to make recommendations for improving Internal Audit’s policies and practices
• Manage loans by using all functions of Mortgage Cadence (Tasks, Comments, Case information)
• Effectively communicate underwriting decisions with processors and advisors
• Maintain high level of customer service and communication with other departments

BASIC QUALIFICATIONS

• Two to four years related experience or equivalent.
• Must have mortgage industry experience- strongly preferred in reverse mortgage field.
• Thorough working knowledge of real estate documentation, policies, compliance, and procedures
• High level of proficiency with mortgage loan processing and underwriting systems
• Commitment to excellence and high standards
• Excellent written and oral communication skills
• Strong organizational, problem-solving, and analytical skills
• Ability to manage priorities and workflow
• Versatility, flexibility, and a willingness to work within constantly changing priorities with enthusiasm
• Acute attention to detail
• Proficient on computer programs required for position
• Excellent customer service skills
• Proven ability to handle multiple projects and meet deadlines
• Strong interpersonal skills
• Good judgment with the ability to make timely and sound decisions
• Ability to effectively present information and respond to questions
• Ability to effectively communicate with people at all levels and from various backgrounds

PREFERRED QUALIFICATIONS

• Reverse Mortgage industry experience
• DE Underwriter preferred
• Bilingual skills a plus

Please post for job number RP13911 at http://www.genworth.com/employment

- Must have prior experience in mortgage servicing: Loss mitigation for FHA, using the Single Family Servicing default monitoring system, how to post payments, calculate payoffs, do releases, etc.
- Work from home using our online training platform
- $25 per hour
- Paid Monthly
- Create New Materials as well as update existing materials where needed
- Create new classes on an ongoing basis
- Paid as a 1099 Independent Contractor
- May start immediately

Please email your resume and cover letter to jobs@loanprocessortraining.org

GENERAL PURPOSE

The Processor will work in a team allocated to specific clients or channel of business, manage a pipeline of loans and be responsible for directing all efforts related to driving loans through the process. Effective communication with internal and external customers is critical in meeting key performance metric and contributing to the success of the team.

ESSENTIAL FUNCTIONS

• Perform daily proactive pipeline management.
• Provide direction to team members on what tasks need to be completed to meet critical deadlines.
• Manage a pipeline of loans and all activities involved with those loans.
• Restructure, re-price and resell transactions that do not meet underwriting guidelines.
• Audit conditions prior to file submission to underwriting.
• Assist clients with loan level questions and concerns.
• Help support the call center.
• Review reporting to target loans in the pipeline that need special attention.
• Assist with loan scenario and pricing questions for potential customers.
• Deliver clean, complete and accurate files to both underwriting and closing.
• Originate loans on an ad hoc basis.
• Communicate effectively with clients, customers, and vendors with licensable parameters.
• While performing the duties of this position, the employee will view, have access to, and work with confidential financial data. The employee in this position must adhere to strict confidentiality policies and procedures.
• Perform related duties as requested.

QUALIFICATIONS - Summarize the typical qualifications in terms of education, years of related experience and other additional technical/professional/trade competencies of this job.

Education:
• High School Diploma or equivalent. BA/BS degree preferred.

Experience:
• Five (5) or more years of mortgage processing and/or operations experience required.
• Previous Mavent, CoreLogic, Interthinks, FHA, VA, DU, and LP experience preferred.

Knowledge/Skills/Abilities:
• Proven experience working in a fast paced, high volume, customer focused environment.
• Effective verbal and written communication skills.
• Ability to manage in a fast paced, high volume, customer focused environment.
• Proven time management and problem solving skills.
• Ability to become proficient in third party system usage.
• Proficient in all programs of Microsoft Office including Outlook, Word, Excel and Visio.
• Ability to meet licensing requirements (S.A.F.E. Act).

WORKING CONDITIONS - Indicate traveling, mandatory weekend or shift work, or other applicable work conditions.

Work is performed in climate controlled indoor administrative office setting. The noise level in the work environment is usually quiet to moderate, depending upon office or meeting location.

PHYSICAL DEMANDS

While performing the duties of this job, the employee is regularly required to communicate. The employee frequently is required to remain stationary. The employee is occasionally required to stand; walk; use hands to finger, handle, or feel; reach with hands and arms; stoop, kneel, crouch, or crawl. The employee must occasionally lift and/or move 10 pounds. Vision: Close and distance required with ability to see objects in presence of glare or bright lighting (e.g., computer screen). Speech/Hearing: Frequently interact with management, vendors, coworkers, industry constituents, clients and the public.

LenderLive Network is an Equal Opportunity Employer. We welcome and support diversity in the workplace.

To be considered for this position please e-mail your resume to: michael.seid@lenderlive.com

GENERAL PURPOSE

The Closer is responsible for preparing accurate loan closing documents in order to have a fully compliant mortgage loan.

ESSENTIAL FUNCTIONS

• Verify that that required accurate closing documentation are in file that are needed to close.
• Communicate, as point of contact, with borrower about closing schedule and answer questions about closing.
• Communicate with title companies to gather information for accurate HUD preparation; and coordinate delivery of the documents.
• Communicate with the title company on outstanding closing conditions required to fund the loan.
• Verify that closing documents are signed and dated accurately and according to lender instructions.
• Prepare funds requests so that mortgage loan funds are delivered to the title company for funds disbursement
• Coordinate with other associates to create seamless closing process for customer.
• Handle closing issues and/or complaints from customers regarding the closing process and escalate closing issues to Closing manager.
• Implement company processes during closing process for highest level of customer service.
• While performing the duties of this position, the employee will view, have access to, and work with confidential financial data. The employee in this position must adhere to strict confidentiality policies and procedures.
• Perform other related duties as requested.

QUALIFICATIONS - Summarize the typical qualifications in terms of education, years of related experience and other additional technical/professional/trade competencies of this job.

Education:
• High School Diploma or equivalent; Associates degree preferred.

Experience:
• Three (3) or more years experience in a closing or processing role, with heavy customer interaction.
• Three (3) or more years of Mortgage lending experience, with strong knowledge of loan underwriting, processing and closing functions.
• Three 3 or more years experience working on FNMA/FHLMC/FHA/VA programs and guidelines, as well as those of other conventional investors, state/local bond programs and private mortgage insurers.

Knowledge/Skills/Abilities:
• Analytical ability to consider consequences of loan closing guidelines.
• Ability to make business decisions during closing process.
• Strong problems solving skills.
• High level of attention to detail.
• Strong organizational skills.
• Excellent verbal and written communication skills.
• Ability to work under pressure.
• Customer-service oriented.

WORKING CONDITIONS

Work is performed in climate controlled indoor administrative office setting. The noise level in the work environment is usually quiet to moderate, depending upon office or meeting location.

PHYSICAL DEMANDS

While performing the duties of this job, the employee is regularly required to communicate. The employee frequently is required to remain stationary. The employee is occasionally required to stand; walk; use hands to finger, handle, or feel; reach with hands and arms; stoop, kneel, crouch, or crawl. The employee must occasionally lift and/or move 10 pounds. Vision: Close and distance required with ability to see objects in presence of glare or bright lighting (e.g., computer screen). Speech/Hearing: Frequently interact with management, vendors, coworkers, industry constituents, clients and the public.

Lenderlive Network is and Equal Opportunity Employer. We welcome and support diversity in the workplace.

To be considered for this position please e-mail your resume to: michael.seid@lenderlive.com

GENERAL PURPOSE

The Underwriter issues credit decisions based on the documented borrower profile within the guidelines of the program and client requirements. Underwriters will meet the minimum daily production goals and perform within department audit standards.

ESSENTIAL FUNCTIONS

• Perform data Input and analysis of findings in Loan Prospector, Desktop Underwriter, Assetwise, other AUS engines, and OES
• Review of credit reports to determine credit patterns, current liabilities, outstanding judgments and collections.
• Review of residential mortgage appraisal forms 1004, 2055, 2065, 2075, 1025, 1073, 2000, and AVM’s.
• Calculate of Loan to Value ratios.
• Analyze income from salaried, commissioned, self-employed, investments, fixed income sources.
• Analyze assets statements for all types of asset accounts.
• Reconcile findings with published guidelines to address/resolve variances.
• Meet department performance standards.
• While performing the duties of this position, the employee will view, have access to, and work with confidential financial data. The employee in this position must adhere to strict confidentiality policies and procedures.
• Perform related duties as requested.

QUALIFICATIONS - Summarize the typical qualifications in terms of education, years of related experience and other additional technical/professional/trade competencies of this job.

Education:
• Bachelor’s degree or equivalent education and experience considered.

Experience:
• At least five (5) years residential underwriting experience.
• Passing score on the underwriting pre hire test.
• Experience with AU systems.

Knowledge/Skills/Abilities:
• Strong knowledge of basic underwriting skill set (analysis of credit, income, assets, collateral, guidelines).
• Excellent communication skills both in writing and verbally.
• Able to interact with all levels of staff and management.
• Excellent organizational skills with attention to detail.
• Able to prioritize workload and meet deadlines.
• Able to multi-task, problem solve proactively and think creatively.
• High attention to detail.
• Ability to perform according to standards and guidelines.
• Ability to meet licensing requirements (S.A.F.E. Act).

WORKING CONDITIONS - Indicate traveling, mandatory weekend or shift work, or other applicable work conditions.

Work is performed in climate controlled indoor administrative office setting. The noise level in the work environment is usually quiet to moderate, depending upon office or meeting location.

PHYSICAL DEMANDS

While performing the duties of this job, the employee is regularly required to communicate. The employee frequently is required to remain stationary. The employee is occasionally required to stand; walk; use hands to finger, handle, or feel; reach with hands and arms; stoop, kneel, crouch, or crawl. The employee must occasionally lift and/or move 10 pounds. Vision: Close and distance required with ability to see objects in presence of glare or bright lighting (e.g., computer screen). Speech/Hearing: Frequently interact with management, vendors, coworkers, industry constituents, clients and the public.

LenderLive Network is an Equal Opportunity Employer. We welcome and support diversity in the workplace.

To be considered for this position please e-mail your resume to: michael.seid@lenderlive.com

GENERAL PURPOSE

The Processor will work in a team allocated to specific clients or channel of business, manage a pipeline of loans and be responsible for directing all efforts related to driving loans through the process. Effective communication with internal and external customers is critical in meeting key performance metric and contributing to the success of the team.

ESSENTIAL FUNCTIONS

• Perform daily proactive pipeline management.
• Provide direction to team members on what tasks need to be completed to meet critical deadlines.
• Manage a pipeline of loans and all activities involved with those loans.
• Restructure, re-price and resell transactions that do not meet underwriting guidelines.
• Audit conditions prior to file submission to underwriting.
• Assist clients with loan level questions and concerns.
• Help support the call center.
• Review reporting to target loans in the pipeline that need special attention.
• Assist with loan scenario and pricing questions for potential customers.
• Deliver clean, complete and accurate files to both underwriting and closing.
• Originate loans on an ad hoc basis.
• Communicate effectively with clients, customers, and vendors with licensable parameters.
• While performing the duties of this position, the employee will view, have access to, and work with confidential financial data. The employee in this position must adhere to strict confidentiality policies and procedures.
• Perform related duties as requested.

QUALIFICATIONS - Summarize the typical qualifications in terms of education, years of related experience and other additional technical/professional/trade competencies of this job.

Education:
• High School Diploma or equivalent. BA/BS degree preferred.

Experience:
• Five (5) or more years of mortgage processing and/or operations experience required.
• Previous Mavent, CoreLogic, Interthinks, FHA, VA, DU, and LP experience preferred.

Knowledge/Skills/Abilities:
• Proven experience working in a fast paced, high volume, customer focused environment.
• Effective verbal and written communication skills.
• Ability to manage in a fast paced, high volume, customer focused environment.
• Proven time management and problem solving skills.
• Ability to become proficient in third party system usage.
• Proficient in all programs of Microsoft Office including Outlook, Word, Excel and Visio.
• Ability to meet licensing requirements (S.A.F.E. Act).

WORKING CONDITIONS - Indicate traveling, mandatory weekend or shift work, or other applicable work conditions.

Work is performed in climate controlled indoor administrative office setting. The noise level in the work environment is usually quiet to moderate, depending upon office or meeting location.

PHYSICAL DEMANDS

While performing the duties of this job, the employee is regularly required to communicate. The employee frequently is required to remain stationary. The employee is occasionally required to stand; walk; use hands to finger, handle, or feel; reach with hands and arms; stoop, kneel, crouch, or crawl. The employee must occasionally lift and/or move 10 pounds. Vision: Close and distance required with ability to see objects in presence of glare or bright lighting (e.g., computer screen). Speech/Hearing: Frequently interact with management, vendors, coworkers, industry constituents, clients and the public.

LenderLive Network is an Equal Opportunity Employer. We welcome and support diversity in the workplace.

To be considered for this position please e-mail your resume to: michael.seid@lenderlive.com

GENERAL PURPOSE

The Closer is responsible for preparing accurate loan closing documents in order to have a fully compliant mortgage loan.

ESSENTIAL FUNCTIONS

• Verify that that required accurate closing documentation are in file that are needed to close.
• Communicate, as point of contact, with borrower about closing schedule and answer questions about closing.
• Communicate with title companies to gather information for accurate HUD preparation; and coordinate delivery of the documents.
• Communicate with the title company on outstanding closing conditions required to fund the loan.
• Verify that closing documents are signed and dated accurately and according to lender instructions.
• Prepare funds requests so that mortgage loan funds are delivered to the title company for funds disbursement
• Coordinate with other associates to create seamless closing process for customer.
• Handle closing issues and/or complaints from customers regarding the closing process and escalate closing issues to Closing manager.
• Implement company processes during closing process for highest level of customer service.
• While performing the duties of this position, the employee will view, have access to, and work with confidential financial data. The employee in this position must adhere to strict confidentiality policies and procedures.
• Perform other related duties as requested.

QUALIFICATIONS - Summarize the typical qualifications in terms of education, years of related experience and other additional technical/professional/trade competencies of this job.

Education:
• High School Diploma or equivalent; Associates degree preferred.

Experience:
• Three (3) or more years experience in a closing or processing role, with heavy customer interaction.
• Three (3) or more years of Mortgage lending experience, with strong knowledge of loan underwriting, processing and closing functions.
• Three 3 or more years experience working on FNMA/FHLMC/FHA/VA programs and guidelines, as well as those of other conventional investors, state/local bond programs and private mortgage insurers.

Knowledge/Skills/Abilities:
• Analytical ability to consider consequences of loan closing guidelines.
• Ability to make business decisions during closing process.
• Strong problems solving skills.
• High level of attention to detail.
• Strong organizational skills.
• Excellent verbal and written communication skills.
• Ability to work under pressure.
• Customer-service oriented.

WORKING CONDITIONS

Work is performed in climate controlled indoor administrative office setting. The noise level in the work environment is usually quiet to moderate, depending upon office or meeting location.

PHYSICAL DEMANDS

While performing the duties of this job, the employee is regularly required to communicate. The employee frequently is required to remain stationary. The employee is occasionally required to stand; walk; use hands to finger, handle, or feel; reach with hands and arms; stoop, kneel, crouch, or crawl. The employee must occasionally lift and/or move 10 pounds. Vision: Close and distance required with ability to see objects in presence of glare or bright lighting (e.g., computer screen). Speech/Hearing: Frequently interact with management, vendors, coworkers, industry constituents, clients and the public.

Lenderlive Network is and Equal Opportunity Employer. We welcome and support diversity in the workplace.

To be considered for this position please e-mail your resume to: michael.seid@lenderlive.com

GENERAL PURPOSE

The Underwriter issues credit decisions based on the documented borrower profile within the guidelines of the program and client requirements. Underwriters will meet the minimum daily production goals and perform within department audit standards.

ESSENTIAL FUNCTIONS

• Perform data Input and analysis of findings in Loan Prospector, Desktop Underwriter, Assetwise, other AUS engines, and OES
• Review of credit reports to determine credit patterns, current liabilities, outstanding judgments and collections.
• Review of residential mortgage appraisal forms 1004, 2055, 2065, 2075, 1025, 1073, 2000, and AVM’s.
• Calculate of Loan to Value ratios.
• Analyze income from salaried, commissioned, self-employed, investments, fixed income sources.
• Analyze assets statements for all types of asset accounts.
• Reconcile findings with published guidelines to address/resolve variances.
• Meet department performance standards.
• While performing the duties of this position, the employee will view, have access to, and work with confidential financial data. The employee in this position must adhere to strict confidentiality policies and procedures.
• Perform related duties as requested.

QUALIFICATIONS - Summarize the typical qualifications in terms of education, years of related experience and other additional technical/professional/trade competencies of this job.

Education:
• Bachelor’s degree or equivalent education and experience considered.

Experience:
• At least five (5) years residential underwriting experience.
• Passing score on the underwriting pre hire test.
• Experience with AU systems.

Knowledge/Skills/Abilities:
• Strong knowledge of basic underwriting skill set (analysis of credit, income, assets, collateral, guidelines).
• Excellent communication skills both in writing and verbally.
• Able to interact with all levels of staff and management.
• Excellent organizational skills with attention to detail.
• Able to prioritize workload and meet deadlines.
• Able to multi-task, problem solve proactively and think creatively.
• High attention to detail.
• Ability to perform according to standards and guidelines.
• Ability to meet licensing requirements (S.A.F.E. Act).

WORKING CONDITIONS - Indicate traveling, mandatory weekend or shift work, or other applicable work conditions.

Work is performed in climate controlled indoor administrative office setting. The noise level in the work environment is usually quiet to moderate, depending upon office or meeting location.

PHYSICAL DEMANDS

While performing the duties of this job, the employee is regularly required to communicate. The employee frequently is required to remain stationary. The employee is occasionally required to stand; walk; use hands to finger, handle, or feel; reach with hands and arms; stoop, kneel, crouch, or crawl. The employee must occasionally lift and/or move 10 pounds. Vision: Close and distance required with ability to see objects in presence of glare or bright lighting (e.g., computer screen). Speech/Hearing: Frequently interact with management, vendors, coworkers, industry constituents, clients and the public.

LenderLive Network is an Equal Opportunity Employer. We welcome and support diversity in the workplace.

To be considered for this position please e-mail your resume to: michael.seid@lenderlive.com

CashCall, Inc., a growing lending company in Anaheim, is currently seeking an exceptional Software Quality Assurance Analyst for a junior-to-mid level position. The position will be responsible for verification and validation of software developed and implemented by the Development team. Ideal candidates will be innovative, self-motivated, a quick study, and willing to develop new skills while constantly improving existing abilities. This person must be able to work in a fast-paced and dynamic environment. You will be able to work on a variety of projects such as web, e-commerce, intranet, and Windows-based applications, in Microsoft.NET and Java technologies.

Responsibilities:
Develop and maintain automated functional and regression test scripts using Mercury QuickTest Professional
Accurately report and manage defects
Actively participate in quality assurance process improvement
Execute functional, regression, and various other types of testing as appropriate
Gain a firm understanding of business rules and new features being implemented
Work closely with Development and Business teams to test applications and assist in providing direction for defect fixes and systems enhancements
Estimate test effort and provide updates on remaining work to project team and project management
Requirements:
Experience in creating and executing test plans and test cases
Experience with defect tracking tools (i.e. StarTeam)
In-depth knowledge of QA methodologies and best practices
Strong understanding of testing techniques, approaches and strategies
Good understanding of RDBMS and SDLC
Client/Server and Web/Internet application testing experience
Proficiency working with Excel

Other Requirements:
Strong communication and organizational skills
Exhibits good judgment, professionalism, and open-mindedness
Must be self-motivated, dependable, trainable and a team player
Attention to detail and able to work independently but within a team environment

Education:
Bachelor’s degree in computer science related field

Pluses:
Banking and lending experience specifically Mortgage
Experience with Quick Test Pro automation tool

Unique & Exclusive to YOU!
Medical, Dental, Vision & 401K Plan
Casual Dress environment
Southern California Theme Park Attraction Discount Program
Shopping and Entertainment Discount Program
Casual and supportive work environment
Onsite Café
Onsite basketball courts
Founded in 2003, CashCall, Inc. has grown to become one of the nation’s premier consumer finance lenders. Headquartered in Anaheim, California, the company employs over 1,200 lending professionals, each dedicated to providing exceptional customer service. CashCall has been able to simplify and streamline the loan process, through the seamless coordination of online and offline services to make the process faster, easier and hassle-free.

CashCall Personal Loans and CashCall Mortgage Loans are subsidiaries of CashCall, Inc., each offering a variety of services depending on the applicant’s credit score and needs.

CashCall Mortgage specializes in low interest mortgage loans and home refinancing for borrowers with good credit. Founded by the people who started the very first direct mortgage company in 1995, CashCall Mortgage has streamlined the application and lending process, reducing their own costs and passing these savings on to customers by undercutting larger banks and lenders with lower interest rates no application fees, deposits or points.

CLICK TO APPLY

PROCESSOR MANAGER POSITION AVAILABLE

EXCELLENT SALARY POTENTIAL WITH FULL MEDICAL BENEFITS

ALL APPLICANTS MUST MEET BELOW CRITERIA IN ORDER TO BE CONSIDERED:

1) APPLICANT MUST HAVE NO LESS THAN (5) FIVE YEARS EXPERIENCE
2) APPLICANT MUST BE ABLE TO EFFECTIVELY MANAGE OTHERS WHILE WORKING ON A LARGE PIPELINE
3) APPLICANT MUST BE 100% FAMILIAR WITH ELLIE MAE ENCOMPASS SOFTWARE AND REQUIRE NO TRAINING
4) APPLICANT MUST BE ABLE TO ANALYZE COMPLEX LOANS AND FORM CREATIVE SOLUTIONS TO ADDRESS PROBLEMS THAT ARISE DURING PROCESS
5) APPLICANT MUST HAVE AN ABOVE AVERAGE ABILITY TO COMMUNICATE WITH BOTH BORROWERS AND INVESTORS
6) APPLICANT MUST BE 100% FAMILIAR WITH DU/LP/FHA CONNECTION
7) APPLICANT MUST HAVE MANAGERIAL SKILLS AND BE ABLE TO MANAGE A PIPELINE AS WELL AS SUBORDINATE PROCESSORS
8 ) DE POSITION WOULD REQUIRE NO LESS THAN THREE (3) YEARS EXPERIENCE
9) APPLICANT MUST BE 100% WITH READING AND ANALYZING THE FOLLOWING:

a) TAX RETURNS
b) CREDIT REPORTS
c) APPRAISAL REPORTS
d) TITLE REPORTS
e) PAY STUBS
f) VERIFICATION(S) OF EMPLOYMENT

10) APPLICANT MUST BE 100% FAMILIAR WITH PROCESSING FHA/CONVENTIONAL/FHA 203K/VA AND ABLE TO SUBMIT COMPLETE PACKAGE(S) IN BOTH PAPER AND IMAGED FORMATS TO INVESTOR(S) AS WELL AS HUD
11) APPLICANT MUST BE EXTREMELY ORGANIZED
12) APPLICANT MUST BE ABLE TO INTERACT WITH MORTGAGE LOAN ORIGINATORS
13) APPLICANT MUST BE ABLE TO COMPLETE THE PROCESS OF A MORTGAGE APPLICATION FROM INTAKE UNTIL CLOSING WITH NO ASSISTANCE AND BE ABLE TO SOLVE ISSUES ENCOUNTERED DURING PROCESS

To be considered for this position please e-mail your resume to: jason.rappaport@iccmortgage.com

Queens, NY Mortgage Company seeks Mortgage Loan Processor for its Ozone Park office.

Candidate will have minimum of 2 years’ experience in processing FHA & Conventional loans w/good communication & customer service skills. Knowledge of Calyx Point and/or bilingual is a plus.

Responsibilities include reviewing loan applications, obtaining additional documentation, submitting files to automated u/w systems, packaging files for u/w, reviewing loan commitments, clearing conditions, coordinating closings w/attorneys and borrowers.

Strong verbal/written communication, customer service and organizational skills are also necessary. Ability to thrive in a team environment

Base salary with bonus potential is commensurate with experience.

Email resumes with Salary Requirements to arehman@northpointonline.com

Job Description:
Bay Equity LLC is a direct lender operating in the heart of San Francisco’s financial district. Our mortgage banking services provide customers in the Western United States with efficient funding for conforming loans. Our mission is straight forward: deliver great Price & Service. We value the ability to move quickly and give you answers in hours rather than days.

We are openly seeking experienced mortgage individuals with an uncompromising work ethic in a friendly and goal oriented environment.
We are currently looking for an experienced Loan Coordinator with a minimum of 2 years experience.
Job Description:
“Call out the approval and thank the broker for business. Ask if they have any other loans to submit.
“Get conditions, review them and make sure all are in the file before passing to UW for review.
“Responsible for tracking all communication with set up, brokers, UW and doc drawers in regards to files.
“Call on all files with no movement in the past 5 days. Follow up within 3 days if no response.
“If appraisal comes back at lower value than expected the LC is to explain the rebuttal process to the broker.
“If the broker wants to rework the file the LC is to pass the file and broker off to the UW ensuring that UW responds to brokers request within 24 hours and work to get the docs out.
“Get doc requests from the brokers and complete DataTrac screens, preparing the file for docs.
“Send files with all conditions signed off to QC and follow up with QC to take the file to Doc Department afterward.
“Call on all files that are locked but do not have docs out within 48 hours of locking. (then again in 5 days)
“Call on all files with appraisals back over 48 hours that are not locked.
“Once a file is deemed dead by a broker or AE the LC must cancel the file within 24 hours. Files must be cancelled within 30 days if no activity.
“Communicate with UW priority of files for condition review. (ie: locked files, purchases)
“If files are sent to docs without all PTD conditions signed off the LC MUST communicate with the Funder, UW, broker and AE to inform them of the missing item(s). The LC will be the main point of contact for any PTD items and will be responsible for clearing them with the UW.
Skills:
Qualified Applicants will have:
“College degree or equivalent work experience in mortgagebanking industry (2+ years)
“MUST have Government experience
“Great analytical skills
“Knowledge of federal and state laws pertaining to the mortgage-banking industry
“Expertise in and experience providing value-added customer service in a fast-paced environment
“Experience using automated financial- and/or loan-tracking systems
“Strong communication skills and ability to effectively interact with customers
and realtors
Comments:
*We offer a comprehensive benefit package including; medical, dental, 401k, and paid time off.

*Compensation based on Experience.

Please include cover letter with salary requirements and the job title in the subject line when responding along with your resume to hr@bayeq.com. For more information on Bay Equity please see our website at www.bayeq.com and search the section Careers. You can also apply on our website.

*Bay Equity is an Equal Employment Opportunity Employer*

CLICK TO APPLY

WE’RE STILL GROWING!

The largest FHA lender in NJ is now seeking DE FHA Underwriters in order to keep pace with dramatically increasing volume. Successful candidates should have their FHA DE designation, strong customer service skills, a willingness to work rigorous hours when needed, and experience in wholesale lending.

Aggressive compensation plan. Benefits and 401(k) available. Flexible hours if needed. Openings are available immediately.

We are located next to Metropark Train Station in Central New Jersey, just off of Parkway Exit 131A.

CLICK TO APPLY

Job Responsibilities:

• Underwrite Conventional & FHA residential mortgage loans
• Review and signoff conditions for loan approval
• Evaluate appraisals and title reports to determine if the property meets investor guidelines
• Review credit reports and disclosures
• Review income and asset documentation to determine investor eligibility

Requirements

• 2+ years as FHA /Fannie Mae/ Freddie Mac underwriting experience
• Ability to work in a paperless environment
• Excellent written and verbal communication skills
• Knowledge of current market underwriting guidelines
• Strong knowledge of mortgage related software including Calyx Point, DU, LP, Datatrac

Compensation

• Salary DOE
• Bonus + Full Benefits

Please send resume and cover letter to Andrew Soss and Andrew@StewartSoss.com

Stewart & Soss Mortgage, a division of Pinnacle Capital Mortgage Corporation, is a highly rated Mortgage Banking Company headquartered in San Jose, CA with offices in Marin and Newport Beach.

Candidates in this job are responsible for assessing the overall credit risk of loan transactions by thorough analysis of all loan components for residential loan applications. Components include but are not limited to: AUS decision report, credit report, all sources of income, type of loan, appraisal report, assets, debt to income ratios, occupancy, preliminary title report and fraud detail reports.

Responsibilities:

• Ability to review all loan components in the file for completeness, accuracy and integrity while ensuring that documents are consistent and uphold to Company and industry guidelines. (i.e. Qualifying income used is supported by documentation provided; Appraised value used is supported by appraisal and supporting documentation)

• Examine transaction and investor manual to ensure compliance with all investor guidelines.

• Implement and enforce fraud detection techniques–Request supplemental information/documentation as necessity dictates.

• Underwrite loan application within limits of credit authority based on capability to underwrite transactions involving varying levels of complexity and risk–Acquire a 2nd level underwriter when deemed necessary.

• Recognize risk factors that may compromise the overall quality of the loan file.

• Execute loan decisions and review loan conditions in a timely manner- Expected production level is 4 underwriting decisions per day.

• Effectively communicate and engage proactively with loan agents, processors, funders and post-closers in regards to loan decisions, assignment of loan conditions, investor guidelines/documentation requirements and possible loan scenarios.

• Recognize types of documentation required for varying or unique circumstances. (e.g. Self-Employed borrowers, title report issues, derogatory credit and non-traditional income sources, etc.)

• Aid in the resolution of pre-purchase loan deficiencies by assisting the post-closing department in making necessary file corrections as well as retrieving loan suspense conditions.

Requirements:

• Strong attention to detail
• Ability to follow written and verbal directives
• Strong organizational skills and attention to details
• Ability to analyze large volume of financial data
• Effective critical thinking skills and abilities to manage assigned files
• Experience with LP/DU a MUST
• Knowledge of the Mortgage Underwriting process is a MUST
• Strong understanding of various mortgage documents
• Strong computer skills; Proficient with Microsoft Word, Excel, Power Point, Outlook

Founded in 2003, CashCall, Inc. has grown to become one of the nation’s premier consumer finance lenders. Headquartered in Anaheim, California, the company employs over 900 lending professionals, each dedicated to providing exceptional customer service.

CashCall has been able to simplify and streamline the loan process, through the seamless coordination of online and offline services to make the process faster, easier and hassle-free.

CashCall Personal Loans and CashCall Mortgage Loans are subsidiaries of CashCall, Inc., each offering a variety of services depending on the applicant’s credit score and needs.

CashCall Mortgage specializes in low interest mortgage loans and home refinancing for borrowers with good credit. Founded by the people who started the very first direct mortgage company in 1995, CashCall Mortgage has streamlined the application and lending process, reducing their own costs and passing these savings on to customers by undercutting larger banks and lenders with lower interest rates no application fees, deposits or points.

CLICK TO APPLY

CashCall, Inc., a growing lending company in Anaheim, is currently seeking a full-time senior software developer to join our development team. This position will require someone who is able to work in a fast-paced and dynamic environment. The developer will be able to work on a variety of projects, such as web, e-commerce, intranet, and WinForms applications, in Microsoft.NET and Java technologies.

Responsibilities:

Analyze, architect, and design web based n-tier applications.
Clearly translate business requirements into a system design and functional specifications.
Develop, write and implement software applications based on functional specifications.
Highly motivated, organized, and able to work effectively with minimum supervision.
Communicate requirements with business and technical stakeholders to model business processes.
Must be able to serve in a team lead capacity.

Requirements:

Previous experience with Microsoft.NET (C#, ASP.NET, Web Services, WinForms, ADO.NET and the 2.0 and above Framework)
Demonstrated experience in Software Development Life Cycle methodology
Previous experience with relational databases such as Oracle
4+ years of web application development and object oriented programming experience, including ASP.NET, HTML, CSS and JavaScript
Strong communication and organizational skills
Exhibits good judgment and assessment
Must be highly motivated and independent
Relies on experience and judgment to plan and accomplish goals
Ability to work independently or in a team environment

Additional Requirements:

Experience in the lending and financial industry
Experience with Loan Origination Systems (Empower)
Experience with Oracle 10g and above, extensive PL/SQL experience
Experience with accounting related projects
Microsoft certification
Experience with Microsoft .NET 4.0
Experience with Microsoft SharePoint Portal Server, Microsoft Project Server and Microsoft Team Foundation Server

Unique & Exclusive to YOU!

Medical, Dental, Vision & 401K Plan
Casual Dress environment
Southern California Theme Park Attraction Discount Program
Shopping and Entertainment Discount Program
Casual and supportive work environment
Onsite Café
Onsite basketball courts

The Company:

Founded in 2003, CashCall, Inc. has grown to become one of the nation’s premier consumer finance lenders. Headquartered in Anaheim, California, the company employs over 1,200 lending professionals, each dedicated to providing exceptional customer service. CashCall has been able to simplify and streamline the loan process, through the seamless coordination of online and offline services to make the process faster, easier and hassle-free.

CashCall Personal Loans and CashCall Mortgage Loans are subsidiaries of CashCall, Inc., each offering a variety of services depending on the applicant’s credit score and needs.

CashCall Mortgage specializes in low interest mortgage loans and home refinancing for borrowers with good credit. Founded by the people who started the very first direct mortgage company in 1995, CashCall Mortgage has streamlined the application and lending process, reducing their own costs and passing these savings on to customers by undercutting larger banks and lenders with lower interest rates no application fees, deposits or points.

CLICK TO APPLY

Are you a sales professional with a proven track record of identifying top notch sales techniques?

Are you detailed oriented and have the innate ability to identify issues and convert them into profitable solutions?

Do you believe in being recognized and handsomely rewarded for your hard work?

If you answered “YES” to the statements above, READ ON!

Duties & Responsibilities:

The position of Quality Control - Sales Analyst will listen to live and pre-recorded sales calls and provide evaluation reports to upper management based on the strengths, weaknesses, missed opportunities, and other variables sensitive to the Company.

Listen to live and pre-recorded calls
Complete sales evaluation templates measuring how the sales agents represented the Company
Provide detailed evaluation analysis the overall phone conversation process such as: initial greeting, opening, discovery, presentation, overcoming of objections, conclusion, and summary
Taking large volume of inbound calls
Assisting management by providing detailed reports with recommended identifiable solutions
Identify the effectiveness of an Agent’s loan origination abilities
Entering accurate information into our web-based application and verifying the information to be correct
Meeting ongoing evaluation report feedback objectives and goals that change on a monthly basis
Update all status report files such as feedback, recommendations, and concrete findings on a daily basis
Provide clear and concise reporting analysis on every phone evaluation while maintaining complete confidentiality on all viewed data

Requirements:

Must have 2+ years of recent mortgage experience preferably in a high volume call center environment
Must have strong sales and follow-up experience
Enthusiastic and dynamic personality with high motivation
Strong and clear communication skills
Excellent attention to detail and follow-up with ability to articulate report findings to management
Ability to work methodically in a fast-paced, high energy environment
Knowledge of Outlook, Internet and average typing skills

Unique & Exclusive to YOU!

Medical, Dental, Vision & 401K Plan
Casual Dress environment
Southern California Theme Park Attraction Discount Program
Shopping and Entertainment Discount Program
Casual and supportive work environment
Month-end meal celebration provided

We offer hourly rate of $12.00 plus variable commissions with each completed report with findings and excellent benefits…never take a draw again. Must have current mortgage experience and must be a quick learner.

The Company:

Founded in 2003, CashCall, Inc. has grown to become one of the nation’s premier consumer finance lenders. Headquartered in Anaheim, California, the company employs over 1,200 lending professionals, each dedicated to providing exceptional customer service. CashCall has been able to simplify and streamline the loan process, through the seamless coordination of online and offline services to make the process faster, easier and hassle-free.

CashCall Personal Loans and CashCall Mortgage Loans are subsidiaries of CashCall, Inc., each offering a variety of services depending on the applicant’s credit score and needs.

CashCall Mortgage specializes in low interest mortgage loans and home refinancing for borrowers with good credit. Founded by the people who started the very first direct mortgage company in 1995, CashCall Mortgage has streamlined the application and lending process, reducing their own costs and passing these savings on to customers by undercutting larger banks and lenders with lower interest rates no application fees, deposits or points.

CLICK TO APPLY

Candidates in this position will be responsible to ensure exceptions noted in internal and external reviews are corrected and that corrective actions to prevent reoccurrences are implemented.

Responsibilities:

Recommends, monitors and follows-up on corrective action plans if and where needed in order
To improve loan processes and procedures
Identify significant findings resulting from issues with underlying business practices
Underwriting and/or fraud exposure
Candidates will be responsible for assisting with miscellaneous administrative tasks as assigned
By management
Other tasks as assigned by management

Requirements:

Strong attention to detail
Ability to read and understand information presented verbally and in writing
Ability to follow written and verbal directives
Strong organizational skills
Ability to communicate information clearly and concisely both verbally and in writing.
Experience in QA/QC Preferred
Experience in the financial/mortgage industry a PLUS

Unique & Exclusive to YOU!

Medical, Dental, Vision & 401K Plan
Casual Dress environment
Southern California Theme Park Attraction Discount Program
Shopping and Entertainment Discount Program
Casual and supportive work environment
Onsite Café
Onsite basketball courts

Founded in 2003, CashCall, Inc. has grown to become one of the nation’s premier consumer finance lenders. Headquartered in Anaheim, California, the company employs over 1,200 lending professionals, each dedicated to providing exceptional customer service. CashCall has been able to simplify and streamline the loan process, through the seamless coordination of online and offline services to make the process faster, easier and hassle-free.

CashCall Personal Loans and CashCall Mortgage Loans are subsidiaries of CashCall, Inc., each offering a variety of services depending on the applicant’s credit score and needs.

CashCall Mortgage specializes in low interest mortgage loans and home refinancing for borrowers with good credit. Founded by the people who started the very first direct mortgage company in 1995, CashCall Mortgage has streamlined the application and lending process, reducing their own costs and passing these savings on to customers by undercutting larger banks and lenders with lower interest rates no application fees, deposits or points.

CLICK TO APPLY

Candidates in this position will be responsible for the overall auditing of mortgage files for the Shipping Department. Candidates will analyze multiple data, verify and cross-reference files to ensure any outstanding items be addressed promptly to the respected parties and investors.

Responsibilities:

• Review, analyze, and audit mortgage files and prepare for final shipment to investors (15-25 files daily)
• Working with other departments within the company to get issues corrected for file shipment
• Occasional scanning of Mortgage doc’s
• Perform daily file management specific to investors’ preference
• Occasional moving and organizing files for storage
• Other tasks as assigned by management

Requirements:

• Strong attention to detail
• Ability to follow written and verbal directives
• Strong organizational skills and attention to details
• Ability to communicate information clearly and concisely both verbally and in writing with employees and investors
• Effective critical thinking, analyzing, and error proofing skills
• Manage and follow-up of personal pipeline to ensure files are processed in a proper and timely manner
• Experience in the Mortgage and Real Estate field is a PLUS
• Ability to adapt to changing conditions regarding job procedures and work flow processes independently with minimal supervision.
• Working knowledge of Microsoft Word and Excel
• Experience and working knowledge of Blitz Docs and a variety of investor’s document loaders
• Strong understanding of various mortgage documents such as 1003’s, 1008’s, DU & LP
• Ability to use multi-facet copiers and scanners
• Ability to lift a minimum 10 lbs.

Unique & Exclusive to YOU!

• Medical, Dental, Vision & 401K Plan
• Casual Dress environment
• Southern California Theme Park Attraction Discount Program
• Shopping and Entertainment Discount Program
• Casual and supportive work environment
• Onsite Café
• Onsite basketball courts

Founded in 2003, CashCall, Inc. has grown to become one of the nation’s premier consumer finance lenders. Headquartered in Anaheim, California, the company employs over 900 lending professionals, each dedicated to providing exceptional customer service.

CashCall has been able to simplify and streamline the loan process, through the seamless coordination of online and offline services to make the process faster, easier and hassle-free.

CashCall Personal Loans and CashCall Mortgage Loans are subsidiaries of CashCall, Inc., each offering a variety of services depending on the applicant’s credit score and needs.

CashCall Mortgage specializes in low interest mortgage loans and home refinancing for borrowers with good credit. Founded by the people who started the very first direct mortgage company in 1995, CashCall Mortgage has streamlined the application and lending process, reducing their own costs and passing these savings on to customers by undercutting larger banks and lenders with lower interest rates no application fees, deposits or points.

CLICK TO APPLY

The position of Processor is the processing of a mortgage loan from beginning to funding.

Responsibilities:

• Communicate with borrowers in a manner which shows sensitivity, tact, and professionalism
• Contact each borrower in a timely manner to introduce yourself and go over the process and items needed
• Knowledge on reading and understanding appraisals, titles and credit reports; Running and reading DU
• Basic business math to calculate income, assets, taxes and monthly insurance
• Understand rules regulations, policies and/or procedures along with investor guidelines
• Maintains current knowledge about the industry, market trends, competitive position, etc.
• Strives to achieve and exceed productivity expectations and standards
• Ability to ‘pre-underwrite’ the file assuming what conditions will be needed prior to the file being underwritten by the underwriter requirements

Requirements:

• Read, interpret and apply applicable laws, rules, regulations and/or policies and procedures
• Deal with people in a manner which shows sensitivity, tact, and professionalism
• Demonstrated interpersonal, organizational and time management skills
• Accurately document all information pertaining to accounts
• Use basic/business math to solve problems
• Speak clearly, concisely and effectively; listen to, and understand, information and ideas as presented verbally
• Laws governing access to public and private records
• Follow written and/or oral instructions
• Use the telephone in a professional and courteous manner
• Strong computer skills. Must be able to move through the LOS system and other programs
• Time management: Knowing the cut-off times for funding and underwriting so that the file moves smoothly and does not lose a rate lock.
• Knowledge of GFE, APR, interest rates and disclosure/re-disclosure time lines
• Adaptability to a fast paced environment
• Maintain a regular 8 hour shift in addition to any overtime that may be required to keep your pipeline moving smoothly

Other Requirements:

• minimum of 1.5 - 2 yrs experience is required
• maintain a production average of 3 - 4 loan decisions per day

Founded in 2003, CashCall, Inc. has grown to become one of the nation’s premier consumer finance lenders. Headquartered in Anaheim, California, the company employs over 900 lending professionals, each dedicated to providing exceptional customer service.

CashCall has been able to simplify and streamline the loan process, through the seamless coordination of online and offline services to make the process faster, easier and hassle-free.

CashCall Personal Loans and CashCall Mortgage Loans are subsidiaries of CashCall, Inc., each offering a variety of services depending on the applicant’s credit score and needs.

CashCall Mortgage specializes in low interest mortgage loans and home refinancing for borrowers with good credit. Founded by the people who started the very first direct mortgage company in 1995, CashCall Mortgage has streamlined the application and lending process, reducing their own costs and passing these savings on to customers by undercutting larger banks and lenders with lower interest rates no application fees, deposits or points.

CLICK TO APPLY

Are you a mortgage professional with a proven track record of originating and closing loans?

Do you have aspirations to earn an unlimited income potential with a company that will provide the resources necessary for you to be successful?

Do you believe in being recognized and handsomely rewarded for your hard work?

If you answered “YES” to the statements above, READ ON!

Responsibilities:

• Professionally communicating with potential mortgage clients via inbound/outbound call leads
• Selling and producing mortgage loans
• Build long-term relationship while rapidly responding to the needs of the client
• Prescreen and analyze client’s financial overview to determine appropriate loan products
• Actively follow up with clients to ensure all initial required supporting documents are received
• Accurately generate loan data into software application while proactively working with Loan Processors to ensure all necessary file requirements are met
• Build and manage pipeline by professionally developing sound follow-up methods with existing clients
• Keeping Team Manager abreast of daily performance to ensure compliance measures are met
• Individually monitor production performance and identify areas of opportunities with Team Manager and Loan Agent Trainer to ensure ongoing productivity dynamics

The Boost:

• Newly hired Mortgage Loan Agents who are eligible will have an opportunity to participate in a fast track Agent Training Program that will enable complete competence in specific focus areas such as:
 Developing communication effectiveness with clients
 Pipeline Management
 Understanding the dynamics of Results and Advances/Desired Outcomes
 State of The Art utilization of Point of Sale Systems and systems integration
 Core knowledge in policy, procedures and compliance
 Developing expertise knowledge in latest industry news and trends relating to Mortgage
• Additional Topics Covered:
 Day 1: General Overview / Expectations/Scope and culture /Policies and Procedures
 Day 2: Introduction to systems (Prime / Empower / DU-LP) - Subject Matter Experts
 Day 3: Continued system training and intro to blitz docs - Subject Matter Experts
 Day 4: Logistics Support / Creating Disclosure packages / Loan Stacking / Common QC errors - Subject Matter Experts
 Day 5: Class review - Questions and answers - Exit interviews

Requirements:

• Must have experience in delivering excellent customer service, pleasant phone skills, and understand the changing mortgage industry
• Must be enthusiastic with a strong and dynamic personality motivated by individual performance merits
• Must have strong and clear communication skills both verbally and in writing
• Must possess excellent attention to detail with proactive accountability to meeting individual performance metrics that changes on a monthly basis
• Must have the ability to work methodically in a fast-paced, highly energetic changing work conditions
• Registered with NMLS with either DRE or DOC designations a PLUS
• NMLS SAFE ACT compliant
• Ability to maintain active MLO license status

Unique & Exclusive to YOU!

• The most competitive and aggressive total compensation package in the industry (base + Tier Pay Comp Plan + daily promotional bonuses)
• Medical, Dental, Vision & 401K Plan
• Casual Dress environment
• Southern California Theme Park Attraction Discount Program
• Shopping and Entertainment Discount Program
• Legitimate uncirculated inbound leads provided
• On-the-job training and licensing coordination
• Casual and supportive work environment
• Onsite Café
• Onsite basketball courts
• Month-end meal celebration provided
• Top producers participate in CashCall’s Platinum Club

Founded in 2003, CashCall, Inc. has grown to become one of the nation’s premier consumer finance lenders. Headquartered in Anaheim, California, the company employs over 900 lending professionals, each dedicated to providing exceptional customer service.

CashCall has been able to simplify and streamline the loan process, through the seamless coordination of online and offline services to make the process faster, easier and hassle-free.

CashCall Personal Loans and CashCall Mortgage Loans are subsidiaries of CashCall, Inc., each offering a variety of services depending on the applicant’s credit score and needs.

CashCall Mortgage specializes in low interest mortgage loans and home refinancing for borrowers with good credit. Founded by the people who started the very first direct mortgage company in 1995, CashCall Mortgage has streamlined the application and lending process, reducing their own costs and passing these savings on to customers by undercutting larger banks and lenders with lower interest rates no application fees, deposits or points.

CLICK TO APPLY

CashCall is seeking qualified and enthusiastic Loan Agent Support who is self-motivated, trustworthy, and can quickly adapt to change in a fast paced professional environment. Qualified candidates will support and promote a positive work atmosphere. Teamwork is essential to our success and we are looking for individuals that demonstrate caring, compassion, and an ability to get along with others.

Responsibilities:

Receive large volume of inbound calls plus make outbound calls via Auto Dialer or manual calling.
Loan Agent Support will identify, gather and verify customer’s information
Initial pre-application data entry into our web-based application and verifying the information to be correct
Provide excellent customer service regarding application status and conduct preliminary data review
Accurately document all information in a high production environment
Assisting customers throughout the loan origination process by providing excellent follow-up, documentation assurance review, and resolving issues in a timely manner
Review documents for accuracy and completeness
Meet call quotas and individual goals on a monthly basis

Requirements:

High school diploma or equivalent
1-2 years of customer service experience (Call Center Environment Preferred)
The ability to negotiate with customers
Strong and clear communication skills
Excellent attention to detail and follow-up
Ability to work methodically in a fast-paced, highly energetic environment
Ability to work towards being a licensed Mortgage Loan Agent (NMLS)
Ability to work towards passing S.A.F.E. Act Requirements
Ability to work with changing work schedules

Unique & Exclusive to YOU!

• Medical, Dental, Vision & 401K Plan
• Casual Dress environment
• Southern California Theme Park Attraction Discount Program
• Shopping and Entertainment Discount Program
• Casual and supportive work environment

Founded in 2003, CashCall, Inc. has grown to become one of the nation’s premier consumer finance lenders. Headquartered in Anaheim, California, the company employs over 900 lending professionals, each dedicated to providing exceptional customer service.

CashCall has been able to simplify and streamline the loan process, through the seamless coordination of online and offline services to make the process faster, easier and hassle-free.

CashCall Personal Loans and CashCall Mortgage Loans are subsidiaries of CashCall, Inc., each offering a variety of services depending on the applicant’s credit score and needs.

CashCall Mortgage specializes in low interest mortgage loans and home refinancing for borrowers with good credit. Founded by the people who started the very first direct mortgage company in 1995, CashCall Mortgage has streamlined the application and lending process, reducing their own costs and passing these savings on to customers by undercutting larger banks and lenders with lower interest rates no application fees, deposits or points.

CLICK TO APPLY

Are you a sales professional with a proven track record of closing deals?

Do you have aspirations to earn an unlimited income potential with a company that will provide the resources necessary for you to be successful?

Do you believe in being recognized and handsomely rewarded for your hard work?

If you answered “YES” to the statements above, READ ON!

Responsibilities:

Professionally communicating with potential clients via inbound/outbound call leads
Selling and producing consumer loans
Build long-term relationship while rapidly responding to the needs of the client
Prescreen and analyze client’s financial overview to determine appropriate loan products
Actively follow up with clients to ensure all initial required supporting documents are received
Accurately generate loan data into software application while proactively working with Loan Processors to ensure all necessary file requirements are met
Build and manage pipeline by professionally developing sound follow-up methods with existing clients
Keeping Team Manager abreast of daily performance to ensure compliance measures are met
Individually monitor production performance and identify areas of opportunities with Team Manager to ensure ongoing productivity dynamics

Requirements:

Must have experience in delivering excellent customer service, pleasant phone skills, and understand changing financial industry
Must be enthusiastic with a strong and dynamic personality motivated by individual performance merits
Must have strong and clear communication skills both verbally and in writing
Must possess excellent attention to detail with proactive accountability to meeting individual performance metrics that changes on a monthly basis
Must have the ability to work methodically in a fast-paced, highly energetic changing work conditions

Unique & Exclusive to YOU!

The most competitive and aggressive total compensation package in the industry (base + Tier Pay Comp Plan + daily promotional bonuses)
Medical, Dental, Vision & 401K Plan
Casual Dress environment
Shopping and Entertainment Discount Program
Legitimate uncirculated inbound leads provided
Casual and supportive work environment
Month-end meal celebration provided
Top producers participate in CashCall’s Platinum Club

Founded in 2003, CashCall, Inc. has grown to become one of the nation’s premier consumer finance lenders. Headquartered in Anaheim, California, the company employs over 1,200 lending professionals, each dedicated to providing exceptional customer service. CashCall has been able to simplify and streamline the loan process, through the seamless coordination of online and offline services to make the process faster, easier and hassle-free.

CashCall Personal Loans and CashCall Mortgage Loans are subsidiaries of CashCall, Inc., each offering a variety of services depending on the applicant’s credit score and needs.

CashCall Mortgage specializes in low interest mortgage loans and home refinancing for borrowers with good credit. Founded by the people who started the very first direct mortgage company in 1995, CashCall Mortgage has streamlined the application and lending process, reducing their own costs and passing these savings on to customers by undercutting larger banks and lenders with lower interest rates no application fees, deposits or points.

CLICK TO APPLY

Are you a sales professional with a proven track record of closing deals?

Do you have aspirations to earn an unlimited income potential with a company that will provide the resources necessary for you to be successful?

Do you believe in being recognized and handsomely rewarded for your hard work?

If you answered “YES” to the statements above, READ ON!

Duties & Responsibilities:

Immediate openings for Loan Agents. Work for a company that powered through the recession. We advertise on the radio, television nation-wide, and on the Internet.
MORE INBOUND CALLS THAN YOU CAN HANDLE!
Do you have a burning desire to earn 60k to 150k? Our top agents have the potential to make this and more. You MUST be a closer and know how to sell over the phone. Great income is the reward for hard work and dedication. Incredible income potential.
Requirements:
Must be flexible to work on weekends and holidays!
We offer hourly plus commission and excellent benefits…never take a draw again. No experience necessary, but must be a quick learner.

Unique & Exclusive to YOU!

The most competitive and aggressive total compensation package in the industry (base + Tier Pay Comp Plan + daily promotional bonuses)
Medical, Dental, Vision & 401K Plan
Casual Dress environment
Southern California Theme Park Attraction Discount Program
Shopping and Entertainment Discount Program
Legitimate uncirculated inbound leads provided
Casual and supportive work environment
Month-end meal celebration provided
Top producers participate in CashCall’s Platinum Club

The Company:

Founded in 2003, CashCall, Inc. has grown to become one of the nation’s premier consumer finance lenders. Headquartered in Anaheim, California, the company employs over 1,200 lending professionals, each dedicated to providing exceptional customer service. CashCall has been able to simplify and streamline the loan process, through the seamless coordination of online and offline services to make the process faster, easier and hassle-free.

CashCall Personal Loans and CashCall Mortgage Loans are subsidiaries of CashCall, Inc., each offering a variety of services depending on the applicant’s credit score and needs.

CashCall Mortgage specializes in low interest mortgage loans and home refinancing for borrowers with good credit. Founded by the people who started the very first direct mortgage company in 1995, CashCall Mortgage has streamlined the application and lending process, reducing their own costs and passing these savings on to customers by undercutting larger banks and lenders with lower interest rates no application fees, deposits or points.

CLICK TO APPLY

Are you a sales professional with a proven track record of closing deals?

Do you have aspirations to earn an unlimited income potential with a company that will provide the resources necessary for you to be successful?

Do you believe in being recognized and handsomely rewarded for your hard work?

If you answered “YES” to the statements above, READ ON!

Responsibilities:

Professionally communicating with potential clients via inbound/outbound call leads
Selling and producing consumer loans
Build long-term relationship while rapidly responding to the needs of the client
Prescreen and analyze client’s financial overview to determine appropriate loan products
Actively follow up with clients to ensure all initial required supporting documents are received
Accurately generate loan data into software application while proactively working with Loan Processors to ensure all necessary file requirements are met
Build and manage pipeline by professionally developing sound follow-up methods with existing clients
Keeping Team Manager abreast of daily performance to ensure compliance measures are met
Individually monitor production performance and identify areas of opportunities with Team Manager to ensure ongoing productivity dynamics

Requirements:

Must have experience in delivering excellent customer service, pleasant phone skills, and understand changing financial industry
Must be enthusiastic with a strong and dynamic personality motivated by individual performance merits
Must have strong and clear communication skills both verbally and in writing
Must possess excellent attention to detail with proactive accountability to meeting individual performance metrics that changes on a monthly basis
Must have the ability to work methodically in a fast-paced, highly energetic changing work conditions

Unique & Exclusive to YOU!

The most competitive and aggressive total compensation package in the industry (base + Tier Pay Comp Plan + daily promotional bonuses)
Medical, Dental, Vision & 401K Plan
Casual Dress environment
Southern California Theme Park Attraction Discount Program
Shopping and Entertainment Discount Program
Legitimate uncirculated inbound leads provided
On-the-job training and licensing coordination
Casual and supportive work environment
Onsite Café
Onsite basketball courts
Month-end meal celebration provided
Top producers participate in CashCall’s Platinum Club

Founded in 2003, CashCall, Inc. has grown to become one of the nation’s premier consumer finance lenders. Headquartered in Anaheim, California, the company employs over 1,200 lending professionals, each dedicated to providing exceptional customer service. CashCall has been able to simplify and streamline the loan process, through the seamless coordination of online and offline services to make the process faster, easier and hassle-free.

CashCall Personal Loans and CashCall Mortgage Loans are subsidiaries of CashCall, Inc., each offering a variety of services depending on the applicant’s credit score and needs.

CashCall Mortgage specializes in low interest mortgage loans and home refinancing for borrowers with good credit. Founded by the people who started the very first direct mortgage company in 1995, CashCall Mortgage has streamlined the application and lending process, reducing their own costs and passing these savings on to customers by undercutting larger banks and lenders with lower interest rates no application fees, deposits or points.

CLICK TO APPLY

Candidates in this job are responsible for assessing the overall credit risk of loan transactions by thorough analysis of all loan components for consumer loan applications. Components include: credit report, all sources of income, analyzing the bank statements, ach bank information, type of loan program, FICO score, CDS score, residual income and fraud detail reports.

Responsibilities:

• Review all loan components in the consumer loan application to include but not limited to completeness, accuracy and integrity while ensuring that documents are consistent and uphold to Company and industry guidelines. (i.e. qualifying income used is supported by documentation provided.)
• Examine transaction to ensure compliance with all Cashcall consumer loan policies.
• Implement and enforce fraud detection techniques. Request supplemental information/documentation as necessity dictates. Also, forwarding files to the fraud que for review when necessary.
• Underwrite loan application within limits of credit authority based on capability to underwrite transactions involving varying levels of complexity and risk-Acquire a 2nd level underwriter when deemed necessary.
• Recognize risk factors that may compromise the overall quality of the application request.
• Execute prudent loan decisions and review loan conditions in a timely manner.
• On average underwrite and disposition 50 consumer loans applications per day.
• Every file must be reviewed to completion on the initial review, (application, credit, faxes, call logs & all calculations) no matter the decision, unless an incomplete application was given.
• Recognize types of documentation required for varying or unique circumstances. (e.g. Self-Employed borrowers, derogatory credit and non-traditional income sources, etc.)
• Effectively communicate an engage proactively with loan agents, funders and servicing/collections in regards to loan decisions, assignment of loan conditions and possible loan scenarios.
• Each underwriter is to uphold exceptional customer service.

Requirement:

• Ability to be detailed oriented while working in changing working conditions
• Knowledge of CDS Scores, FICO Scores, consumer loan applications, ACH transactions
• Ability to analyze large amounts of financial data and the ability to document financial data accurately
• Strong computer skills; Proficient with Microsoft Word, Excel, Power Point, Outlook
• Ability to communicate verbally and in writing
• Experience in Consumer Underwriter preferred

Unique & Exclusive to YOU!

• Medical, Dental, Vision & 401K Plan
• Casual Dress environment
• Southern California Theme Park Attraction Discount Program
• Shopping and Entertainment Discount Program
• Casual and supportive work environment
• Onsite Café
• Onsite basketball courts

Founded in 2003, CashCall, Inc. has grown to become one of the nation’s premier consumer finance lenders. Headquartered in Anaheim, California, the company employs over 900 lending professionals, each dedicated to providing exceptional customer service.

CashCall has been able to simplify and streamline the loan process, through the seamless coordination of online and offline services to make the process faster, easier and hassle-free.

CLICK TO APPLY

The position of Processor is the processing of a mortgage loan from beginning to funding.

Responsibilities:

• Communicate with borrowers in a manner which shows sensitivity, tact, and professionalism
• Contact each borrower in a timely manner to introduce yourself and go over the process and items needed
• Knowledge on reading and understanding appraisals, titles and credit reports; Running and reading DU
• Basic business math to calculate income, assets, taxes and monthly insurance
• Understand rules regulations, policies and/or procedures along with investor guidelines
• Maintains current knowledge about the industry, market trends, competitive position, etc.
• Strives to achieve and exceed productivity expectations and standards
• Ability to ‘pre-underwrite’ the file assuming what conditions will be needed prior to the file being underwritten by the underwriter requirements

Requirements:

• Read, interpret and apply applicable laws, rules, regulations and/or policies and procedures
• Deal with people in a manner which shows sensitivity, tact, and professionalism
• Demonstrated interpersonal, organizational and time management skills
• Accurately document all information pertaining to accounts
• Use basic/business math to solve problems
• Speak clearly, concisely and effectively; listen to, and understand, information and ideas as presented verbally
• Laws governing access to public and private records
• Follow written and/or oral instructions
• Use the telephone in a professional and courteous manner
• Strong computer skills. Must be able to move through the LOS system and other programs
• Time management: Knowing the cut-off times for funding and underwriting so that the file moves smoothly and does not lose a rate lock.
• Knowledge of GFE, APR, interest rates and disclosure/re-disclosure time lines
• Adaptability to a fast paced environment
• Maintain a regular 8 hour shift in addition to any overtime that may be required to keep your pipeline moving smoothly

Other Requirements:

• minimum of 1.5 - 2 yrs experience is required
• maintain a production average of 3 - 4 loan decisions per day

Founded in 2003, CashCall, Inc. has grown to become one of the nation’s premier consumer finance lenders. Headquartered in Anaheim, California, the company employs over 900 lending professionals, each dedicated to providing exceptional customer service.
CashCall has been able to simplify and streamline the loan process, through the seamless coordination of online and offline services to make the process faster, easier and hassle-free.
CashCall Personal Loans and CashCall Mortgage Loans are subsidiaries of CashCall, Inc., each offering a variety of services depending on the applicant’s credit score and needs.
CashCall Mortgage specializes in low interest mortgage loans and home refinancing for borrowers with good credit. Founded by the people who started the very first direct mortgage company in 1995, CashCall Mortgage has streamlined the application and lending process, reducing their own costs and passing these savings on to customers by undercutting larger banks and lenders with lower interest rates no application fees, deposits or points.

CLICK TO APPLY

Our company is looking to hire one dedicated candidate to the position of Senior Mortgage Loan Processor.

Some of the things we are looking for in a potential employee are:

- Excellent written and verbal skills.
- A positive attitude.
- Ability to remain focused considering short deadlines.
- Must be organized and able to manage workflow without direct supervision.
- Must have an attention to detail.
- MUST HAVE A MINIMUM 5 YEARS EXPERIENCE IN LOAN PROCESSING.

Education necessary for this position:

High School diploma or equivalent.

Skills necessary for this position include:

- Must be able and willing to provide direct customer service with borrowers.
- Must have knowledge of computers (specifically Microsoft Office and Adobe Acrobat Standard).
- Must be able to accurately input data in a timely manner and meet deadlines.
- Must have experience with mortgage processing and be able to process loans without extensive training or direct supervision.
- Must be able to contribute tasks outside of job description as needed.
- Must be able to work day shift hours (8AM-5PM)
- Must have experience with Conventional, VA, FHA and USDA loan programs.
- Applicant will be working with “A” paper only.

Training related to office systems will be offered to qualified applicants upon hire.
Knowledge of Encompass 360 or Lenders Office a plus.

Any interested applicants should submit a formal resume via email to Laura@rate1mortgage.com - you will be notified via phone call if you are considered for an interview so please include your phone number with your resume!

Job Description:
Bay Equity is a direct Mortgage lender headquartered in the heart of San Francisco’s financial district. We have branch offices throughout the Western United States. Our mortgage banking services provide customers with efficient funding for conforming, FHA, VA and agency Jumbo loans. Our mission is straight forward: deliver great Price & Service.
We are currently looking for experienced FHA processors & FHA Underwriters with an active CHUMS ID.

Primary Responsibilities Include:

“Reviewing applications for completeness
“Updating data in LOS
“Reviewing incoming documentation and confirming data integrity
“Reviewing and analyzing appraisals, prelim and purchase contracts
“Making decisions on the credit worthiness of the borrower
“Issuing loan approval, counter offers, or denials

Skills:
A Successful Candidate Will Have:

“5+ years experience in FHA Lending
“Underwritten FHA loans within the last year
“Full understanding of FHA and Fannie Mae products
“Excellent analytical skills
“Knowledge of federal and state laws pertaining to the mortgage-banking industry (i.e. TILA, ECOA, etc.)
“Experience using automated financial- and/or loan-tracking systems
“Have the ability to work independently as well as part of a team
Comments:
We offer a comprehensive benefit package including; medical, dental, 401k, and paid time off
Compensation Based on experience
Please indicate Position and Location in subject title
Please attach resume and cover letter along with salary requirements.

CLICK TO APPLY

- Prepare and process mortgage loan records, files and correspondence from application through approval.
- Calculate income and complete self-employed tax return analysis.
- Review appraisal reports for accuracy and potential problems.
- Review documents for acceptability against loan conditions.
- Ensure compliance with bank, regulatory and investor guidelines and customer service standards.
- Communicate with customers, internal staff, brokers, counsel, title companies, etc. to respond to inquiries, resolve problems and obtain all necessary documentation required for the file.
Basic Qualifications
- High school diploma or equivalent
- Two to three years of experience in loan processing and closing activities

Preferred Skills/Experience
- Well-developed ability to manage multiple tasks/projects and deadlines simultaneously
- Thorough knowledge of loan processing and closing policies, procedures, documents, underwriting requirements, governmental and agency requirements, terminology, and automated processing systems
- Thorough knowledge of credit policies and approval processes
- Strong verbal and written communication skills
This is a full-time, 40 hour per week opening. Overtime may be required as needed.
CLICK TO APPLY

Immediate Opening for Mortgage Loan Processor - Domain Expert
Location: Irvine, CA

We are a software development firm seeking an experienced mortgage loan processor to assist with domain expertise. We will provide a complete working environment and provide Fannie Mae loan scenarios.

Candidate Requirements:

• 3 + (three) year’s recent experience with Encompass or Calyx
• Ability to successfully work within a casual, but professional environment.
• Detailed oriented - self starter with ability to anticipate requirements with a wide variety of loan types - purchase, refi, refi-cashout, reverse, construction
• Multi-state experience highly beneficial
• Very attractive hourly compensation with flexible hours.

This is an hourly contract position. Candidates with other full time or contract work are welcome.
If you are interested please contact James Reid at (323) 974-3309, or via email at james.reid@opensoftdev.com

- Administers policies and procedures for mortgage loan servicing/processing or operational functions to ensure compliance with various regulatory, investor, governmental or corporate requirements.
- Interviews, hires, trains, mentors, evaluates and assist subordinate personnel.
- Coordinates work flow for assigned personnel, sets processing deadlines and ensures proper procedures are followed.
- Processes a variety of confidential information and documents.
- Generates correspondence and reports.
- Provides superior service to our customer base as well as internal staff.
- Provides support to department manager and carries out assigned duties and projects.
- Processes mortgage loans on an as-needed basis.
Basic Qualifications

- Bachelor’s degree, or equivalent work experience
- Five or more years of experience in mortgage banking with emphasis on servicing/processing
- Minimum one year of supervisory experience
Preferred Skills/Experience

- Basic knowledge of all aspects of mortgage lending, servicing or operational policies and practices
- Strong problem-solving and decision-making skills
- Excellent interpersonal, verbal and written communication skills
- Ability to manage multiple tasks/projects and deadlines simultaneously

CLICK TO APPLY

Job Summary: Responsible for the underwriting of conventional and government loans

Responsibilities:

 Underwrite Conventional, FHA, and VA loans according to approved underwriting credit guidelines as prescribed by Freddie Mac, Fannie Mae, FHA, VA, and USDA; and follow individual investor guidelines with respect to possible additional overlays on each product
 Coach/counsel personnel in the interpretation and application of underwriting guidelines, providing guidance and recommendations in person or via email or telephone conversations
 Identify and recommend alternative loan structuring and financing solutions as needed
 Communicate all loan decisions in a timely manner
 Prior to any notice of declination, provide file to be reviewed by Regional Underwriting Manager and loan committee for alternative solutions
 Communicate all loan declinations and suspensions verbally to the Mortgage Banker or Branch Manager as quickly as possible
 Clear underwriting conditions to facilitate closing and funding of loans within current turn times posted
 Condition for Field Review on appraisal reports as needed
 Ensure that final loan information is accurate in loan origination system prior to file being submitted to closing, including but not limited to loan amounts, appraised value, interest rate, income, assets, and monthly payments
 Assist when required to satisfy any post-closing issues
 Perform other duties as assigned

Skills:

 Professional, polished, and clear verbal and written communication skills
 Able to work effectively in a collaborative team environment
 Customer-centric attitude

Requirements:

 Minimum of 5-7 years’ experience in mortgage loan underwriting
 Lender system Encompass knowledge preferred

Interested applicants please email cover letter and resume to careers@sentemortgage.com

About the Job

Banking FHA UNDERWRITER North Easton Savings Bank, a full service mutual savings bank with nine banking locations, is seeking an experienced FHA underwriter to work at our mortgage banking facility at 20 Eastman Street, South Easton, MA. Additional experience underwriting conforming, Jumbo, and MHFA loans preferred. The successful candidate will be able to communicate with all parties involved in real estate transactions in a professional manner, be familiar with loan origination systems and able to utilize automated underwriting findings, have excellent organizational skills, and be able to multi-task in this fast paced environment. Multi-lingual ability preferred, but not required. Interested candidates should send a cover letter, resume, references and compensation requirements to North Easton Savings Bank, Jo-Anne C. Brooks, Senior Vice President and HR Officer, 20 Eastman St., South Easton, MA 02375, or fax to (508) 238-3894, or e-mail to jbrooks@northeaston savingsbank.com. North Easton Savings Bank offers a competitive salary and a comprehensive benefits package.

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North Easton Savings Bank, a full service mutual savings bank with nine banking locations, is seeking an experienced FHA underwriter to work at our mortgage banking facility at 20 Eastman Street, South Easton, MA. Additional experience underwriting conforming, Jumbo, and MHFA loans preferred. The successful candidate will be able to communicate with all parties involved in real estate transactions in a professional manner, be familiar with loan origination systems and able to utilize automated underwriting findings, have excellent organizational skills, and be able to multi-task in this fast paced environment. Multi-lingual ability preferred, but not required. Interested candidates should send a cover letter, resume, references and compensation requirements to North Easton Savings Bank, Jo-Anne C. Brooks, Senior Vice President and HR Officer, P.O. Box 299, North Easton, MA 02356-0299, or fax to (508)238-3894, or e-mail to jbrooks@ northeastonsavingsbank.com. North Easton Savings Bank offers a competitive salary and benefits package.

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- Administers policies and procedures for mortgage loan servicing/processing or operational functions to ensure compliance with various regulatory, investor, governmental or corporate requirements.
- Interviews, hires, trains, mentors, evaluates and assist subordinate personnel.
- Coordinates work flow for assigned personnel, sets processing deadlines and ensures proper procedures are followed.
- Processes a variety of confidential information and documents.
- Generates correspondence and reports.
- Provides superior service to our customer base as well as internal staff.
- Provides support to department manager and carries out assigned duties and projects.
- Processes mortgage loans on an as-needed basis.
Basic Qualifications
- Bachelor’s degree, or equivalent work experience
- Five or more years of experience in mortgage banking with emphasis on servicing/processing
- Minimum one year of supervisory experience

Preferred Skills/Experience
- Basic knowledge of all aspects of mortgage lending, servicing or operational policies and practices
- Strong problem-solving and decision-making skills
- Excellent interpersonal, verbal and written communication skills
- Ability to manage multiple tasks/projects and deadlines simultaneously

CLICK TO APPLY

ICON Residential Lenders, LLC

Job Description JOB TITLE: FHA UW JOB CODE: DEPARTMENT: Underwriting JOB GRADE: DIVISION: Wholesale ORIENTATION: Operations FLSA STATUS: Non-exempt REVISION DATE: Issued 09/09/10 POSITION REPORTS TO Underwriting Supervisor POSITION(S) SUPERVISED None Essential Job Functions Display an observable sense of urgency in the execution of daily job functions. Provide customer service to internal and external customers in accordance with levels and expectations consistent with Company standards. Remain current on Company underwriting guidelines/secondary market investor requirements, pricing policies and FHA regulations and ensure compliance therewith . Manage and assist a team of Underwriters with any questions or concerns. Review and address all escalations from Underwriters, Account Managers, and Sales. Second sign all loans for new underwriters and provide feedback to assist them with their training. Monitor the performance of each Underwriter to ensure productivity and quality meet ICON’s performance metrics and standards. Provide coaching and action steps as needed. Assign new loans to each Underwriter on a daily basis. Monitor each Underwriter’s workload on a daily basis. Assign work out to Jr. Underwriters to ensure a good workload balance and maximum productivity. Second review all denials to ensure there are no missed business opportunities. Monitor loans in Suspense status to ensure loans get moved to the appropriate status in a timely manner. Ensure compliance to federal, state, and investor regulations and requirements Provide on a weekly basis, updates on the team in regards to production and quality plus address any concerns with the Underwriting Supervisor. Work with other team members to ensure efficient work flow Perform other duties as assigned. Minimum Requirements High School Diploma or equivalent required College degree preferred At least five years of experience in underwriting loan files Prior experience working with automated Loan Origination Systems Proficiency with Microsoft Office Knowledge/Skills/Abilities Current knowledge of industry specific underwriting guidelines and procedures as well as federal, state and local regulations Knowledge of D/U underwriting Knowledge of mortgage banking Analytical skills Detail oriented Highly organized Multi-tasking and prioritization skills necessary Ability to work in a fast paced environment under time constraints Ability to organize and coordinate projects Ability to adapt to change quickly Knowledge of Microsoft Office Excellent customer service skills Excellent communication skills both written and verbal Proficient in MS Office Word, Outlook, and Excel Disclaimer The above statements are intended to describe the general nature and level of work being performed by people assigned to this classification. They are not to be construed as an exhaustive list of all responsibilities, duties, and skills required of personnel so classified. Additional functions and requirements may be assigned by management as deemed appropriate. All personnel may be required to perform duties outside of their normal responsibilities from time to time, as needed.

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Location: Irvine, CA

First National Bank, a national mortgage lender, is looking for an experienced Processor for its Irvine California Retail Loan Center. This is a permanent position.

Candidate Requirements:

• 3 + (three) year’s advanced recent experience with Encompass.
• 5 + (five) years of recent processing experience with no employment gaps verifiable by the FBI and FDIC.
• 3 + (three) year’s recent FHA experience along with FNMA and FHLMC.
• Familiarity with national lending practices preferred.
• Detailed oriented - self starter with ability to anticipate requirements at all loan stages.
• Ability to successfully work within a high producing casual, but professional environment.
• Ability to process 30 + loans per month.
• Must have experience working for a direct/correspondent lender NOT a broker.

First National Bank offers excellent benefits, including medical, dental, 401(k) and more! If you are interested in joining an aggressive, entrepreneurial company, please fax your resume to (877) 545-8776.

First National Bank is an Equal Opportunity Employer

Start Date: A.S.A.P.
Salary: (Verify your salary with Salary.com) TBD
Location: United States - Florida - Lake Mary

Job Description:
The DE Underwriter is responsible for reviewing all loan applications for compliance with Integrity’s underwriting, investor, government and FNMA/FHLMC guidelines.
Responsibilities:
· Reviews/analyzes loan files submitted for borrowers to ensure file meets loan program requirements. Includes individual analysis of:
o Loan application
o Credit profile/report(s)
o Debt and assets
o Income/financial statements
o Loan values/loan-to-value ratios
o Appraisal reports
o Collateral and Supporting documentation
o Revisits loans to review and clear conditions
o Approves, counters or denies loan file
o Escalates fraud files to underwriting leadership team
Skills:
YOU MUST HAVE 3 YEARS CURRENT FHA EXPERIENCE!

· High School Diploma or equivalent; some college preferred
· Minimum 3 years of residential mortgage underwriting experience
· DE certification and recent FHA underwriting experience required
· Experience working with Fannie Mae Desktop Underwriter and Freddie Mac Loan Prospector
· VA SAR and/or LAPP designations and experience a plus
· USDA Underwriting experience a plus

Required knowledge, Skills and Abilities:
· Knowledge of FHA, FNMA and FHLMC policies and guidelines
· Knowledge of mortgage loan processing, compliance, investor products and underwriting guidelines
· Knowledge of mortgage insurance (MI) guidelines
· Working knowledge of various fraud tools
· Strong interpersonal, oral and written communication skills
· Excellent customer service orientation
· Ability to multi-task, prioritize and time manage
· Strong analytical skills with the ability to exercise independent judgment
· Excellent computer and Microsoft Office skills

Required Organizational Competencies:
· Adaptability
· Communication
· Innovation
· Integrity/Honesty
· Teamwork

CLICK TO APPLY

- Prepare and process mortgage loan records, files and correspondence from application through approval.
- Calculate income and complete self-employed tax return analysis.
- Review appraisal reports for accuracy and potential problems.
- Review documents for acceptability against loan conditions.
- Ensure compliance with bank, regulatory and investor guidelines and customer service standards.
- Communicate with customers, internal staff, brokers, counsel, title companies, etc. to respond to inquiries, resolve problems and obtain all necessary documentation required for the file.
Basic Qualifications

- High school diploma or equivalent
- Two to three years of experience in loan processing and closing activities

Preferred Skills/Experience

- Well-developed ability to manage multiple tasks/projects and deadlines simultaneously
- Thorough knowledge of loan processing and closing policies, procedures, documents, underwriting requirements, governmental and agency requirements, terminology, and automated processing systems
- Thorough knowledge of credit policies and approval processes
- Strong verbal and written communication skills
This is a full-time, 40 hour per week opening. Overtime may be required as needed.

CLICK TO APPLY

The Appraisal Desk Specialist candidate chosen will be working for a Growing Financial Services Company in downtown San Francisco. The ideal candidate will have a strong understanding of the entire loan process and familiar with appraisals.

The Appraisal Desk Specialist will be responsible for handling the three phases of getting an appraisal for a mortgage loan as shown below.

Pre-order duties: determining the appropriate appraiser(s) to appraise a particular property, sending out bid requests to the appraiser, following up on unanswered bid requests, forwarding bids to the Loan Officers, looking for new bids if the Loan Officers reject, following up with Loan Officers why bids have not turned to orders

Order duties: ordering appraisals, confirming orders have been received by the appraisers, following up on inspection dates, forwarding documents or information required by the appraiser, following up on late appraisals

Post order duties: forwarding received appraisals to the Loan Officers, storing the appraisals, processing the invoices for payment by Accounts Payable, resolving invoice or payment issues, contacting the appraiser for report corrections

Perform duties as required by the Appraisal Desk Manager and Director of Lending Strategy, Products and Sales

Basic Skills and Experience Required:

Strong home mortgage processing background
Knowledge and understanding of appraisals.
Have worked with loan origination systems.
Familiar with government regulations on appraisals (a plus)
Strong written and verbal communication skills.
Strong initiative and detail oriented.
Ability to work independently and multi-task efficiently.
Have a positive attitude with outstanding customer service skills.
Proficient in Microsoft Office.

Please email kmitchell@condegroup.com with your updated resume if you are interested.

Location: United States - California - Pleasanton
Job Description:
Bay Equity LLC is a direct lender operating in the heart of San Francisco’s financial district. Our mortgage banking services provide customers in the Western United States with efficient funding for conforming loans. Our mission is straight forward: deliver great Price & Service. We value the ability to move quickly and give you answers in hours rather than days.

We are openly seeking experienced mortgage individuals with an uncompromising work ethic in a friendly and goal oriented environment.
We are currently looking for an experienced Loan Coordinator with a minimum of 2 years experience.
Job Description:
“Call out the approval and thank the broker for business. Ask if they have any other loans to submit.
“Get conditions, review them and make sure all are in the file before passing to UW for review.
“Responsible for tracking all communication with set up, brokers, UW and doc drawers in regards to files.
“Call on all files with no movement in the past 5 days. Follow up within 3 days if no response.
“If appraisal comes back at lower value than expected the LC is to explain the rebuttal process to the broker.
“If the broker wants to rework the file the LC is to pass the file and broker off to the UW ensuring that UW responds to brokers request within 24 hours and work to get the docs out.
“Get doc requests from the brokers and complete DataTrac screens, preparing the file for docs.
“Send files with all conditions signed off to QC and follow up with QC to take the file to Doc Department afterward.
“Call on all files that are locked but do not have docs out within 48 hours of locking. (then again in 5 days)
“Call on all files with appraisals back over 48 hours that are not locked.
“Once a file is deemed dead by a broker or AE the LC must cancel the file within 24 hours. Files must be cancelled within 30 days if no activity.
“Communicate with UW priority of files for condition review. (ie: locked files, purchases)
“If files are sent to docs without all PTD conditions signed off the LC MUST communicate with the Funder, UW, broker and AE to inform them of the missing item(s). The LC will be the main point of contact for any PTD items and will be responsible for clearing them with the UW.
Skills:
Qualified Applicants will have:
“College degree or equivalent work experience in mortgagebanking industry (2+ years)
“MUST have Government experience
“Great analytical skills
“Knowledge of federal and state laws pertaining to the mortgage-banking industry
“Expertise in and experience providing value-added customer service in a fast-paced environment
“Experience using automated financial- and/or loan-tracking systems
“Strong communication skills and ability to effectively interact with customers
and realtors
Comments:
*We offer a comprehensive benefit package including; medical, dental, 401k, and paid time off.

*Compensation based on Experience.

Please include cover letter with salary requirements and the job title in the subject line when responding along with your resume to hr@bayeq.com. For more information on Bay Equity please see our website at www.bayeq.com and search the section Careers. You can also apply on our website.

*Bay Equity is an Equal Employment Opportunity Employer*

CLICK TO APPLY

Flagship Financial Group is seeking a highly self-motivated individual to assume the position of Mortgage Loan Officer in the Minneapolis area.

Flagship Financial has over 30 lenders and offers Loan Officers the opportunity to build clientele base with our multiple lead programs, realtors and marketing support specialist. Our processor is the best in the business and will get your loans closed. Additional support is provided with our in house credit repair specialist. Our branch is licensed in: CA, MN, ND, OH, TX and WI.

Essential Functions:

1. Prepare loan applications for clients and discuss client’s expectation of loan process. Qualify clients to determine if financing is possible.
2. Keep communications with Branch Manager regarding loan pipeline and prospects.
3. Maintain, develop and have a thorough understanding of all home loan programs, guidelines and changes that are up and coming.
4. Obtain pertinent documents for processing.
5. Must obtain the Nationwide Mortgage Licensing System and Registry.

Please contact Tina to discuss your future with Flagship Financial Group.
tanthony@ffgpartners.com
877-782-7696 ext. 101

Mortgage Banker looking for Govt Underwriter

Must have active CHUMS # and VA Lapp approval.

Underwriter FHA VA USDA and Conv loans to investor and
agency guidelines.

Salary based on experience up to 70K. Health Insurance.
Must have underwritten FHA and VA loans within the last year.

Send resume to dwolfe@wolfefin.com

Strong team player with excellent written/verbal communication and computer skills. NMLS License preferred.

Location: Aventura - Miami Dade FL

• Compensation: 20,000 - 30,000 plus $200 to $300 bonus per loan closed (average 5 loans per month)

Please send all resumes to info@kalbadvisors.com

Contract to permanent position for right candidate.

Office Location: Laguna Hills, CA

Candidate Requirements:

• Dedicated work ethic to maintain pipeline demands.
• Detailed oriented - self starter with ability to anticipate requirements at all loan stages.
• Ability to successfully work within a high producing professional environment.
• Ability to process 20-30 loans per month.
• 8+ years (but no less than 5) experience with verifiable references.
• Must have experience working for a direct/correspondent lender NOT a broker.
• Advanced experience working with Calyx Point, DU & LP. Sales Force a plus.
• Excellent interpersonal, verbal, and written communication skills a must.
Candidates must not have greater than a 6-month lapse from last employment as a processor to be considered.

Salary + Bonus negotiated based on experience and performance.

Please email resume, references, and cover letter to brandi@romancap.com

Submissions without references will not be considered.

Cambridge Savings Bank is searching for an experienced Mortgage Underwriter to join our Underwriting department in Arlington Center. In this position, you will be responsible for making loan decisions on behalf of CSB and Secondary Market investors. You will analyze financial and collateral documentation provided to ensure a strong, sound and compliant underwriting decision is made on all loans. You will maintain a constant working knowledge of all Secondary Market Underwriting and Product guidelines as appropriate to investors that we sell loans to. You will make appropriate lending decisions to approve, decline, counteroffer or suspend applications as necessary, adhering to bank or secondary marketing guidelines. Additionally, you will work closely with Loan Analysts and Mortgage Originators to ensure all required documentation is obtained, reviewed and acceptable.

Qualifications:

Qualified candidates will possess a high school education along with a minimum of three years of recent experience in Residential Mortgage loan underwriting. You must possess a thorough understanding of standard Secondary Market guidelines, specifically FNMA along with excellent analytical, oral and written communication skills. FHA experience is a plus.

Cambridge Savings Bank, headquartered in Harvard Square, and with 16 banking centers located throughout Eastern, MA, is dedicated to maintaining our strong financial position by providing our customers with a full range of individual and business banking services in a professional, personal way. We are equally dedicated to our employees providing a work environment built on respect, support, and teamwork. Cambridge Savings Bank offers a competitive salary and benefits package and friendly work environment with unique opportunities for growth and development.

Qualified candidates should apply online (please include resume and cover letter)

CLICK TO APPLY

For more information www.cambridgesavings.com

Member FDIC Member DIF

An Equal Opportunity Employer
EEO/D/V

Cambridge Savings Bank is searching for a detailed-oriented consumer lending professional to join our lending department. As a Loan Analyst, you will be responsible for processing and closing all residential and consumer loans. You will prepare residential and consumer loan closing packages for the Bank’s closing agent and branch personnel and ensure a smooth process from application to closing. You will provide assistance to the loan officers by updating loan data for entry into the Bank’s loan system and keep the loan officers and branch personnel informed of the status and conditional requirements of the loans and loan modifications. Additionally, you will communicate key updates to borrowers regarding loan condition requirements and loan status while ensuring efficient turnaround times and managing your assigned pipeline.

Qualifications:

Qualified candidates will possess a high school education along with a minimum of two years experience as a loan processor or loan closer. Working knowledge of MS Office along with exceptional communication (both written and oral), customer service skills, and a thorough understanding of lending procedures and regulations are required.

Cambridge Savings Bank, headquartered in Harvard Square, and with 16 banking centers located throughout Eastern, MA, is dedicated to maintaining our strong financial position by providing our customers with a full range of individual and business banking services in a professional, personal way. We are equally dedicated to our employees providing a work environment built on respect, support, and teamwork. Cambridge Savings Bank offers a competitive salary and benefits package and friendly work environment with unique opportunities for growth and development.
Qualified candidates should apply online (please include resume and cover letter)

CLICK TO APPLY

For more information, please visit our website at www.cambridgesavings.com

An Equal Opportunity Employer
EEO/D/V

First American Mortgage Trust is seeking an enthusiastic loan processor to join our growing team. This is a great opportunity for a processor with some experience who is looking to take an active role. The opportunity offers the potential for advancement for motivated individuals. Candidates who are inexperienced in the industry who show a strong ability to learn will be considered for this role.

The person hired for this role would be responsible for gathering loan conditions, communicating between underwriters, registration, account executives, brokers/lenders and borrowers. The person in this role would be required to create loan disclosures out of our loan software.

The person in this role may be cross trained to work with the closing department. Candidates should have the desire and ability to be trained for management track.

Idea candidates will have the following skills:

• B.A. or B.S. in Business, Finance, Economics, Mathematics or related
• Strong written and verbal communication skills
• Strong determination to learn
• Strong analytical abilities
• Strong attention to detail
• Professional phone manner, strong English language skills

Preferred candidates will also:

• Have experience with FHA loans
• Have some processing experience

First American Mortgage Trust is an FHA mortgage lender specializing in true manual underwriting. We work with wholesale and correspondent loans as well as some retail loans. We are licensed in approximately 20 states and have a national presence. Find us on the web at www.nxtloan.com.

To apply, please send your resume in PDF or MS Word format to Kenneth Milton at Kenneth.milton@nxtloan.com. If you have any questions, please call Kenneth at 617-232-1225 x59.

Mortgage Loan Processor - San Antonio, TX - 00147945

People within the Business Process Outsourcing (BPO) organization are responsible for the day-to-day provision of long-term outsourcing services to one or several clients. Typically, people in BPO are based permanently at a client location. BPO helps clients develop and deliver business process innovations with cutting-edge outsourcing services. These services transform enterprises and deliver high performance at lower costs. We offer a full array of business process outsourcing services founded on operational excellence and cost effectiveness.

Our BPO resources can expect to:

• Incorporate skills which support their area of BPO
• Receive ongoing training to build and extend professional, technical and management skills in all areas
• Enjoy our comprehensive and generous benefits package

The Mortgage Loan Processor processes transactions for relevant business processes in various systems and tracking tools. He/she demonstrates knowledge of processes and related systems in order to effectively perform their responsibilities. He/she solve problems by precedent and reference detailed instructions and procedural documents, escalating issues and seeking advice when faced with complex issues and problems.

Profile/Role Description:

• Review loan file to verify procedures per guidelines.
• Makes intro call to verify loan details and requests additional documentation if necessary.
• Reviews all documents retrieved against those requested, analyzes for accuracy and/or errors.
• Making right party contact within allocated timeframe and setting customer expectation for document delivery date.
• Manage pipeline of loans within required performance standards within closing and rate lock expiration time frame.
• Guarantee on time closing by completing all required pre-closing steps; preparing file for closer within required performance standards.
• Obtain and review customer documents, and clear conditions commensurate with authority level.
• Ensure integrity of all data and process inputs. Order necessary documents and follow-up with vendors/third parties to obtain in timely manner.
• Submit loans to underwriting for conditional review and full approval upon receipt of appraisal, once all DU conditions have been met and validated.
• Maintain monthly performance measurements: Timeliness, production goals, suspense, compliance/regulatory, and customer satisfaction.
• Exceed customer expectations by providing highest level of customer service.
• Successful candidate will be required to obtain first level credit signature authority (AUSI) within time frame as defined by management

Basic Qualifications:

• Minimum of 2 years mortgage experience
• High school diploma

Professional Skill Requirements:

• Requires organizational and time management skills to balance workload and meet deadlines.
• Ability to prioritize complex diversified responsibilities and multi task in a fast paced environment.
• Excellent customer service and communication skills.
• Must be willing to assist teammates and build strong relationship with sales partners to achieve closing goals.
• Computer skills: Microsoft Word, Outlook.

CLICK TO APPLY

Candidates who are currently employed by a client of Accenture or an affiliated Accenture business may not be eligible for consideration.

Applicants for employment in the US must have work authorization that does not now or in the future require sponsorship of a visa for employment authorization in the United States and with Accenture (i.e., H1-B visa, F-1 visa (OPT), TN visa or any other non-immigrant status).**

Accenture is an Equal Opportunity Employer.

Mortgage Loan Processor - Charlotte, NC - 00147718

People within the Business Process Outsourcing (BPO) organization are responsible for the day-to-day provision of long-term outsourcing services to one or several clients. Typically, people in BPO are based permanently at a client location. BPO helps clients develop and deliver business process innovations with cutting-edge outsourcing services. These services transform enterprises and deliver high performance at lower costs. We offer a full array of business process outsourcing services founded on operational excellence and cost effectiveness.

Our BPO resources can expect to:

• Incorporate skills which support their area of BPO
• Receive ongoing training to build and extend professional, technical and management skills in all areas
• Enjoy our comprehensive and generous benefits package

The Mortgage Loan Processor processes transactions for relevant business processes in various systems and tracking tools. He/she demonstrates knowledge of processes and related systems in order to effectively perform their responsibilities. He/she solve problems by precedent and reference detailed instructions and procedural documents, escalating issues and seeking advice when faced with complex issues and problems.

Profile/Role Description:

• Review loan file to verify procedures per guidelines.
• Makes intro call to verify loan details and requests additional documentation if necessary.
• Reviews all documents retrieved against those requested, analyzes for accuracy and/or errors.
• Making right party contact within allocated timeframe and setting customer expectation for document delivery date.
• Manage pipeline of loans within required performance standards within closing and rate lock expiration time frame.
• Guarantee on time closing by completing all required pre-closing steps; preparing file for closer within required performance standards.
• Obtain and review customer documents, and clear conditions commensurate with authority level.
• Ensure integrity of all data and process inputs. Order necessary documents and follow-up with vendors/third parties to obtain in timely manner.
• Submit loans to underwriting for conditional review and full approval upon receipt of appraisal, once all DU conditions have been met and validated.
• Maintain monthly performance measurements: Timeliness, production goals, suspense, compliance/regulatory, and customer satisfaction.
• Exceed customer expectations by providing highest level of customer service.
• Successful candidate will be required to obtain first level credit signature authority (AUSI) within time frame as defined by management

Basic Qualifications:

• Minimum of 2 years mortgage experience
• High school diploma

Professional Skill Requirements:

• Requires organizational and time management skills to balance workload and meet deadlines.
• Ability to prioritize complex diversified responsibilities and multi task in a fast paced environment.
• Excellent customer service and communication skills.
• Must be willing to assist teammates and build strong relationship with sales partners to achieve closing goals.
• Computer skills: Microsoft Word, Outlook.

CLICK TO APPLY

Candidates who are currently employed by a client of Accenture or an affiliated Accenture business may not be eligible for consideration.

Applicants for employment in the US must have work authorization that does not now or in the future require sponsorship of a visa for employment authorization in the United States and with Accenture (i.e., H1-B visa, F-1 visa (OPT), TN visa or any other non-immigrant status).**

Accenture is an Equal Opportunity Employer.

Closer - San Antonio, TX - 00147503
People within the Business Process Outsourcing (BPO) organization are responsible for the day-to-day provision of long-term outsourcing services to one or several clients. Typically, people in BPO are based permanently at a client location. BPO helps clients develop and deliver business process innovations with cutting-edge outsourcing services. These services transform enterprises and deliver high performance at lower costs. We offer a full array of business process outsourcing services founded on operational excellence and cost effectiveness.

Our BPO resources can expect to:

• Incorporate skills which support client initiatives
• Receive ongoing training to build and extend professional, technical and management skills in all areas
• Enjoy our comprehensive and generous benefits package

The primary responsibility of the Closer is to review and approve the Title on the front end, follow up with Title Company for correct Title, send out preliminary loan documents, follow up for and receive HUD and approve or ask for changes. The Closer is also responsible for sending out final loan documents and ordering the funds. These steps must be completed with accuracy in a limited amount of time.

Basic Qualifications:

• Minimum of 2 years closing experience
• High School diploma or equivalent

Professional Skill Requirements:

• Ability to effectively handle projects in a timely manner
• Meets deadlines while working under time constraints and pressure
• Excellent written and verbal communication skills
• Detail oriented and exceptional organizational skills
• Must be able to multi-task, be flexible/adaptable

CLICK TO APPLY

Candidates who are currently employed by a client of Accenture or an affiliated Accenture business may not be eligible for consideration.

Applicants for employment in the US must have work authorization that does not now or in the future require sponsorship of a visa for employment authorization in the United States and with Accenture (i.e., H1-B visa, F-1 visa (OPT), TN visa or any other non-immigrant status).

Accenture is an Equal Opportunity Employer.

Underwriter II - San Antonio, TX - 00147943

People within the Business Process Outsourcing (BPO) organization are responsible for the day-to-day provision of long-term outsourcing services to one or several clients. Typically, people in BPO are based permanently at a client location. BPO helps clients develop and deliver business process innovations with cutting-edge outsourcing services. These services transform enterprises and deliver high performance at lower costs. We offer a full array of business process outsourcing services founded on operational excellence and cost effectiveness.

Our BPO resources can expect to:

• Incorporate skills which support Account Order initiatives
• Receive ongoing training to build and extend professional, technical and management skills in all areas
• Enjoy our comprehensive and generous benefits package

The Underwriter II has the following responsibilities:

• Perform income, credit and property analysis on conventional loan files submitted within the time frame established by departmental management
• Perform timely reviews of conditions submitted a well as loan resubmissions
• Analyze challenging loan packages to render sound credit solutions
• Maintain quality and production standards as defined by business
• Provides exemplary customer service to both internal staff and external customer by explaining credit decision and offering alternative options when needed.
• Provide prompt, courteous and excellent service at an acceptable cost to all customers and operate in accordance with the company’s standards
• Adequately and effectively explain in written and verbal form the decision reached in a manner that will maintain a positive relationship with all customers
• Actively cooperate and interact with all entities of the client
• Perform other job related duties and special projects as required

Basic Qualifications:

• Minimum 3 years of experience in underwriting property and credit with lender approved, full package final signoff authority
• High school diploma

Preferred Skills:

• Bachelor’s degree in finance or accounting preferred
• Previous experience with financial statements and A/R and A/P schedules is a plus

Professional Skill Requirements:

• Experience with and knowledge of property and credit underwriting requirements of FNMA, FHLMC, and private mortgage insurance companies
• Ability to effectively make decisions in an independent manner and availability as a resource advisor for all staff
• Good analytical, problem solving, organizational and communication skills needed
• Excellent oral and written communication skills are required
• Computer skills: Microsoft Word, Outlook

CLICK TO APPLY

Applicants for employment in the U.S. must possess work authorization which does not require now or in the future sponsorship by the employer
For a visa.

Candidates who are currently employed by a client of Accenture or an affiliated Accenture business may not be eligible for consideration.

Accenture is an Equal Opportunity Employer.

Underwriter II - Charlotte, NC - 00147555

This is your invitation to showcase your Underwriter skills and experience with an organization offering greater opportunity, greater challenge and greater satisfaction. Accenture, a global management consulting, technology and outsourcing company is currently recruiting for careers within Accenture Credit Services BPO (Business Process Outsourcing).
We are a dedicated team of people who provide end-to-end mortgage processing capabilities to our clients through long-term partnerships. We not only maintain this key business function for clients, we constantly seek to improve them to help our clients move ahead of the competition.

Our Accenture Credit Services BPO professionals can expect to:

• Incorporate skills which support Account Order initiatives
• Receive ongoing career development and training to build and extend professional, technical and management skills in all areas
• Enjoy our comprehensive and generous benefits package
The Underwriter II has the following responsibilities:
• Perform income, credit and property analysis on conventional loan files submitted within the time frame established by departmental management
• Perform timely reviews of conditions submitted a well as loan resubmissions
• Analyze challenging loan packages to render sound credit solutions
• Maintain quality and production standards as defined by business
• Provides exemplary customer service to both internal staff and external customer by explaining credit decision and offering alternative options when needed.
• Provide prompt, courteous and excellent service at an acceptable cost to all customers and operate in accordance with the company’s standards
• Adequately and effectively explain in written and verbal form the decision reached in a manner that will maintain a positive relationship with all customers
• Actively cooperate and interact with all entities of the client
• Perform other job related duties and special projects as required
Basic Qualifications:
• Minimum 3 years of experience in underwriting property and credit with lender approved, full package final signoff authority
• High school diploma
Preferred Skills:
• Bachelor’s degree in finance or accounting preferred
• Previous experience with financial statements and A/R and A/P schedules is a plus

Professional Skill Requirements:
• Experience with and knowledge of property and credit underwriting requirements of FNMA, FHLMC, and private mortgage insurance companies
• Ability to effectively make decisions in an independent manner and availability as a resource advisor for all staff
• Good analytical, problem solving, organizational and communication skills needed
• Excellent oral and written communication skills are required
• Computer skills: Microsoft Word, Outlook

CLICK TO APPLY
Applicants for employment in the U.S. must possess work authorization which does not require now or in the future sponsorship by the employer
for a visa.

Candidates who are currently employed by a client of Accenture or an affiliated Accenture business may not be eligible for consideration.

Accenture is an Equal Opportunity Employer.

Mortgage Lending company in Clearwater is searching for a full time Experienced Underwriter.

Candidate must have current FHA or VA credentials to be eligible for this position. It is strongly preferred, but not mandatory, that this candidate have both FHA and VA credentials.

This position is paying upto $47k a year based on experience and credentials. Candidate must have at least 10 years of previous mortgage underwriting experience to be eligible for this position.

Category: Admin Asst/Receptionist
City/State: Clearwater, Florida

CLICK TO APPLY

POSITION TITLE: Mortgage Loan Underwriter (Contract)
DEPARTMENT: Mortgage

Mortgage Loan Underwriter (Contract-March-July)

The following statements are intended to describe the general nature and level of work performed by employees assigned to this job. They are not intended to be an exhaustive list of all responsibilities, duties, and skills required of incumbents.

SUMMARY: Responsible for analyzing and underwriting mortgage loan files and all documentation needed to determine the risk and compliance within guidelines to render a credit decision.

ESSENTIAL DUTIES AND RESPONSIBILITIES:
Performs an in-depth analysis of all loans and documentation to ensure compliance with company and/or investor guidelines.
Underwrites and evaluates risk associated with the transaction in order to make a sound, prudent loan decision.
Reviews all documentation on the loan received from the originators, processor(s) and/or members.
Communicates file status and/or any problems with a loan to any necessary party.
Interacts closely with management, staff and members to achieve divisional goals in turn time, pull through and member satisfaction.
Manages pipeline for timely and accurate underwriting of loan files to maintain consistent and acceptable turnaround times.
Analyzes collateral and appraisal reports to determine the acceptability of the collateral, that the value is supported and that it meets investor, Andrews Federal and secondary market guidelines.
Reviews all major changes in the loan throughout the process to determine whether those changes will affect the original credit decision and make necessary adjustments as required. Transmit, submit and update AUS findings as required.
Collaborates with management on questionable loans to determine a possible course of action.
Assists in the audit and response to Quality Control and Audit findings.
Maintains current knowledge on mortgage products, underwriting guidelines and industry regulations.
Attends work regularly and accordance to work schedule; limits absences according to personnel policies regarding leave usage.
Interacts with co-worker, supervisors, members and outside contacts in an appropriate professional manner which projects a positive image of the department and Andrews Federal.
Remains cognizant of and adheres to Andrews Federal policies and procedures, and regulations pertaining to the Bank Secrecy Act.

ADDITIONAL DUTIES:
Supports management with special projects and assignments as required.
Performs additional duties and responsibilities as directed.

MINIMUM REQUIREMENTS:
Requires five to ten years of conventional mortgage underwriting experience. Must be familiar with Fannie Mae guidelines and possess a demonstrated knowledge of lending policies, procedures and regulations (e.g. Truth-in-Lending, HMDA, RESPA, ECOA, Fair Credit Reporting Act, and Bank Secrecy Act). Must possess an analytical ability to conduct a thorough review of an applicant’s financial position and documentation in order to provide a final decision on the loan within program guidelines. Must have a thorough understanding of the requirements and features of the mortgage loan programs offered by Andrews Federal, private investors, and the secondary market. Knowledge of FHA and VA loan guidelines preferred. Knowledge of FICS mortgage origination and servicing software preferred. Must have strong PC skills including word processing and spreadsheets. Must have excellent organizational, verbal and written communication skills. Must be detail oriented.

REGULATORY REQUIREMENT:
Must be registered or be able to successfully register as a Mortgage Loan Originator with the Nationwide Mortgage Licensing System and Registry, and to obtain and provide the associated identifier. Must be able to maintain this registration and renew annually as required. Must not be included on the US General Services Administration (GSA) Excluded Party List or the HUD Limited Denial of Participation List (LDP List) at the time of hire or during the course of employment.

PHYSICAL REQUIREMENTS AND WORK ENVIRONMENT:
Requires the ability to sit at a desk and computer for extended periods of time. Must be able to use a personal computer, 10 key calculator, telephone, and fax machine.

CLICK TO APPLY

POSITION TITLE: Mortgage Loan Processor (Contract)
DEPARTMENT: Mortgage

SUMMARY: Responsible for gathering and analyzing documentation required to facilitate the movement of first mortgage and home equity loans through to Underwriting and Closing as efficiently and timely as possible. Proactively assists within the department to help Management achieve department goals and objectives.

ESSENTIAL DUTIES AND RESPONSIBILITIES:
1. Manages pipeline for timely and accurate collection of documentation needed to process loan files in preparation for submission to Underwriting.

2. Processes mortgage applications that are originated by Andrews Federal. Processing activities include, but are not limited to: verification of income, employment, assets, down payments, debts, and property values.
3. Responsible for ensuring that all applications are complete, including preparation and issuance of required disclosures, etc.

4. Reviews and evaluates the title examination report to determine loan eligibility and proper ownership. Establishes appropriate closing instructions to ensure proper lien position.

5. Coordinates and prepares pre-closing, working with Title companies and/or attorneys in conjunction with the closing process and documents. Performs all system file maintenance and coordinates the elimination of any obstacles to closing.

6. Serves as a primary contact with all parties on individual loans originated from application to closing.

7. Assists and/or provides back up for the Home Equity Loan Processor when needed.

8. Maintains current knowledge on mortgage products, underwriting guidelines and industry regulations.

9. Attends work regularly and accordance to work schedule; limits absences according to personnel policies regarding leave usage.

10. Interacts with co-worker, supervisors, members and outside contacts in an appropriate professional manner which projects a positive image of the department and Andrews Federal.

11. Remains cognizant of and adheres to Andrews Federal policies and procedures, and regulations pertaining to the Bank Secrecy Act.

ADDITIONAL DUTIES:
1. Supports the servicing functions within the department as necessary (e.g. FICS daily processes).

2. Performs additional duties and responsibilities as directed.

MINIMUM REQUIREMENTS:
Requires three to five years of conventional mortgage processing experience. Must be familiar with Fannie Mae guidelines and possess a demonstrated knowledge of lending policies, procedures and regulations (e.g. Truth-in-Lending, HMDA, RESPA, ECOA, Fair Credit Reporting Act, and Bank Secrecy Act)… Must possess an analytical ability to review all documentation needed for the loan files to determine qualifications up front prior to submission of loan to Underwriting or Closing. Must have a thorough understanding of the requirements and features of the mortgage loan programs offered by Andrews Federal, private investors, and the secondary market. Knowledge of FHA and VA loan guidelines preferred. Knowledge of FICS mortgage origination and servicing software preferred. Must have strong PC skills including word processing and spreadsheets. Must have excellent organizational, verbal and written communication skills. Must be detail oriented.

REGULATORY REQUIREMENT:
Must be registered or be able to successfully register as a Mortgage Loan Originator with the Nationwide Mortgage Licensing System and Registry, and to obtain and provide the associated identifier. Must be able to maintain this registration and renew annually as required. Must not be included on the US General Services Administration (GSA) Excluded Party List or the HUD Limited Denial of Participation List (LDP List) at the time of hire or during the course of employment.

PHYSICAL REQUIREMENTS:
Requires the ability to sit at a desk and computer for extended periods of time. Must be able to use a personal computer, 10 key calculator, telephone, and fax machine.

CLICK TO APPLY

We are looking for FHA/DE Mortgage Underwriter candidates interested in a career, not just another job.  We will provide the support and training you need to get ahead during your employment.  For immediate consideration, please send your resume to:
Kris.Barry@ajilon.com
Job Description
As a FHA/DE Mortgage Underwriter, you will be responsible for the prudent underwriting of conventional and FHA loans in accordance with company and investor guidelines.  The FHA / DE Mortgage Underwriter must also
Evaluate the entire credit package and collateral for residential mortgage loans and ultimately ensure an ?investment” quality loan product.

Check accuracy of all calculations.

Assist with training of new underwriters.

Recommend the loan disposition, for loan amounts in excess of authority limitation, to underwriting manager.

Maintain a productivity level and comply with company policy of a 24 to 48 hour underwriting turnaround time.

Communicate decision on loans to appropriate parties both verbally and in writing.

Maintain underwriting activity logs and provide monthly underwriting report to underwriting manager.

Be available to processors and loan officers for general guideline interpretations and questions on specific loan files.

Possess sound knowledge of automated underwriting and guidelines.

Respond to post-closing reviews and audits in a timely fashion.

Perform related duties as directed by underwriting manager.

Requirements
Minimum of 3 years residential first mortgage underwriting experience with sound working knowledge of FNMA/FHLMC and FHA/VA underwriting guidelines, as well as familiarity with private investor and private mortgage insurance guidelines.

Experience with DU and LP Automated Underwriting systems.

Ability to work effectively under specific time constraints.

Must be able to work flexible hours, overtime if necessary.

All other duties as assigned by management.

Certificates, Licenses, and / or Registrations

FHA Direct Endorsement. (Active and current CHUMS number)

VA SAR approval

Must have valid state driver?s license.

CLICK TO APPLY

Primary Characteristics
To review all loan submissions to ensure that they meet the investor guidelines. To weigh credit risk to ensure that the liability taken on by the company will result in a saleable loan. To provide superior customer service.

Essential Functions
* Review all loan submissions and follow-up conditions provided by borrower/broker
* Ensure that Corporate operating standards are met for underwriting and compliance
* Ensure that customer service commitments are met

Minimum Qualifications (Knowledge, Skills and Abilities)
* Must have a full working knowledge of agency underwriting and selling guidelines
* Must have strong communication skills, both verbal and written
* Must have the ability to review documents within corporate time-frame a low error rate
* Must be well organized and have the ability to multi-task
* Must be able to assess risk
* Must have the ability to determine if submitted conditions are acceptable, and offer alternative suggestions as needed
* Must have the ability to review more complex loans (jumbos, self-employed borrowers)
* Must have the ability to mentor those with less underwriting experience

Training and Experience
* Must have a minimum of 5 years in the mortgage industry
* Must have a complete working knowledge of agency automated underwriting systems
* Must have the ability to traditionally underwrite a file
* Must have the ability to function in a lead role
* Must have government underwriting experience if required by branch

Pre-Employment Screening Includes:
* Credit
* Criminal Background Check
* Drug Screen — after offer of employment is extended and before start date
* Past Employment Verification
* Social Security Verification

Note: The above statements are intended to describe the general nature and level of work being performed by people assigned to this job. They are not intended to be an exhaustive list of all duties, responsibilities, and skills required of personnel so classified, and they may change at any time.

Please be sure to mark our “careers” page as a favorite place on your computer and visit often. We update it any time a position opens or closes, meaning that it is updated most weekdays.

EverBank is an equal opportunity employer. No employee or applicant for employment will be discriminated against because of race, color, religion, national origin, physical or mental disability, age, gender, sexual orientation, genetic information, veteran’s status, or status as a disabled veteran or veteran of the Vietnam era.

EverBank is not seeking assistance or accepting unsolicited resumes from search firms for employment or contractor opportunities. Regardless of past practice, all resumes submitted by search firms to any employee at EverBank via e-mail, the Internet, or directly to hiring managers at EverBank in any form without valid written search agreement executed by the VP, Talent Acquisition for that specific position will be deemed the sole property of EverBank, and no fee will be paid in the event the candidate is hired by EverBank as a result of the referral or through other means.

CLICK TO APPLY

Location: United States - Nevada - Las Vegas
Job Description:
Bay Equity is a direct Mortgage lender headquartered in the heart of San Francisco’s financial district. We have branch offices throughout the Western United States. Our mortgage banking services provide customers with efficient funding for conforming, FHA, VA and agency Jumbo loans. Our mission is straight forward: deliver great Price & Service.
We are currently looking for experienced FHA processors & FHA Underwriters with an active CHUMS ID.

Primary Responsibilities Include:

“Reviewing applications for completeness
“Updating data in LOS
“Reviewing incoming documentation and confirming data integrity
“Reviewing and analyzing appraisals, prelim and purchase contracts
“Making decisions on the credit worthiness of the borrower
“Issuing loan approval, counter offers, or denials
Skills:
A Successful Candidate Will Have:

“5+ years experience in FHA Lending
“Underwritten FHA loans within the last year
“Full understanding of FHA and Fannie Mae products
“Excellent analytical skills
“Knowledge of federal and state laws pertaining to the mortgage-banking industry (i.e. TILA, ECOA, etc.)
“Experience using automated financial- and/or loan-tracking systems
“Have the ability to work independently as well as part of a team
Comments:
We offer a comprehensive benefit package including; medical, dental, 401k, and paid time off
Compensation Based on experience
Please indicate Position and Location in subject title
Please attach resume and cover letter along with salary requirements.

CLICK TO APPLY

We are looking for FHA/DE Mortgage Underwriter candidates interested in a career, not just another job.  We will provide the support and training you need to get ahead during your employment.  For immediate consideration, please send your resume to:
Kris.Barry@ajilon.com
Job Description

As a FHA/DE Mortgage Underwriter, you will be responsible for the prudent underwriting of conventional and FHA loans in accordance with company and investor guidelines.  The FHA / DE Mortgage Underwriter must also

: Evaluate the entire credit package and collateral for residential mortgage loans and ultimately ensure an ?investment” quality loan product.

Check accuracy of all calculations.

Assist with training of new underwriters.

Recommend the loan disposition, for loan amounts in excess of authority limitation, to underwriting manager.

Maintain a productivity level and comply with company policy of a 24 to 48 hour underwriting turnaround time.

Communicate decision on loans to appropriate parties both verbally and in writing.

Maintain underwriting activity logs and provide monthly underwriting report to underwriting manager.

Be available to processors and loan officers for general guideline interpretations and questions on specific loan files.

Possess sound knowledge of automated underwriting and guidelines.

Respond to post-closing reviews and audits in a timely fashion.

Perform related duties as directed by underwriting manager.

Requirements

Minimum of 3 years residential first mortgage underwriting experience with sound working knowledge of FNMA/FHLMC and FHA/VA underwriting guidelines, as well as familiarity with private investor and private mortgage insurance guidelines.

Experience with DU and LP Automated Underwriting systems.

Ability to work effectively under specific time constraints.

CLICK TO APPLY

Underwriter II - Charlotte, NC - 00147555

This is your invitation to showcase your Underwriter skills and experience with an organization offering greater opportunity, greater challenge and greater satisfaction. Accenture, a global management consulting, technology and outsourcing company is currently recruiting for careers within Accenture Credit Services BPO (Business Process Outsourcing).
We are a dedicated team of people who provide end-to-end mortgage processing capabilities to our clients through long-term partnerships. We not only maintain this key business function for clients, we constantly seek to improve them to help our client’s move ahead of the competition.
Our Accenture Credit Services BPO professionals can expect to:
• Incorporate skills which support Account Order initiatives
• Receive ongoing career development and training to build and extend professional, technical and management skills in all areas
• Enjoy our comprehensive and generous benefits package
The Underwriter II has the following responsibilities:
• Perform income, credit and property analysis on conventional loan files submitted within the time frame established by departmental management
• Perform timely reviews of conditions submitted a well as loan resubmissions
• Analyze challenging loan packages to render sound credit solutions
• Maintain quality and production standards as defined by business
• Provides exemplary customer service to both internal staff and external customer by explaining credit decision and offering alternative options when needed.
• Provide prompt, courteous and excellent service at an acceptable cost to all customers and operate in accordance with the company’s standards
• Adequately and effectively explain in written and verbal form the decision reached in a manner that will maintain a positive relationship with all customers
• Actively cooperate and interact with all entities of the client
• Perform other job related duties and special projects as required
Basic Qualifications:
• Minimum 3 years of experience in underwriting property and credit with lender approved, full package final signoff authority
• High school diploma
Preferred Skills:
• Bachelor’s degree in finance or accounting preferred
• Previous experience with financial statements and A/R and A/P schedules is a plus

Professional Skill Requirements:
• Experience with and knowledge of property and credit underwriting requirements of FNMA, FHLMC, and private mortgage insurance companies
• Ability to effectively make decisions in an independent manner and availability as a resource advisor for all staff
• Good analytical, problem solving, organizational and communication skills needed
• Excellent oral and written communication skills are required
• Computer skills: Microsoft Word, Outlook

APPLY ONLINE
Applicants for employment in the U.S. must possess work authorization which does not require now or in the future sponsorship by the employer
For a visa.

Candidates who are currently employed by a client of Accenture or an affiliated Accenture business may not be eligible for consideration.

Accenture is an Equal Opportunity Employer.

This position will be responsible for assisting members in obtaining conventional first mortgage loans. Obtains and maintains all pertinent documents for processing. Responsible for application from initial receipt through loan approval/closing and ensuring that the application is handled in a timely manner. Qualification include: High School graduate; college education with a focus on real estate/business preferred, but not required. Prior mortgage origination experience with conventional mortgage processing preferred. Must know and understand preparation of various mortgage forms for each type of conventional mortgage. Excellent knowledge of mortgage documentation requirements as well as federal, state, and local real estate regulations required. Working knowledge of conventional lending programs, mortgage insurance guidelines, and pricing. Experience using automated underwriting systems preferred. Excellent oral and written communication skills combined with the ability to make sound decisions and good math aptitude and strong sales ability. Ability to analyze financial information. Computer experience required. Must be able to be actively registered with the Nationwide Mortgage Licensing System and Registry (NMLS)

Candidates must complete an application and have satisfactory credit history in order to be considered for employment. www.vacu.org EOE

Capital Financial Mortgage, a progressive correspondent lender, has an immediate opening available for a mortgage loan processor with a minimum of seven years of current experience. If you are looking for a tremendous place to work, with a wonderful work attitude and environment, and if you bring the same qualities and experience with you, we want to meet you.

Here are some of the qualities the person we hire will have:
- Absolute honesty and integrity
- Experience with the new GFE, RESPA and compliance laws
- FHA, VA, and conventional correspondent lender processing experience
- Can work independently, without a lot of supervision
- Problem solving and critical thinking skills
- Strong skills and experience calculating income from all forms of documentation
- Team player, with a great attitude

Benefits you can expect from Capital Financial Mortgage:
- A great working environment
- Family friendly
- Cutting edge technology
- Highest industry, ethical and moral standards
- Medical, dental and retirement benefits
- Very fair compensation and bonus package

If you qualify, and would like to work with a company of professionals, please send your resume to:
Fax number: 253.656.4201.

We look forward to meeting you.

- Administers policies and procedures for mortgage loan servicing/processing or operational functions to ensure compliance with various regulatory, investors, governmental or corporate requirements.
- Interviews, hires, trains, mentors, evaluates and assist subordinate personnel.
- Coordinates work flow for assigned personnel, sets processing deadlines and ensures proper procedures are followed.
- Processes a variety of confidential information and documents.
- Generates correspondence and reports.
- Provides superior service to our customer base as well as internal staff.
- Provides support to department manager and carries out assigned duties and projects.
- Processes mortgage loans on an as-needed basis.
Basic Qualifications
- Bachelor’s degree, or equivalent work experience
- Five or more years of experience in mortgage banking with emphasis on servicing/processing
- Minimum one year of supervisory experience

Preferred Skills/Experience
- Basic knowledge of all aspects of mortgage lending, servicing or operational policies and practices
- Strong problem-solving and decision-making skills
- Excellent interpersonal, verbal and written communication skills
- Ability to manage multiple tasks/projects and deadlines simultaneously
To Apply: www.usbank.com/careers

Contact: Bob@staffordlends.com

Compensation: $45,000 Base + Liberal Production Bonus

Job Description: Stafford Financial, an independent mortgage broker company seeking outstanding candidate to join our team. To qualify, you must have:

• 3+ years conventional processing experience in retail environment
• Familiarity with loan programs and compliance regulations
• Proficiency with Calyx Point
• Knowledge of DU and LP
• Excellent written and verbal skills
• Able to take charge of loan process from submission through closing process

Please send resume to bob@staffordlends.com for immediate consideration.

Job Type : Full Time
Category : Accounting/ Finance/ Insurance
Career Level : Experienced (Non-Manager)
Compensation : 0.00 Per Year
Location : San Bernardino CA US 92408
Job Description :
Major bank in San Bernardino is looking for 10 FHA Underwriters.

* Minimum of 8 years of underwriting experience
*Recent underwriting experience
* FHA experience required
* DE is a plus

For immediate consideration, please submit your resume ASAP!

CLICK TO APPLY

Location: Centennial, CO
Seeking Experienced FHA Processors

This position is responsible for processing and managing a pipeline to meet closing deadlines. The pipeline will consist of Conventional, FHA, and VA loans.

Duties:
Analyze and record all incoming documents for compliance and loan eligibility.
Verify and validate supporting income, assets and liabilities.
Review and verify credit reports.
Maintain open communication with customers, real estate brokers and loan officers to ensure proper and timely processing and submission of mortgage applications.
Input and/or update mortgage applications.
Send and follow-up on verifications to employers, banks, creditors, etc.
Provide status reports on each mortgage indicating process to the loan officers.

Requirements:
5+ years recent experience processing mortgage loans
Highly organized and proactive; able to meet deadlines in a fast-paced environment
Previous experience in a paperless environment
Good working knowledge of DU/LP (Desktop Underwriter and Loan Prospector)
Knowledge of Conventional and FHA. VA loans a plus
Excellent oral and written communication skills
Well-developed problem solving skills to research and resolve discrepancies

CLICK TO APPLY

Description JOB TITLE: Mortgage Underwriter - FHA
DEPARTMENT: MORTGAGE ORGINATION
REPORTS TO: V.P. MORTGAGE LENDER

JOB SUMMARY:
Process and Underwrite all loan applications including FHA
Meet banks underwriting guidelines for the bank and/or investors including submitting loans for FHA insurance
Teach and counsel current and future staff as necessary on FHA regulations and processes.

Attend a least 6 webinars and/or seminars to stay current on industry standards and procedures.
Requirements High School Diploma or GED
FHA DIRECT ENDORSEMENT
5 years minimum experience doing FHA lending.
Possess a thorough knowledge of FHA’s rules, regulations, policies, procedures and guidelines
Excel, Word, FHA Connection, Desktop Underwriter and or Loan Prospector

CLICK TO APPLY

Primary Characteristics
This individual is responsible for the management of the Loss Mitigation department. The position requires daily interaction with mortgagors, investors, insurers, and attorneys. This role requires in depth knowledge of the loss mitigation process and all associated regulatory guidelines.

Essential Functions
* Oversee workflow, productivity and employee performance
* Identify and implement solutions to improve processes with emphasis on reducing risk and improving efficiency
* Ensure loss mitigation workout solutions are conducted within all investor and insurer guidelines Provide feedback to senior management on issues negatively impacting compliance with regulations
* Handle any escalated issues and/or special requests from investors or insurers
* Aggressively manage the caseload to ensure investor and insurer target goals are obtained. Utilize all available tools to solicit loans and achieve desired results.
* Ensure proper quality control processes to prevent audit findings
* Keep informed of portfolio changes or investor/insurer updates and take required action as appropriate

Minimum Qualifications (Knowledge, Skills and Abilities)
* Demonstrated managerial skills experience
* Must feel at ease working with Sr. Management and posses excellent verbal and written communication skills
* Analytical ability to resolve issues and develop policies and procedures
* Motivated self-starter that will assume leadership role and has ability to work with minimal supervision

Training and Experience
* College education a plus
* Minimum of five years experience in default servicing
* Minimum of 2 years loss mitigation management experience preferred
* Be familiar with mortgage servicing requirements
* Be familiar with government, GSE, and private servicing guidelines
* Have extensive knowledge of Fidelity’s MSP system
* Proficient in Word and Excel
* Knowledge of Fidelity’s Passport tool

Pre-Employment Screening Includes:
* Assessment Screening
* Credit Check
* Criminal Background Check
* Drug Screen — after offer of employment is extended and before start date
* Past Employment Verification
* Social Security Verification

Note: The above statements are intended to describe the general nature and level of work being performed by people assigned to this job. They are not intended to be an exhaustive list of all duties, responsibilities, and skills required of personnel so classified, and they may change at any time.

Please be sure to mark our “careers” page as a favorite place on your computer and visit often. We update it any time a position opens or closes, meaning that it is updated most weekdays.

EverBank is an equal opportunity employer. No employee or applicant for employment will be discriminated against because of race, color, religion, national origin, physical or mental disability, age, gender, sexual orientation, genetic information, veteran’s status, or status as a disabled veteran or veteran of the Vietnam era.

EverBank is not seeking assistance or accepting unsolicited resumes from search firms for employment or contractor opportunities. Regardless of past practice, all resumes submitted by search firms to any employee at EverBank via e-mail, the Internet, or directly to hiring managers at EverBank in any form without valid written search agreement executed by the VP, Talent Acquisition for that specific position will be deemed the sole property of EverBank, and no fee will be paid in the event the candidate is hired by EverBank as a result of the referral or through other means.

CLICK TO APPLY

Now Hiring 2 Loan Officer Assistant for broker shop located in McHenry County

Requirements-
• at least 3 years mortgage experience
• Familiar with mortgage broker environment
• Working knowledge of FNMA, FHLMC, FHA, VA, Jumbo underwriting guidelines, DU/LP underwriting systems
• Familiar with short sales, and HARP refinances
• Must know how to complete in its entirety a loan application package including but not limited to 1003, GFE, itemization, Safe Harbor Disclosure, TIL, FHA application documentation.
• Must have strong communication skills to deal with all interested parties such as borrowers, lenders, title companies, realtors, attorneys, inspectors, appraisers etc via in person, phone or email.
• Loan Processing experience a huge plus
• Microsoft Office, ,Encompass LOS system

Looking for someone who is detail oriented, quick thinker, enjoys fast paced, multitasking environment and takes pride in job well done.

One position is for 25-30 hours a week. Polish speaking a plus
One position is for 30- 40 hours a week.

Send resume to: Lmarubio@mmsmtg.com

Company:RealEstateBestJobs.com
Location:Nanuet, NY
Category:Accounting/Finance

Job Description:
Processor with FHA & Conventional experience for immediate hire in Northern NJ.

Company conveniently located off major highways. Easy commute from NY State or any Bergen County town.
Pleasant working conditions with supportive team.

MUST HAVE:

Min of 4 yrs experience processing FHA & Conv mortgage loans
Ability to multi-task
Ability to meet deadlines
Must handle several files at one time
Must have reliable transportation

COMPENSATION:
We are offering a competitive salary, with full benefits package.

Please send your resume to us to be considered for this opening. We will call all candidates who qualify.
INCLUDE YOUR SALARY RANGE AND AVAILABILITY FOR INTERVIEW IN YOUR COVER LETTER.

EOE

About the Company:
We are top recruiting company, well respected in our industry, specializing in Banks, mortgage and all real estate related industries. We have been in business over 11 years and work with top banks, bankers and real estate related companies across the USA.
We are recruting for a top mortgage company/bank at this time.

All resumes are kept confidential. No fee ever charged to job seekers.

CLICK TO APPLY

Company:National Mortgage Staffing
Location:Union County, NJ
Category:Accounting/Finance
Posted:2 days ago

Job Description:
Seeking Experienced FHA Processors
This position is responsible for processing and managing a pipeline to meet closing deadlines. The pipeline will consist of Conventional, FHA, and VA loans.
Duties:
Analyze and record all incoming documents for compliance and loan eligibility.
Verify and validate supporting income, assets and liabilities.
Review and verify credit reports.
Maintain open communication with customers, real estate brokers and loan officers to; ensure proper and timely processing and submission of mortgage applications.
Input and/or update mortgage applications.
Send and follow-up on verifications to employers, banks, creditors, etc.
Provide status reports on each mortgage indicating process to the loan officers.
Requirements:
5+ years recent experience processing mortgage loans
Experienced in Training Processors
Highly organized and proactive; able to meet deadlines in a fast-paced environment
Good working knowledge of POINT
Previous experience in a paperless environment
Good working knowledge of DU/LP (Desktop Underwriter and Loan Prospector)
Knowledge of Conventional and FHA; VA loans a plus
Excellent oral and written communication skills
Well-developed problem solving skills to research and resolve discrepancies
About the Company:
National Mortgage Staffing is an executive national recruiting firm dedicated to the Mortgage Industry.

Our recruiting staff has over thirty years combined experience in successful job placements with our mortgage clients coast-to-coast. Our recruiters who are placed strategically throughout the U.S. have an intricate knowledge of the Mortgage Industry and are constantly keeping abreast of the new guidelines.

We can be reached directly at 800-603-1651.

Specialties include:

Mortgage Recruiting for all Direct Hire Positions and Interim staffing, within the Mortgage Industry. Including Management, Operations, Sales, Servicing, Quality Control, Loan Modification, Loss Mitigation, Collections and Compliance.

CLICK TO APPLY

Type: Full time
Salary: (Verify your salary with Salary.com)
Location: United States - Nevada - Las Vegas
Job Description:
Bay Equity is a direct Mortgage lender headquartered in the heart of San Francisco’s financial district. We have branch offices throughout the Western United States. Our mortgage banking services provide customers with efficient funding for conforming, FHA, VA and agency Jumbo loans. Our mission is straight forward: deliver great Price & Service.
We are currently looking for experienced FHA processors & FHA Underwriters with an active CHUMS ID.

Primary Responsibilities Include:

“Reviewing applications for completeness
“Updating data in LOS
“Reviewing incoming documentation and confirming data integrity
“Reviewing and analyzing appraisals, prelim and purchase contracts
“Making decisions on the credit worthiness of the borrower
“Issuing loan approval, counter offers, or denials
Skills:
A Successful Candidate Will Have:

“5+ years experience in FHA Lending
“Underwritten FHA loans within the last year
“Full understanding of FHA and Fannie Mae products
“Excellent analytical skills
“Knowledge of federal and state laws pertaining to the mortgage-banking industry (i.e. TILA, ECOA, etc.)
“Experience using automated financial- and/or loan-tracking systems
“Have the ability to work independently as well as part of a team
Comments:
We offer a comprehensive benefit package including; medical, dental, 401k, and paid time off
Compensation Based on experience
Please indicate Position and Location in subject title
Please attach resume and cover letter along with salary requirements.

CLICK TO APPLY

Title: FHA Mortgage Underwriter

Location: St. Louis, MO

Description:
Summary/Responsibilities:
Growing, diversified financial services company seeks an Underwriter in their St. Louis office.
Ensure transactions are properly documented to bank program standards or ensure exceptions are properly documented/authorized.
Maintain current knowledge of all bank loan programs/underwriting guidelines for transactions processed

Requirements:
5+ years experience required
DE strongly preferred
FHA underwriting experience required
Excellent analytical and decision making skills

Relevant Word Search: loan, lending, bank, loan to value, loan-to-value, mortgage, jumbo loan, Desktop Underwriting, real estate, secondary market, credit, Federal Housing Administration, FHAA, Subprime

Category:
Banking

Contact:
matt@bcius.com

Salary: (Verify your salary with Salary.com)
Location: United States - California - San Diego

Job Zip Code: 9211

Job Description:

We are currently looking for experienced FHA/VA Underwriters with an active CHUMS # and LAPP approval.
Skills:
Primary responsibilities include:
Underwriting FHA & VA Wholesale and Retail loans

Updating data in LOS

Reviewing incoming documentation and confirming data integrity

Reviewing and analyzing appraisals, prelim and purchase contracts

Making decisions on the credit worthiness of the borrower

Issuing loan approval, counter offers, or denials

Qualified Applicants will have:

5+ years experience in FHA & VA underwriting/processing

Underwritten FHA & VA loans within the last year

Full understanding of FHA and VA guidelines

Excellent analytical & communication (verbal and written) skills. Also the ability to work in a fast paced environment and multi-task.

Knowledge of federal and state laws pertaining to the mortgage-banking industry (i.e. TILA, ECOA, etc.)

Experience using automated underwriting systems (DU), Point & Datatrac

Have the ability to work independently as well as part of a team

We offer a comprehensive benefit package including; medical, dental, 401k, and paid time off
Compensation based on experience.
Comments:
For more information on Bay Equity please see our website at www.bayequityhomeloans.com

CLICK TO APPLY

Type: Full time
Salary: (Verify your salary with Salary.com)
Location: United States - California - Pleasanton
Job Description:
Bay Equity LLC is a direct lender operating in the heart of San Francisco’s financial district. Our mortgage banking services provide customers in the Western United States with efficient funding for conforming loans. Our mission is straight forward: deliver great Price & Service. We value the ability to move quickly and give you answers in hours rather than days.

We are openly seeking experienced mortgage individuals with an uncompromising work ethic in a friendly and goal oriented environment.
We are currently looking for an experienced Loan Coordinator with a minimum of 2 years experience.
Job Description:
“Call out the approval and thank the broker for business. Ask if they have any other loans to submit.
“Get conditions, review them and make sure all are in the file before passing to UW for review.
“Responsible for tracking all communication with set up, brokers, UW and doc drawers in regards to files.
“Call on all files with no movement in the past 5 days. Follow up within 3 days if no response.
“If appraisal comes back at lower value than expected the LC is to explain the rebuttal process to the broker.
“If the broker wants to rework the file the LC is to pass the file and broker off to the UW ensuring that UW responds to brokers request within 24 hours and work to get the docs out.
“Get doc requests from the brokers and complete DataTrac screens, preparing the file for docs.
“Send files with all conditions signed off to QC and follow up with QC to take the file to Doc Department afterward.
“Call on all files that are locked but do not have docs out within 48 hours of locking. (then again in 5 days)
“Call on all files with appraisals back over 48 hours that are not locked.
“Once a file is deemed dead by a broker or AE the LC must cancel the file within 24 hours. Files must be cancelled within 30 days if no activity.
“Communicate with UW priority of files for condition review. (ie: locked files, purchases)
“If files are sent to docs without all PTD conditions signed off the LC MUST communicate with the Funder, UW, broker and AE to inform them of the missing item(s). The LC will be the main point of contact for any PTD items and will be responsible for clearing them with the UW.
Skills:
Qualified Applicants will have:
“College degree or equivalent work experience in mortgagebanking industry (2+ years)
“MUST have Government experience
“Great analytical skills
“Knowledge of federal and state laws pertaining to the mortgage-banking industry
“Expertise in and experience providing value-added customer service in a fast-paced environment
“Experience using automated financial- and/or loan-tracking systems
“Strong communication skills and ability to effectively interact with customers
and realtors
Comments:
*We offer a comprehensive benefit package including; medical, dental, 401k, and paid time off.

*Compensation based on Experience.

Please include cover letter with salary requirements and the job title in the subject line when responding along with your resume to hr@bayeq.com. For more information on Bay Equity please see our website at www.bayeq.com and search the section Careers. You can also apply on our website.

*Bay Equity is an Equal Employment Opportunity Employer*

CLICK TO APPLY

Type: FHA DE Mortgage Underwriter
Status: Full Time
Location: Chico - Chico

Description:
The Underwriter underwrites real estate loan requests received from the Home Mortgage Loan Officers. Performs a variety of clerical and other duties related to real estate loan production. Duties will include working directly with loan processors and loans officers as a real estate loan resource.

CLICK TO APPLY

JOB SUMMARY:
Process and Underwrite all loan applications including FHA
Meet banks underwriting guidelines for the bank and/or investors including submitting loans for FHA insurance
Teach and counsel current and future staff as necessary on FHA regulations and processes.

Attend a least 6 webinars and/or seminars to stay current on industry standards and procedures.
Requirements High School Diploma or GED
FHA DIRECT ENDORSEMENT
5 years minimum experience doing FHA lending.
Possess a thorough knowledge of FHA’s rules, regulations, policies, procedures and guidelines
Excel, Word, FHA Connection, Desktop Underwriter and or Loan Prospector

CLICK TO APPLY

Job Description:
On behalf of our client, we are currently recruiting for a Sr FHA Loan Processor:
General Job Description: Process and prepare residential mortgage loans (FHA/VA and conventional, purchases and refinance) under various loan programs in accordance with policies & procedures of company

Requirements

Minimum of 2 - 4 years recent experience in mortgage loan processing

Must have 2011 Federal Housing Authority (FHA), Veterans Affairs (VA), Federal National Mortgage (Fannie Mae) experience

Knowledge of Loan Prospector (LP), Desktop Underwriting (DU) and Desktop Originator (DO)

Knowledge of 2011 underwriting guidelines and requirements

Ability to understand and evaluate the financial and credit documents to be reviewed

Experience working with a mortgage processing software

Excellent written and verbal communication skills

Strong time management and organization skills

Strong aptitude for detail and accuracy

Able to pass criminal background check

Able to verify all information listed on resume

About the Company:
Thank you for your interest in RMC STAFFING SERVICES. All interested career seekers must be a current U.S. citizen or be authorized to work in the U.S. without sponsorship as our client(s) do not offer sponsorship at this time.

Before applying please review carefully the entire job description and only apply for this specific position if you have ALL the required experience that our client is seeking.

Thank you,
The RMC Staffing Services Team

CLICK TO APPLY

Location: New York, NY

Our client, a direct lender headquartered in South Jersey, is expanding! Now hiring for FHA Processors, Closers, Post Closers, Title Reviewers, and Underwriters for new Operations Center. Apply now for immediate consideration!

This position is responsible for processing and managing a pipeline to meet closing deadlines. The pipeline will consist of Conventional, FHA, and VA loans.

Duties:
Analyze and record all incoming documents for compliance and loan eligibility.
Verify and validate supporting income, assets and liabilities.
Review and verify credit reports.
Maintain open communication with customers, real estate brokers and loan officers to ensure proper and timely processing and submission of mortgage applications.
Input and/or update mortgage applications.
Send and follow-up on verifications to employers, banks, creditors, etc.
Provide status reports on each mortgage indicating process to the loan officers.

Requirements:
5+ years recent experience processing mortgage loans
Highly organized and proactive; able to meet deadlines in a fast-paced environment
Previous experience in a paperless environment
Good working knowledge of DU/LP (Desktop Underwriter and Loan Prospector)
Knowledge of Conventional and FHA. VA loans a plus
Excellent oral and written communication skills
Well-developed problem solving skills to research and resolve discrepancies

CLICK TO APPLY

Company:
iFreedomDirect Corporation
FHA/VA Government Lender
Licensed in 46 States
In Business 26 years

Location:
Salt Lake City, UT

Pay:
Competitive Salary + Bonus + Comprehensive Benefits
Service Nominated President’s Club Trips

Employee Type:
Full-Time

Industry:
Mortgage

iFreedomDirect Corporation is one of the nation’s leading Government Lenders. We are proud to say, “We have been helping homeowners finance their homes for over 26 years.”

Our company is a direct lender, and is licensed and does business in 46 states. We have had national recognition for funding over 4.4 billion in FHA loans in one year. We currently fund 1 out of every 100 VA Home Loans in the country. Our goal is to fund 1 out of every 50 VA Home Loans in the country by the end of 2012. We need your help!

iFreedomDirect Corporation Offers You:

Company Stability; in Business 26 Years
Competitive Salary, Bonus Per File
Comprehensive Benefit Package: Health, Dental, Vision, Life, Employee Stock Ownership
Plan (ESOP) 401K Retirement Plan, AFLAC Supplemental Plans, Flexible Spending Accounts (Cafeteria Pre-Tax Plan / Section 125)
Average Turn Around Time to Fund Loans 21 Days
Full In-House Operational Support Company Culture that’s Proactive to the Marketplace that’s Committed to an Honest and Ethical Lending Environment in Conjunction with Continued Growth
Career Advancement Opportunities
Service Nominated President’s Club Trips

Requirements:

VA LAPP/SAR Delegation
FHA DE Designation
Evaluate Loan for Acceptability with Company, DU, and Government/Agency Regulations and Guidelines
Able to Work in a Production Oriented Environment, but still Maintain High Standards of
Accuracy
Willing to Work Dilligently and Work Independently, but also be a Team Player with Initiutive

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Job Description:

Seeking Experienced FHA Processors
This position is responsible for processing and managing a pipeline to meet closing deadlines. The pipeline will consist of Conventional, FHA, and VA loans.

Duties:
Analyze and record all incoming documents for compliance and loan eligibility.
Verify and validate supporting income, assets and liabilities.
Review and verify credit reports.
Maintain open communication with customers, real estate brokers and loan officers to; ensure proper and timely processing and submission of mortgage applications.
Input and/or update mortgage applications.
Send and follow-up on verifications to employers, banks, creditors, etc.
Provide status reports on each mortgage indicating process to the loan officers.
Requirements:
5+ years recent experience processing mortgage loans
Experienced in Training Processors
Highly organized and proactive; able to meet deadlines in a fast-paced environment
Good working knowledge of POINT
Previous experience in a paperless environment
Good working knowledge of DU/LP (Desktop Underwriter and Loan Prospector)
Knowledge of Conventional and FHA; VA loans a plus
Excellent oral and written communication skills
Well-developed problem solving skills to research and resolve discrepancies
About the Company:
National Mortgage Staffing is an executive national recruiting firm dedicated to the Mortgage Industry.

Our recruiting staff has over thirty years combined experience in successful job placements with our mortgage clients coast-to-coast. Our recruiters who are placed strategically throughout the U.S. have an intricate knowledge of the Mortgage Industry and are constantly keeping abreast of the new guidelines.

We can be reached directly at 800-603-1651.

Specialties include:

Mortgage Recruiting for all Direct Hire Positions and Interim staffing, within the Mortgage Industry. Including Management, Operations, Sales, Servicing, Quality Control, Loan Modification, Loss Mitigation, Collections and Compliance.

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This position is responsible for processing and managing a pipeline to meet closing deadlines. The pipeline will consist of Conventional, FHA, and VA loans.

Duties:
Analyze and record all incoming documents for compliance and loan eligibility.
Verify and validate supporting income, assets and liabilities.
Review and verify credit reports.
Maintain open communication with customers, real estate brokers and loan officers to ensure proper and timely processing and submission of mortgage applications.
Input and/or update mortgage applications.
Send and follow-up on verifications to employers, banks, creditors, etc.
Provide status reports on each mortgage indicating process to the loan officers.

Requirements:
5+ years recent experience processing mortgage loans
Highly organized and proactive; able to meet deadlines in a fast-paced environment
Previous experience in a paperless environment
Good working knowledge of DU/LP (Desktop Underwriter and Loan Prospector)
Knowledge of Conventional and FHA. VA loans a plus
Excellent oral and written communication skills
Well-developed problem solving skills to research and resolve discrepancies

CLICK TO APPLY

Type: Full time
Salary: (Verify your salary with Salary.com)
Location:United States - Nevada - Las Vegas

Job Description:
Bay Equity is a direct Mortgage lender headquartered in the heart of San Francisco’s financial district. We have branch offices throughout the Western United States. Our mortgage banking services provide customers with efficient funding for conforming, FHA, VA and agency Jumbo loans. Our mission is straight forward: deliver great Price & Service.
We are currently looking for experienced FHA processors & FHA Underwriters with an active CHUMS ID.

Primary Responsibilities Include:

“Reviewing applications for completeness
“Updating data in LOS
“Reviewing incoming documentation and confirming data integrity
“Reviewing and analyzing appraisals, prelim and purchase contracts
“Making decisions on the credit worthiness of the borrower
“Issuing loan approval, counter offers, or denials
Skills:
A Successful Candidate Will Have:

“5+ years experience in FHA Lending
“Underwritten FHA loans within the last year
“Full understanding of FHA and Fannie Mae products
“Excellent analytical skills
“Knowledge of federal and state laws pertaining to the mortgage-banking industry (i.e. TILA, ECOA, etc.)
“Experience using automated financial- and/or loan-tracking systems
“Have the ability to work independently as well as part of a team
Comments:
We offer a comprehensive benefit package including; medical, dental, 401k, and paid time off
Compensation Based on experience
Please indicate Position and Location in subject title
Please attach resume and cover letter along with salary requirements.

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- Must have prior training experience in mortgage underwriting and processing, specializing in FHA/VA
- Work from home using our online training platform
- $25 per hour
- Paid Monthly
- Create New Materials as well as update existing materials where needed
- Create new classes on an ongoing basis
- Paid as a 1099 Independent Contractor
- May start immediately

Please email your resume and cover letter to jobs@loanprocessortraining.org

Location: Denver, CO

Seeking Experienced FHA Processors

This position is responsible for processing and managing a pipeline to meet closing deadlines. The pipeline will consist of Conventional, FHA, and VA loans.

Duties:
Analyze and record all incoming documents for compliance and loan eligibility.
Verify and validate supporting income, assets and liabilities.
Review and verify credit reports.
Maintain open communication with customers, real estate brokers and loan officers to ensure proper and timely processing and submission of mortgage applications.
Input and/or update mortgage applications.
Send and follow-up on verifications to employers, banks, creditors, etc.
Provide status reports on each mortgage indicating process to the loan officers.

Requirements:
5+ years recent experience processing mortgage loans
Highly organized and proactive; able to meet deadlines in a fast-paced environment
Previous experience in a paperless environment
Good working knowledge of DU/LP (Desktop Underwriter and Loan Prospector)
Knowledge of Conventional and FHA. VA loans a plus
Excellent oral and written communication skills
Well-developed problem solving skills to research and resolve discrepancies

CLICK TO APPLY 

Location: Fairfield, NJ

Seeking Experienced FHA Processors

This position is responsible for processing and managing a pipeline to meet closing deadlines. The pipeline will consist of Conventional, FHA, and VA loans.

Duties:
Analyze and record all incoming documents for compliance and loan eligibility.
Verify and validate supporting income, assets and liabilities.
Review and verify credit reports.
Maintain open communication with customers, real estate brokers and loan officers to ensure proper and timely processing and submission of mortgage applications.
Input and/or update mortgage applications.
Send and follow-up on verifications to employers, banks, creditors, etc.
Provide status reports on each mortgage indicating process to the loan officers.

Requirements:
5+ years recent experience processing mortgage loans
Highly organized and proactive; able to meet deadlines in a fast-paced environment
Previous experience in a paperless environment
Good working knowledge of DU/LP (Desktop Underwriter and Loan Prospector)
Knowledge of Conventional and FHA. VA loans a plus
Excellent oral and written communication skills
Well-developed problem solving skills to research and resolve discrepancies

CLICK TO APPLY

A fast growing mortgage company is seeking experienced processors, underwriters and trainees. Attention to detail is a must! Ability to follow directives, work independently and proactively resolve the many obstacles that exist in the underwriting of loans. You must have the ability and strong desire to work in a team environment to exceed company goals. You must be able to and DESIRE to effectively communicate with all parties in the mortgage transaction via email and phone. Do you genuinely love the mortgage industry or is it simply a job? Do you know all of the capabilities of CALYX POINT, ENCOMPASS and/or other mortgage technologies? Do you want to learn something new every day? Do you want to make an impact on improving processes and assisting other employees? Are you happy, want to have fun, have a genuine desire to be the very best in the industry? Do you have to leave the office when you have worked 8 hours or when you are done with your days work? Are you the best? Do you love winning? If you have ALL of these qualities then we are very interested in you!

Job Description:
Reviews, processes and underwrites mortgage files to Fannie Mae/ Freddie Mac underwriting guidelines which includes but is not limited to verification of assets and income (tax returns). Review of title and appraisal. Independent management of loan pipeline in a team environment.

ESSENTIAL JOB FUNCTIONS:
Independent management of defined pipeline.
Effective Communication/Interfaces via email and phone with all parties in the mortgage transaction.
Underwrites mortgage loan files in compliance with Fannie Mae/ Freddie Mac underwriting guidelines and state and federal reporting guidelines (including RESPA, HMDA, and HOEPA Section 32).
Strictly adheres to specified underwriting guidelines to fulfill FHA, and agency loans.
Verifies all documentation associated with mortgage originations including but not limited to: income, asset, credit, appraisal and title information.
Promptly and accurately reviews files within specified timelines.
Ensures accuracy between file, LOS (TMO) and final AUS findings.

Send your resume to: dhoffman@mtgcoa.com

JOB SUMMARY:
Process and Underwrite all loan applications including FHA
Meet banks underwriting guidelines for the bank and/or investors including submitting loans for FHA insurance
Teach and counsel current and future staff as necessary on FHA regulations and processes.

Attend a least 6 webinars and/or seminars to stay current on industry standards and procedures.
Requirements High School Diploma or GED
FHA DIRECT ENDORSEMENT
5 years minimum experience doing FHA lending.
Possess a thorough knowledge of FHA’s rules, regulations, policies, procedures and guidelines
Excel, Word, FHA Connection, Desktop Underwriter and or Loan Prospector

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Salary: (Verify your salary with Salary.com)
Location: United States - California - San Diego

Job Description:
We are currently looking for experienced FHA/VA Underwriters with an active CHUMS # and LAPP approval.
Skills:
Primary responsibilities include:
Underwriting FHA & VA Wholesale and Retail loans

Updating data in LOS

Reviewing incoming documentation and confirming data integrity

Reviewing and analyzing appraisals, prelim and purchase contracts

Making decisions on the credit worthiness of the borrower

Issuing loan approval, counter offers, or denials

Qualified Applicants will have:

5+ years experience in FHA & VA underwriting/processing

Underwritten FHA & VA loans within the last year

Full understanding of FHA and VA guidelines

Excellent analytical & communication (verbal and written) skills. Also the ability to work in a fast paced environment and multi-task.

Knowledge of federal and state laws pertaining to the mortgage-banking industry (i.e. TILA, ECOA, etc.)

Experience using automated underwriting systems (DU), Point & Datatrac

Have the ability to work independently as well as part of a team

We offer a comprehensive benefit package including; medical, dental, 401k, and paid time off
Compensation based on experience.

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Type: Full time
Salary: (Verify your salary with Salary.com)
United States - California - Pleasanton

Job Description:
Bay Equity LLC is a direct lender operating in the heart of San Francisco’s financial district. Our mortgage banking services provide customers in the Western United States with efficient funding for conforming loans. Our mission is straight forward: deliver great Price & Service. We value the ability to move quickly and give you answers in hours rather than days.

We are openly seeking experienced mortgage individuals with an uncompromising work ethic in a friendly and goal oriented environment.
We are currently looking for an experienced Loan Coordinator with a minimum of 2 years experience.
Job Description:
“Call out the approval and thank the broker for business. Ask if they have any other loans to submit.
“Get conditions, review them and make sure all are in the file before passing to UW for review.
“Responsible for tracking all communication with set up, brokers, UW and doc drawers in regards to files.
“Call on all files with no movement in the past 5 days. Follow up within 3 days if no response.
“If appraisal comes back at lower value than expected the LC is to explain the rebuttal process to the broker.
“If the broker wants to rework the file the LC is to pass the file and broker off to the UW ensuring that UW responds to brokers request within 24 hours and work to get the docs out.
“Get doc requests from the brokers and complete DataTrac screens, preparing the file for docs.
“Send files with all conditions signed off to QC and follow up with QC to take the file to Doc Department afterward.
“Call on all files that are locked but do not have docs out within 48 hours of locking. (then again in 5 days)
“Call on all files with appraisals back over 48 hours that are not locked.
“Once a file is deemed dead by a broker or AE the LC must cancel the file within 24 hours. Files must be cancelled within 30 days if no activity.
“Communicate with UW priority of files for condition review. (ie: locked files, purchases)
“If files are sent to docs without all PTD conditions signed off the LC MUST communicate with the Funder, UW, broker and AE to inform them of the missing item(s). The LC will be the main point of contact for any PTD items and will be responsible for clearing them with the UW.
Skills:
Qualified Applicants will have:
“College degree or equivalent work experience in mortgagebanking industry (2+ years)
“MUST have Government experience
“Great analytical skills
“Knowledge of federal and state laws pertaining to the mortgage-banking industry
“Expertise in and experience providing value-added customer service in a fast-paced environment
“Experience using automated financial- and/or loan-tracking systems
“Strong communication skills and ability to effectively interact with customers
and realtors
Comments:
*We offer a comprehensive benefit package including; medical, dental, 401k, and paid time off.

*Compensation based on Experience.

Please include cover letter with salary requirements and the job title in the subject line when responding along with your resume to hr@bayeq.com. For more information on Bay Equity please see our website at www.bayeq.com and search the section Careers. You can also apply on our website.

*Bay Equity is an Equal Employment Opportunity Employer*

CLICK TO APPLY

Primary Characteristics: The primary responsibility of this position is negotiating various home retention and liquidation options with the mortgagor, investor, insurer, client, attorney and agent in attempts to avoid foreclosure while decreasing losses. Duties and responsibilities of this position include but are not limited to the following: ability to make analytical assessments; intelligently discuss various workout options; making proposals to the necessary parties; preparation of the necessary documents for execution; timely follow-up and monitoring of various plans. Assist the team with sundry duties as needed.

Essential Functions
* Discuss and propose various workout options with the mortgagors
* Preparation of various agreements for execution
* Proper documentation of the workstation
* Monitoring and follow-up on planned payments
* Approval and submission of attorney invoice for payment
* Proper closure of workouts on the workstation
* Working a weekly tracking report to ensure all investor/insurer guidelines are met
* Assist and coach new specialist
* Resolve all reported exceptions immediately
* Make an analytical assessment of each mortgagors financial standing and be able to discuss the available options with them in a professional manner

Minimum Qualifications (Knowledge, Skills and Abilities)
* Excellent verbal and written communication skills
* Proficient computer and keyboard skills
* Working knowledge of the Alltel system
* MSP/LPS experience a plus not required
* Ability to work well under pressure
* Ability to work well in a team oriented environment
* Must be multi-tasked oriented
* Detailed oriented
* Highly analytical
* Excellent organizational and time management skills

Training and Experience
* Minimum of three years mortgage default servicing experience or one year of previous Loss Mitigation experience
* Thorough knowledge of default mortgage servicing and practices is a plus
* Knowledge of various investor/insurer guidelines and procedures are a plus

Pre-Employment Screening Includes:
* Assessment Screening
* Criminal Background Check
* Drug Screen — after offer of employment is extended and before start date
* Past Employment Verification
* Social Security Verification

Note: The above statements are intended to describe the general nature and level of work being performed by people assigned to this job. They are not intended to be an exhaustive list of all duties, responsibilities, and skills required of personnel so classified, and they may change at any time.

Please be sure to mark our “careers” page as a favorite place on your computer and visit often. We update it any time a position opens or closes, meaning that it is updated most weekdays.

EverBank is an equal opportunity employer. No employee or applicant for employment will be discriminated against because of race, color, religion, national origin, physical or mental disability, age, gender, sexual orientation, genetic information, veteran’s status, or status as a disabled veteran or veteran of the Vietnam era.

EverBank is not seeking assistance or accepting unsolicited resumes from search firms for employment or contractor opportunities. Regardless of past practice, all resumes submitted by search firms to any employee at EverBank via e-mail, the Internet, or directly to hiring managers at EverBank in any form without valid written search agreement executed by the VP, Talent Acquisition for that specific position will be deemed the sole property of EverBank, and no fee will be paid in the event the candidate is hired by EverBank as a result of the referral or through other means.

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ICON Residential Lenders, LLC

Job Description

JOB TITLE: FHA UW JOB CODE: DEPARTMENT: Underwriting JOB GRADE: DIVISION: Wholesale ORIENTATION: Operations FLSA STATUS: Non-exempt REVISION DATE: Issued 09/09/10 POSITION REPORTS TO Underwriting Supervisor POSITION(S) SUPERVISED None Essential Job Functions Display an observable sense of urgency in the execution of daily job functions. Provide customer service to internal and external customers in accordance with levels and expectations consistent with Company standards. Remain current on Company underwriting guidelines/secondary market investor requirements, pricing policies and FHA regulations and ensure compliance therewith . Manage and assist a team of Underwriters with any questions or concerns. Review and address all escalations from Underwriters, Account Managers, and Sales. Second sign all loans for new underwriters and provide feedback to assist them with their training. Monitor the performance of each Underwriter to ensure productivity and quality meet ICON’s performance metrics and standards. Provide coaching and action steps as needed. Assign new loans to each Underwriter on a daily basis. Monitor each Underwriter’s workload on a daily basis. Assign work out to Jr. Underwriters to ensure a good workload balance and maximum productivity. Second review all denials to ensure there are no missed business opportunities. Monitor loans in Suspense status to ensure loans get moved to the appropriate status in a timely manner. Ensure compliance to federal, state, and investor regulations and requirements Provide on a weekly basis, updates on the team in regards to production and quality plus address any concerns with the Underwriting Supervisor. Work with other team members to ensure efficient work flow Perform other duties as assigned. Minimum Requirements High School Diploma or equivalent required College degree preferred At least five years of experience in underwriting loan files Prior experience working with automated Loan Origination Systems Proficiency with Microsoft Office Knowledge/Skills/Abilities Current knowledge of industry specific underwriting guidelines and procedures as well as federal, state and local regulations Knowledge of D/U underwriting Knowledge of mortgage banking Analytical skills Detail oriented Highly organized Multi-tasking and prioritization skills necessary Ability to work in a fast paced environment under time constraints Ability to organize and coordinate projects Ability to adapt to change quickly Knowledge of Microsoft Office Excellent customer service skills Excellent communication skills both written and verbal Proficient in MS Office Word, Outlook, and Excel Disclaimer The above statements are intended to describe the general nature and level of work being performed by people assigned to this classification. They are not to be construed as an exhaustive list of all responsibilities, duties, and skills required of personnel so classified. Additional functions and requirements may be assigned by management as deemed appropriate. All personnel may be required to perform duties outside of their normal responsibilities from time to time, as needed.

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Location: Greensboro, NC

Exempt/Non-Exempt: Exempt
Benefits: Health / Dental / Life / LTD paid for employees
Employment Type: Full Time
Department: Loan Operations

Description: Carolina Bank based in Greensboro, North Carolina has an immediate opening in its Wholesale Mortgage Division for an experienced FHA Direct Endorsement underwriter that can also underwrite conventional loans. VA/LAPP experience is a plus. Qualified applicants must have their DE certification as well as working knowledge of DU/LP.

Carolina Bank Wholesale Mortgage is a division of Carolina Bank and is an Equal Opportunity Employer offering a competitive salary with an excellent benefit package including health/dental/life insurance, LTD, and 401(k).

Duties: This position requires a high level of customer service working with third party originations as well as retail.
Qualifications: This position requires a high level of customer service working with third party originations as well as retail.

NO PHONE CALLS PLEASE!

CLICK TO APPLY

ICON Residential Lenders, LLC Job Description JOB TITLE: FHA UW JOB CODE: DEPARTMENT: Underwriting JOB GRADE: DIVISION: Wholesale ORIENTATION: Operations FLSA STATUS: Non-exempt REVISION DATE: Issued 09/09/10 POSITION REPORTS TO Underwriting Supervisor POSITION(S) SUPERVISED None Essential Job Functions Display an observable sense of urgency in the execution of daily job functions. Provide customer service to internal and external customers in accordance with levels and expectations consistent with Company standards. Remain current on Company underwriting guidelines/secondary market investor requirements, pricing policies and FHA regulations and ensure compliance therewith . Manage and assist a team of Underwriters with any questions or concerns. Review and address all escalations from Underwriters, Account Managers, and Sales. Second sign all loans for new underwriters and provide feedback to assist them with their training. Monitor the performance of each Underwriter to ensure productivity and quality meet ICON’s performance metrics and standards. Provide coaching and action steps as needed. Assign new loans to each Underwriter on a daily basis. Monitor each Underwriter’s workload on a daily basis. Assign work out to Jr. Underwriters to ensure a good workload balance and maximum productivity. Second review all denials to ensure there are no missed business opportunities. Monitor loans in Suspense status to ensure loans get moved to the appropriate status in a timely manner. Ensure compliance to federal, state, and investor regulations and requirements Provide on a weekly basis, updates on the team in regards to production and quality plus address any concerns with the Underwriting Supervisor. Work with other team members to ensure efficient work flow Perform other duties as assigned. Minimum Requirements High School Diploma or equivalent required College degree preferred At least five years of experience in underwriting loan files Prior experience working with automated Loan Origination Systems Proficiency with Microsoft Office Knowledge/Skills/Abilities Current knowledge of industry specific underwriting guidelines and procedures as well as federal, state and local regulations Knowledge of D/U underwriting Knowledge of mortgage banking Analytical skills Detail oriented Highly organized Multi-tasking and prioritization skills necessary Ability to work in a fast paced environment under time constraints Ability to organize and coordinate projects Ability to adapt to change quickly Knowledge of Microsoft Office Excellent customer service skills Excellent communication skills both written and verbal Proficient in MS Office Word, Outlook, and Excel Disclaimer The above statements are intended to describe the general nature and level of work being performed by people assigned to this classification. They are not to be construed as an exhaustive list of all responsibilities, duties, and skills required of personnel so classified. Additional functions and requirements may be assigned by management as deemed appropriate. All personnel may be required to perform duties outside of their normal responsibilities from time to time, as needed.

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Experience: Five to six years mortgage experience as a Conventional Underwriter and 2 years recent FHA/VA experience as a DE FHA or VA LAPP Underwriter.

Requirements: FHA/VA Underwriting, Excellent customer service skills, basic mathematical knowledge, superior knowledge of computers and applicable software for mortgage underwriting.

Job Description: Mortgage Banker closing $75MM in loans per month through wholesale channel. Due to our continued growth and planned expansion, we are looking for 2-3 more DE Underwriters to join our team in our corporate office in Concord, CA. If you are a team player with a positive and flexible attitude and you are interested in being a part of a growing company that appreciates and rewards its employees, please review the description below and submit your resume for consideration if you meet the qualifications

Job Summary: To make sound FHA/VA and Conventional underwriting decisions on simple to complex loans regarding the credit worthiness of Borrower(s). Ability to relay these decisions in a professional manner, to Managers, Brokers, Account Executives, and internal staff.

Functional Responsibilities: Signing authority on loans up to FHA County limits. Capable of underwriting a minimum 4 loans per day, review and sign off conditions as needed per Loan Approval. Ensure all loans meet HUD, company and investor standards. Ensure data integrity and accuracy of loan origination system, AUS and 1003 at time of underwriting approval and/or updated due to subsequent changes. Evaluate appraisals, prelims and purchase contracts to determine the property meets HUD/investor requirements. Evaluate Fraud Guard findings and condition the loan accordingly and clear flags. Respond to QC findings and purchase deficiencies as required to facilitate file accuracy and sale ability.

Compensation & Benefits: Competitive compensation plans. Benefits include medical, dental, vision, life, 401k, and health savings accounts.

If you meet the criteria, please email your resume for consideration!

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Job Description
Wyndham Capital Mortgage is seeking an FHA DE Underwriter to join our growing team! Qualified candidates will have atleast 3-5 years of recent underwriting experience for residential FHA/VA/Conventional loans.

Knowledge of credit underwriting and property evaluation.
Perform timely reviews of stipulations/conditions submitted.
Analyze loan packages to deliver valid credit decisions.
Maintain quality control standards while maintaining production standards by company’s definition.
Provide stellar customer service to all staff by effectively explaining credit decisions.
Perform other job related duties and special projects as required.

Able to prepare reports for review.
Required Skills
Must possess a minimum of 5 years experience in underwriting FHA/VA and Conventional loans.
Must have an active CHUMS #
Thorough understanding and strong working knowledge of credit, underwriting, credit policy and financial statement analysis

Knowledge of DU and LP.
Strong credit, risk analysis, and analytical skills.
Be able to examine loan documentation for accuracy and completeness

Service oriented with great personality.
Ability to work with loan originators and production staff to acquire all required documentation
Be familiar with fraud detection techniques
Correspondent banking experience a plus
Must posses strong credit, risk analysis and analytical skills

Job Location
Charlotte, NC, US.
Position Type
Full-Time/Regular

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JOB DESCRIPTION

Aggressive Mortgage Banker has an opening for an experienced DE underwriter.  Individual will be responsible for reviewing, analyzing, underwriting and clearing conditions for FHA, Agency, VA or other Investor loan types based on the specified guidelines.  A thorough working knowledge of industry standard product/program guidelines, necessary conditions for approval, investor specific guidelines and technical/software navigation must be executed constantly and consistently.   Ability to manage a large pipeline, attention to detail and self-management is required. Must perform all duties in accordance with company policies/procedures and all state and federal regulations.

Compensation is very competitive!!!

MINIMUM QUALIFICATIONS

* 5 Plus years underwriting experience is A MUST

* Current CHUMS ID #

* VA/LAP/SAR Designation HIGHLY Preferred

* Candidates must have active DE within the last 2 years

* Experience with FHA and VA loans in a wholesale environment

* DU/LP Underwriting experience is mandatory

* BYTE software experience is a plus

* Thorough understanding of underwriting policies and procedures as well as investor guidelines and regulatory updates including a understanding of FHA, VA, FNMA and FMLMC guidelines.            * Familiarity with review and understanding of complex tax documentation

* Attention to detail is essential

* Proactive and timely communication to customers and business partners on loan decisions and underwriting guidelines

* Superior internal and external customer service skills, interpersonal and communication skills

* Strong organizational skills

* Ability to work overtime as needed.

Interested candidates should respond by emailing their resume, salary history, and professional references to re@greenboxloans.com

Location: United States - Nevada - Las Vegas

Job Description:
Bay Equity is a direct Mortgage lender headquartered in the heart of San Francisco’s financial district. We have branch offices throughout the Western United States. Our mortgage banking services provide customers with efficient funding for conforming, FHA, VA and agency Jumbo loans. Our mission is straight forward: deliver great Price & Service.
We are currently looking for experienced FHA processors & FHA Underwriters with an active CHUMS ID.

Primary Responsibilities Include:

“Reviewing applications for completeness
“Updating data in LOS
“Reviewing incoming documentation and confirming data integrity
“Reviewing and analyzing appraisals, prelim and purchase contracts
“Making decisions on the credit worthiness of the borrower
“Issuing loan approval, counter offers, or denials
Skills:
A Successful Candidate Will Have:

“5+ years experience in FHA Lending
“Underwritten FHA loans within the last year
“Full understanding of FHA and Fannie Mae products
“Excellent analytical skills
“Knowledge of federal and state laws pertaining to the mortgage-banking industry (i.e. TILA, ECOA, etc.)
“Experience using automated financial- and/or loan-tracking systems
“Have the ability to work independently as well as part of a team
Comments:
We offer a comprehensive benefit package including; medical, dental, 401k, and paid time off
Compensation Based on experience
Please indicate Position and Location in subject title
Please attach resume and cover letter along with salary requirements.

CLICK TO APPLY

Location: CA - Irvine Job Type: Accounting
Base Pay: $30.00 - $35.00 /Hour Required Education: Not Specified
Bonus: Required Experience: Not Specified
Other: Required Travel: Not Specified
Employee Type: Full-Time Relocation Covered: Not Specified
Industry Mortgage

Description
Our client, a publicly traded company and through its subsidiaries, offers a wide range of integrated consumer and business services within the mortgage and real estate marketplaces is seeking (2) FHA Underwriters. The ideal FHA Underwriter will have 5 plus years of recent experience doing high volume FHA/Conventional Loans. This opportunity is a temporary to hire role based on volume.

Requirements
5 plus years underwiting experience FHA/Conventional
Bachelors Degree preferred
MS Office Suite

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Job Type : Full Time
Category : Accounting/ Finance/ Insurance
Career Level : Experienced (Non-Manager)
Compensation : 0.00 Per Year
Location : San Bernardino CA US 92408
Job Description :
Major bank in San Bernardino is looking for 10 FHA Underwriters.

* Minimum of 8 years of underwriting experience
*Recent underwriting experience
* FHA experience required
* DE is a plus

For immediate consideration, please submit your resume ASAP!

CLICK TO APPLY

TIAA-CREF is seeking a Senior Underwriter for our Charlotte, NC office to work with our new Bank to set up and manage the mortgage underwriting process. . The ideal candidate will have strong conforming (experience with Freddie and Fannie guidelines, LP and DU) and non-conforming/jumbo first mortgage and home equity underwriting experience and be able to demonstrate high quality decision making consistent with secondary market and portfolio expectations. VA LAPP/SAR, FHA CHUMS ID and approval authority or recent experience with VA and/or FHA underwriting is a plus. In addition to underwriting experience, the right candidate will also have project management and training experience that can be applied cross functionally related to underwriting and underwriting related processes.

Responsibilities:
• Review and decision on mortgage and home equity loans originated for portfolio, in accordance with regulatory and prescribed lending guidelines
• Exercise prudent judgment in loan decision making and in recommending loan decision exceptions to Bank Management.
• Review daily reporting for accuracy and reconciliation against production system information.
• Prepare commitment and adverse action letters
• Prepare written communication to/for management or to bank personnel
• Ensure compliance with applicable state and federal laws
• Assisting with training of non-underwriting staff as needed to support a quality driven environment
• Ensure accurate application of secondary and company policies
• Assist with and provide input into ongoing development of underwriting related policies, procedures, systems and third party relationships that support the origination of bank credit products
• Maintain high quality in execution of underwriting authority to both portfolio and secondary market stands
• Obtain and maintain authority consistent with internal and third-party standards as required

Requirements:
• Thorough understanding of underwriting policies and procedures, as well as investor guidelines and regulatory updates including knowledge of FNMA and FMLMC guidelines and standards.
• Bachelors degree in business or related field
• 5+ years real estate lending experience
• 5+ years of mortgage underwriting experience
• 3+ years of home equity underwriting experience
• Excellent communication and interpersonal skills
• Demonstrated track record of delivering high quality loans for both investor and portfolio origination

Interested parties please send your resume and cover letter to: majohnson@tiaa-cref.org

MIDFLORIDA Credit Union is seeking an experienced Mortgage Loan Originator in the Winter Haven, FL area. Qualified candidates will possess a minimum of 3 years of government and conventional loan origination experience. This position requires knowledge of the local real estate market, federal and state regulations, mortgage software, loan underwriting and secondary market guidelines. Candidates will possess a strong sales ability and excellent customer service, communication and organization skills. Registered Mortgage Loan Originator through NMLS preferred.

Description:
Essential duties and responsibilities include first mortgage origination and lending, rate quotes, loan interviewing, processing mortgage applications and loan files, providing disclosures, ordering credit and credit updates, flood determinations, appraisals, requesting title commitment and survey, verifying proof of insurance, fee collection, general ledger maintenance, and scheduling loan closings. Additional responsibilities include pre-qualifications and cross-selling credit union products and services that best fit the needs of the borrower such as MIDFLORIDA Real Estate Sales, MIDFLORIDA Title Professionals, Heacock Insurance and Raymond James Financial. Mortgage Originators are also responsible for marketing the MIDFLORIDA brand in their respective territories by attending community functions relating to the real estate profession and calling on Realtors, builders, and MIDFLORIDA employees for referrals.

Requirements:
A minimum of two years of mortgage lending experience is required. Experience will include government and conventional loan origination, automated underwriting systems, and secondary market guidelines. Candidates will be highly familiar with the Polk County/Winter Haven, FL marketplace. Candidates will possess a documented history of business growth and development, and will be knowledgeable in the areas of underwriting and lending, mortgage processing, as well as regulatory and compliance issues. Candidates must possess strong customer service, time, and organizational skills, a high level of professionalism, and the ability to work well independently within a team oriented environment.

About Us:
Since its founding in 1954 MIDFLORIDA has grown to include 32 branches, 550 employees and more than $1.5 billion in assets. Presently, we are servicing nearly 150,000 members in the Central Florida area with products and services that rival any local bank, while maintaining the Credit Union philosophy of excellent personal attention.

Learn more about MIDFLORIDA and complete an online application by visiting www.midflorida.com/about/careers/curjobs.asp

MIDFLORIDA is pleased to offer our Mortgage Loan Originators an excellent benefits program which includes Health/Life/Dental coverage, generous 401 (k) matching contributions, Defined Benefit Plan and Tuition Assistance.

MIDFLORIDA Credit Union is seeking an experienced Mortgage Loan Originator in the Sebring, FL area. Qualified candidates will possess a minimum of 3 years of government and conventional loan origination experience. This position requires knowledge of the local real estate market, federal and state regulations, mortgage software, loan underwriting and secondary market guidelines. Candidates will possess a strong sales ability and excellent customer service, communication and organization skills. Registered Mortgage Loan Originator through NMLS preferred.

Description:
Essential duties and responsibilities include first mortgage origination and lending, rate quotes, loan interviewing, processing mortgage applications and loan files, providing disclosures, ordering credit and credit updates, flood determinations, appraisals, requesting title commitment and survey, verifying proof of insurance, fee collection, general ledger maintenance, and scheduling loan closings. Additional responsibilities include pre-qualifications and cross-selling credit union products and services that best fit the needs of the borrower such as MIDFLORIDA Real Estate Sales, MIDFLORIDA Title Professionals, Heacock Insurance and Raymond James Financial. Mortgage Originators are also responsible for marketing the MIDFLORIDA brand in their respective territories by attending community functions relating to the real estate profession and calling on Realtors, builders, and MIDFLORIDA employees for referrals.

Requirements:
A minimum of two years of mortgage lending experience is required. Experience will include government and conventional loan origination, automated underwriting systems, and secondary market guidelines. Candidates will be highly familiar with the Highlands County/Sebring, FL marketplace. Candidates will possess a documented history of business growth and development, and will be knowledgeable in the areas of underwriting and lending, mortgage processing, as well as regulatory and compliance issues. Candidates must possess strong customer service, time, and organizational skills, a high level of professionalism, and the ability to work well independently within a team oriented environment.

About Us:
Since its founding in 1954 MIDFLORIDA has grown to include 32 branches, 550 employees and more than $1.5 billion in assets. Presently, we are servicing nearly 150,000 members in the Central Florida area with products and services that rival any local bank, while maintaining the Credit Union philosophy of excellent personal attention.

Learn more about MIDFLORIDA and complete an online application by visiting www.midflorida.com/about/careers/curjobs.asp

MIDFLORIDA is pleased to offer our Mortgage Loan Originators an excellent benefits program which includes Health/Life/Dental coverage, generous 401 (k) matching contributions, Defined Benefit Plan and Tuition Assistance.

MIDFLORIDA Credit Union is seeking an experienced Mortgage Loan Originator in the central Tampa, FL area. Qualified candidates will possess a minimum of 3 years of government and conventional loan origination experience. This position requires knowledge of the local real estate market, federal and state regulations, mortgage software, loan underwriting and secondary market guidelines. Candidates will possess a strong sales ability and excellent customer service, communication and organization skills. Registered Mortgage Loan Originator through NMLS preferred.

Description:
Essential duties and responsibilities include first mortgage origination and lending, rate quotes, loan interviewing, processing mortgage applications and loan files, providing disclosures, ordering credit and credit updates, flood determinations, appraisals, requesting title commitment and survey, verifying proof of insurance, fee collection, general ledger maintenance, and scheduling loan closings. Additional responsibilities include pre-qualifications and cross-selling credit union products and services that best fit the needs of the borrower such as MIDFLORIDA Real Estate Sales, MIDFLORIDA Title Professionals, Heacock Insurance and Raymond James Financial. Mortgage Originators are also responsible for marketing the MIDFLORIDA brand in their respective territories by attending community functions relating to the real estate profession and calling on Realtors, builders, and MIDFLORIDA employees for referrals.

Requirements:
A minimum of two years of mortgage lending experience is required. Experience will include government and conventional loan origination, automated underwriting systems, and secondary market guidelines. Candidates will be highly familiar with the Hillsborough County/Tampa, FL marketplace. Candidates will possess a documented history of business growth and development, and will be knowledgeable in the areas of underwriting and lending, mortgage processing, as well as regulatory and compliance issues. Candidates must possess strong customer service, time, and organizational skills, a high level of professionalism, and the ability to work well independently within a team oriented environment.

About Us:
Since its founding in 1954 MIDFLORIDA has grown to include 32 branches, 550 employees and more than $1.5 billion in assets. Presently, we are servicing nearly 150,000 members in the Central Florida area with products and services that rival any local bank, while maintaining the Credit Union philosophy of excellent personal attention.

Learn more about MIDFLORIDA and complete an online application by visiting www.midflorida.com/about/careers/curjobs.asp

MIDFLORIDA is pleased to offer our Mortgage Loan Originators an excellent benefits program which includes Health/Life/Dental coverage, generous 401 (k) matching contributions, Defined Benefit Plan and Tuition Assistance.

Location: Montgomery County, PA

-Process loan applications approved by an Underwriter.
-Verify customer income documentation; resolve routine title issues including , but not limited to the following: vesting issues, child support liens, judgment liens, mechanic liens and undisclosed liens reconveyances; process subordinations; resolve appraisal disputes; execute closing actions to ensure a timely and effective closing process.
-Maintain a high level of customer service by being proactive in communication with customers, mortgage loan officers, realtors, etc.
-Candidate must have a minimum of 2 years mortgage processing experience with strong Government loan knowledge.
Candidate must have a minimum of 2 years mortgage processing experience with strong Government loan knowledge
Resume should reflect FHA, VA processing experience
Stable work history
Please include specific amount of any prior credit signing authority on resume

**You MUST have experience processing FHA and VA loans**
Only qualified candidates will be contacted

CLICK TO APPLY

ESSENTIAL DUTIES AND RESPONSIBILITIES:
Monitor and track Closing Due Diligence
Review and approve reconciliation of accounting detail
Review and comment on Firm Commitment
Submit Escrow Analysis Request w/ backup documentation to Servicing
Ensure Rate Lock and Closing conditions are complete before authorizing Rate Lock and Closing.
Monitor and Track incoming wires and checks and ensure posting
Review Trade Authorization Sheet and approve by initial
Review and comment on loan documents once final to ensure accuracy
Manage Closing Checklist for outstanding items and inform Originator and Underwriter
Review and finalize Closing Template data to completion
Coordinate with Title Company. Receive signed Escrow Instructions w/ Title Company wire instructions Finalize Settlement Statement w. Title Company
Prepare funding documents in preparation for closing
Review and approve settlement data to ensure accurate MBS is being delivered to investor

CORE COMPETENCIES:
Highly developed organizational skills
Proficient written/oral presentation skills
Ability to problem-solve and exercise independent judgment while displaying a high degree of initiative and accuracy
Demonstrated ability to organize prioritize projects; complete multiple tasks on schedule
Ability to work productively under minimal supervision
Must be proficient in Excel, Word, and Microsoft Office
Strong work ethic and pro-active team player able to work effectively under sometimes stressful conditions
Some travel required

QUALIFICATIONS:
B.A. degree from a 4 year college
Paralegal Certificate (not mandatory)

CLICK TO APPLY 

Job Description:
Bay Equity is a direct Mortgage lender headquartered in the heart of San Francisco’s financial district. We have branch offices throughout the Western United States. Our mortgage banking services provide customers with efficient funding for conforming, FHA, VA and agency Jumbo loans. Our mission is straight forward: deliver great Price & Service.
We are currently looking for experienced FHA processors & FHA Underwriters with an active CHUMS ID.

Primary Responsibilities Include:

“Reviewing applications for completeness
“Updating data in LOS
“Reviewing incoming documentation and confirming data integrity
“Reviewing and analyzing appraisals, prelim and purchase contracts
“Making decisions on the credit worthiness of the borrower
“Issuing loan approval, counter offers, or denials
Skills:
A Successful Candidate Will Have:

“5+ years experience in FHA Lending
“Underwritten FHA loans within the last year
“Full understanding of FHA and Fannie Mae products
“Excellent analytical skills
“Knowledge of federal and state laws pertaining to the mortgage-banking industry (i.e. TILA, ECOA, etc.)
“Experience using automated financial- and/or loan-tracking systems
“Have the ability to work independently as well as part of a team
Comments:
We offer a comprehensive benefit package including; medical, dental, 401k, and paid time off
Compensation Based on experience
Please indicate Position and Location in subject title
Please attach resume and cover letter along with salary requirements.

CLICK TO APPLY 

Under the direction of the Director of Homeownership Programs, the QC/Underwriting Specialist will analyze loan file documentation for compliance with applicable program and lending parameters (Conventional, FHA, VA, USDA and MRB), will evaluate underwriting decision, will verify data integrity and will check all documentation for misrepresentation; deficiencies will be communicated to management and to other appropriate parties via written report(s). File analysis will include a review of closing documents, appraisal report, and other file documentation. Candidate must be able to effectively and clearly communicate with external and internal personnel both in writing and orally, and must be adaptable, detail oriented and able to effectively problem solve.

REQUIREMENTS:

Bachelor’s degree or 3-5 years experience in the residential lending industry and secondary market. Nine years combined audit and underwriting experience required. Direct Endorsement underwriter certification preferred. VA, LAPP designation desired. Excellent verbal and written communication skills. Excellent analytical and organizational skills. Customer service experience. Computer literacy required. Excellent problem solving skills and ability to manage files, lenders and MI companies. Familiarity with guidelines and requirements in the residential lending industry and the secondary market.

REPLY:
Please send resume and salary requirement to: needemployment@ymail.com

Location:Fairfield, NJ

Category:Accounting/Finance

Job Description:
This position will be a long-term, temp-to-perm assignment.

-Process loan applications approved by an Underwriter.
-Verify customer income documentation; resolve routine title issues including , but not limited to the following: vesting issues, child support liens, judgment liens, mechanic liens and undisclosed liens reconveyances; process subordinations; resolve appraisal disputes; execute closing actions to ensure a timely and effective closing process.
-Maintain a high level of customer service by being proactive in communication with customers, mortgage loan officers, realtors, etc.
-Candidate must have a minimum of 2 years mortgage processing experience with strong Government loan knowledge.
Candidate must have a minimum of 2 years mortgage processing experience with strong Government loan knowledge
Resume should reflect FHA, VA processing experience
Stable work history
Please include specific amount of any prior credit signing authority on resume

**You MUST have experience processing FHA and VA loans**
**Must have experience with Calyx**
Only qualified candidates will be contacted
About the Company:
National Mortgage Staffing is an executive national recruiting firm dedicated to the Mortgage Industry.

Our recruiting staff has over thirty years combined experience in successful job placements with our mortgage clients coast-to-coast. Our recruiters who are placed strategically throughout the U.S. have an intricate knowledge of the Mortgage Industry and are constantly keeping abreast of the new guidelines.

We can be reached directly at 800-603-1651.

Specialties include:

Mortgage Recruiting for all Direct Hire Positions and Interim staffing, within the Mortgage Industry. Including Management, Operations, Sales, Servicing, Quality Control, Loan Modification, Loss Mitigation, Collections and Compliance.

CLICK TO APPLY

Boutique mortgage brokerage specializing in Super Jumbo lending is seeking to fill openings in their Malibu office. Candidates must possess a minimum of 10 years experience in residential lending as a Processor/ Underwriter with a strong understanding of complex tax return analysis and appraisal/ property evaluations. Further, candidates must possess an understanding of the Super Jumbo market and applicable lenders. Candidates are expected to possess a strong command of Encompass loan origination platform various lender websites and possess the ability to manage daily office duties including oversight of Jr. Processors and workflow of loan officers and their pipelines.

The Company was established in 1999, is licensed in California and services clients nationwide through a network of Private Banking relationships. The company functions at the consumer level engaging in loan origination and placement of residential mortgages from $1,000,000 to $20,000,000.

The Company is structured to provide a concierge service approach to Jumbo and Super Jumbo consumers. We strive to be a leading provider of solution oriented residential mortgage loans with an emphasis on long-term placement and goals of our clients.

Candidates without the required qualification will not be considered.

Equal Opportunity Brokerage

Recruiter: Walter Tharp
Walter@thinkcfa.com

Job Description:

Responsible for reviewing, analyzing, approving and underwriting large, unusual or complex individual consumer requests and products within company and industry guidelines. Dependent on division and complexity of underwriting, functions may include reviewing financial statements, credit reports, and applicable ratios(i.e. Debt ratios, loan-to-value); evaluating; examining transactions to ensure accuracy and completeness; preparing formal reports for review; ensuring that documents are consistent and uphold to company and industry guidelines; implementing fraud detection techniques, performing compliance reviews; assisting with re-negotiations of loans based on lending guidelines; contacting customers and partners to gather information to make appropriate decisions, explain rationale behind credit decision. May provide work direction and/or training to lower level team members and provide performance feedback to supervisor/manager.

Basic Qualifications:

4+ years underwriting experience.
Minimal Qualifications:
-Mortgage underwriting experience.
-Thorough understanding of underwriting policies and procedures, including investor guidelines and regulatory updates.
-Thorough knowledge of FNMA, and FMLMC guidelines and standards.
-Experience with income validation including personal and corporate tax forms.
-Experience in Appraisal Review.
-Ability to handle confidential material in a professional, highly ethical manner.
-Excellent verbal and written communication skills and possess a high degree of attention to detail.
-Strong interpersonal skills to build and maintain professional relationships with clients, customers, and co-workers.
-Time management and organization skills to effectively prioritize multiple objectives and achieve volume goals.
-Experience in talking with the borrower about loan decision.
-Must be able to work in a production/flexible environment.
-Work overtime as needed Intermediate PC and keyboarding skills, including experience with Windows operating systems

Preferred Qualifications:
DE/CHUMS ID
VA/LAPP/SAR

www.wellsfargo.com/careers
Requisition Number: 3517028
My email: Donna.Craddock@wellsfargo.com

Share our pride. Join our mission.
We are currently seeking talented Mortgage Closers - Seasonal for our Tampa, FL facility.
PURPOSE OF JOB
Services members by preparing and approving the final figures and documents needed for closing mortgage loans. Communicates with appropriate parties to ensure all loans close in accordance with bank, investor, and regulatory guidelines. Closes and funds various Mortgage loan products on a national basis. Answers urgent title company calls on a phone queue.
Work Location: 3608 Queen Palm Drive Tampa, FL 33619
JOB DUTIES
• Closes Conventional refinance and Conventional purchase loans. Is the point of contact for the member and the title company for USAA. Initiates outbound calls to title companies to obtain title commitment, fees, and set the expectations for loan closings. Answer calls from a phone queue to serve members at the mortgage closing table.
• Works under direct supervision. Uses established procedures to carry out routine work duties. Seeks guidance from team members to resolve issues and to identify appropriate issues for escalation.
• Reviews and approves the title commitment. Ensures title work is clear of liens, judgments and encroachments.
• Reviews and approves the HUD-1 Settlement Statement. Ensures fees, names, amounts, account conditions, seller concessions, taxes, payoffs, etc., are accurate. Focuses on RESPA compliance and rediscloses Truth in Lending as necessary.
• Completes system inputs to create mortgage loan documents and initiates necessary wiring of funds and confirms closing conditions were met and funds the loan in the loan origination system.
Training Hours
• Ability to work a five day 40 hour work week Monday through Friday from 7:00am-6:00pm (overtime on the weekends as needed).
• Ability to attend up to 8 weeks of paid structured classroom training: Monday - Friday 8:00am-4:30pm.
Minimum Requirements
• High school diploma or equivalent.
• 2 years of customer service/sales experience or Bachelors Degree or Successful completion of military service or 1 year customer service/sales experience plus 30 hours of college credit.
• 1+ years experience multi-tasking in a Windows operating system environment.
• 1+ years experience frequently communicating (minimum 60% of the time) with customers by phone, e-mail and/or face to face.
*Qualifications may warrant placement in a higher job level.
Preferred
• Recent mortgage experience or Bachelors degree.
• 1+ year financial services industry related customer contact experience.
• Knowledge of windows operating environment and Microsoft Office tools.
• Call center experience.
The above description reflects the details considered necessary to describe the principal functions of the job and should not be construed as a detailed description of all the work requirements that may be performed in the job.
At USAA our employees enjoy one of the best benefits packages in the business, including business casual dress environment, comprehensive medical, dental and vision plans, along with wellness and wealth building programs. Additionally, our career path planning and continuing education will assist you with your professional goals.

Relocation assistance is not available for this position.
Do not apply via this website. Interested candidates must submit resumes online via the USAA career center at www.usaa.com in order to be considered for this position. Please be sure to reference job number 12132.
In addition to other USAA applicant screenings, individuals hired for this position must be federally registered on the National Mortgage and Licensing System Registry (NMLSR) after being hired. The NMLSR will require you to provide identification information, financial services related employment history, and disclose certain criminal, civil judicial or regulatory/licensing actions that have been brought against you. It also requires that you be fingerprinted for an FBI background check.
Qualified applicants must successfully complete a pre-employment background and drug screen.
USAA is an Equal Opportunity/Affirmative Action Employer.

Share our pride. Join our mission.
We are currently seeking talented Mortgage Processing Specialist III - Seasonal for our Tampa, FL facility.
PURPOSE OF JOB
As a Mortgage Processing Specialist for USAA, you will provide service to members by responding to routine to moderately complex telephone inquiries to complete loan requests. You will gain proficiency in processing mortgage loans and obtaining initial level of conventional or VA mortgage lending authority. You will comply with all bank, investor and regulatory requirements. You will evaluate and process loans on a national basis from point of application through final loan decision.
Work Location: 3608 Queen Palm Drive Tampa, FL 33619
Training Hours
• Ability to work a five day 40 hour work week Monday through Friday from 7:00am-6:00pm (overtime on the weekends as needed).
Ability to attend up to 8 weeks of paid structured classroom training: Monday-Friday 8:00am-4:30pm.
Minimum Requirements
• High school diploma or equivalent.
• 2 years of customer service/sales experience or Bachelors Degree or Successful completion of military service or 1 year customer service/sales experience plus 30 hours of college credit.
• 1+ years experience multi-tasking in a Windows operating system environment.
• 1+ years experience frequently communicating (minimum 60% of the time) with customers by phone, e-mail and/or face to face.
*Qualifications may warrant placement in a higher job level.
Preferred
• Recent mortgage experience or Bachelors degree.
• 1+ year financial services industry related customer contact experience.
• Knowledge of windows operating environment and Microsoft Office tools.
• Call center experience.
The above description reflects the details considered necessary to describe the principal functions of the job and should not be construed as a detailed description of all the work requirements that may be performed in the job.
At USAA our employees enjoy one of the best benefits packages in the business, including business casual dress environment, comprehensive medical, dental and vision plans, along with wellness and wealth building programs. Additionally, our career path planning and continuing education will assist you with your professional goals.
Do not apply via this website. Interested candidates must submit resumes online via the USAA career center at www.usaa.com in order to be considered for this position. Please be sure to reference job number 12130.
Relocation assistance is not available for this position.
In addition to other USAA applicant screenings, individuals hired for this position must be federally registered on the National Mortgage and Licensing System Registry (NMLSR) after being hired. The NMLSR will require you to provide identification information, financial services related employment history, and disclose certain criminal, civil judicial or regulatory/licensing actions that have been brought against you. It also requires that you be fingerprinted for an FBI background check.
Qualified applicants must successfully complete a pre-employment background and drug screen.
USAA is an Equal Opportunity/Affirmative Action Employer.

Location: Margate, NJ Job

Primary Responsibilities Include, but not limited to:

- Review all new loan application requests to ensure that all required forms and/or documentation have been provided by the borrower
- Prepare and send out all pertinent regulatory compliance disclosure material and perform required research of verifications
- Review loan packages to insure compliance with investor guidelines and submit them to Underwriting for approval
- Manage loan pipeline and communicate the status of all loans to each principle party involved
The Qualifications for this position are:
*Candidate must present a resume that demonstrates knowledge with FHA, Conforming, Non Conforming, DO, DU and LP submissions.
“5+ years experience in FHA Lending
*Process FHA and Conventional Loans within last year
“Have the ability to work independently as well as part of a team

CLICK TO APPLY 

Responsibilities of the Mortgage Underwriter III will include performing a variety of loan documentation duties on conforming loan packages and complex loans, using comprehensive knowledge of policies and procedures for loan products. Possess a knowledge and ability to underwrite conventional mortgage loans (FNMA/FHLMC).

Responsibilities:
• Customer Service to internal and external clients
• Respond effectively to customers(internal and external) and actively participate in discussions to help the department run more efficiently
• Review, analyze and make final determination on loan documentation; main function of job
• Work with team members to identify potential suggested solutions/exceptions for denied loan files
• Remain up to date on program and investor guidelines
• Ability to accurately document decisions using multiple systems
• Complete tasks as delegated by Relationship Management/Division Management
• Additional duties as assigned
• Ability to absorb guideline changes and apply them immediately with minimal error rate
• Willingness to work on a special project when assigned
• Ability to mentor Mortgage Specialists and Junior Underwriters when required
Minimum Qualifications:
• Minimum 2 years recent underwriting experience(Non forensic or modification) or extensive prior underwriting experience
• High School diploma or equivalent minimum; real estate/mortgage banking courses helpful
• Minimum 10 years current conventional underwriting experience desired
• Extensive Customer Service skills
• Excellent verbal and written communication skills; analytical skills
• Ability to handle frequent changes
• Creative/innovative problem solver
• PC skills required. Windows, Microsoft Word, Excel
• Confidentiality required in handling of security
• Credit decisions on conforming loan (non-HAMP) documents
Performance Standards:
• An Underwriter III will be completing a quota of files set by management and maintaining an error rate of less than 5%. Material errors on files are not acceptable.
• Demonstrated ability to comprehend program changes and new program guidelines.
• Ability to implement new changes in daily production
• Mentoring Mortgage Specialists by knowing that any guideline changes have been thoroughly explained and understood and that they are being implemented in the daily production
Position is temporary to hire. Salary ranges from 60K-65K per year based on experience. Interested candidates should visit www.novusstaffing.jobs and click on the Title Underwriter III job posting to apply. We are currently seeking 10 Underwriters for this opportunity.

Location: Houston, TX

-Process loan applications approved by an Underwriter.

-Verifiy customer income documentation; resolve routine title issues including , but not limited to the following: vesting issues, child support liens, judgment liens, mechanic liens and undisclosed liens reconveyances; process subordinations; resolve appraisal disputes; execute closing actions to ensure a timely and effective closing process.
-Maintain a high level of customer service by being proactive in communication with customers, mortgage loan officers, realtors, etc.
-Candidate must have a minimum of 2 years mortgage processing experience with strong Government loan knowledge.

Candidate must have a minimum of 2 years mortgage processing experience with strong Government loan knowledge
Resume should reflect FHA processing experience
Stable work history
Please include specific amount of any prior credit signing authority on resume

**You MUST have experience processing FHA loans**
Only qualified candidates will be contacted

CLICK TO APPLY 

JOB DESCRIPTION

SUMMARY
Responsibilities for the Mortgage Underwriter III will include performing a variety of loan documentation duties on conforming loan packages and complex loans, using comprehensive knowledge of policies and procedures for loan products. Possess a knowledge and ability to underwriter conventional mortgage loans (FNMA/FHLMC).

RESPONSIBILITIES

• Customer Service to internal and external clients
• Respond effectively to customers (internal and external) and actively participate in discussions to help the department run more efficiently
• Review, analyze and make final determination on loan documentation; main function of job
• Work with team members to identify potential suggested solutions/exceptions for denied loan files
• Remain up to date on program and investor guidelines
• Ability to accurately document decisions using multiple systems
• Complete tasks as delegated by Relationship Management/Division Management
• Additional Duties as assigned
• Ability to absorb guideline changes and apply them immediately with minimal error rate
• Willingness to work on a special project when assigned
• Ability to mentor Mortgage Specialists and Junior Underwriters when required

MINIMUM QUALIFICATIONS:

• Minimum two years recent underwriting experience (Non forensic or modification) or extensive prior underwriting experience.
• High School Diploma or equivalent minimum; real estate/mortgage banking courses helpful
• Minimum 10 years current conventional underwriting experience desired
• Excellent Customer Service skills
• Excellent verbal and written communication skills; analytical skills
• Ability to handle frequent changes
• Creative/innovative problem solver
• PC skills required. Windows, Microsoft Word, Excel
• Confidentiality required in handling of security
• Credit decisions on conforming loan (non-HAMP) documents

REQUIREMENTS:

• Testing is a requirement prior to employment
• Math and Mortgage Test- Acceptable Test Scores

PERFORMANCE STANDARDS

• An Underwriter III will be completing a quota of files set by management and maintaining an error rate of less than 5%. Material errors on files are not acceptable.
• Demonstrated ability to comprehend program changes and new program guidelines
• Ability to implement new changes in daily production
• Mentoring Mortgage Specialists by knowing that any guideline changes have been thoroughly explained and understood and that they are being implemented in the daily production

Please email your resume to Recruiter@urban-ls.com

Location: United States - California - Pleasanton

Job Description:
Bay Equity LLC is a direct lender operating in the heart of San Francisco’s financial district. Our mortgage banking services provide customers in the Western United States with efficient funding for conforming loans. Our mission is straight forward: deliver great Price & Service. We value the ability to move quickly and give you answers in hours rather than days.

We are openly seeking experienced mortgage individuals with an uncompromising work ethic in a friendly and goal oriented environment.
We are currently looking for an experienced Loan Coordinator with a minimum of 2 years experience.
Job Description:
“Call out the approval and thank the broker for business. Ask if they have any other loans to submit.
“Get conditions, review them and make sure all are in the file before passing to UW for review.
“Responsible for tracking all communication with set up, brokers, UW and doc drawers in regards to files.
“Call on all files with no movement in the past 5 days. Follow up within 3 days if no response.
“If appraisal comes back at lower value than expected the LC is to explain the rebuttal process to the broker.
“If the broker wants to rework the file the LC is to pass the file and broker off to the UW ensuring that UW responds to brokers request within 24 hours and work to get the docs out.
“Get doc requests from the brokers and complete DataTrac screens, preparing the file for docs.
“Send files with all conditions signed off to QC and follow up with QC to take the file to Doc Department afterward.
“Call on all files that are locked but do not have docs out within 48 hours of locking. (then again in 5 days)
“Call on all files with appraisals back over 48 hours that are not locked.
“Once a file is deemed dead by a broker or AE the LC must cancel the file within 24 hours. Files must be cancelled within 30 days if no activity.
“Communicate with UW priority of files for condition review. (ie: locked files, purchases)
“If files are sent to docs without all PTD conditions signed off the LC MUST communicate with the Funder, UW, broker and AE to inform them of the missing item(s). The LC will be the main point of contact for any PTD items and will be responsible for clearing them with the UW.
Skills:
Qualified Applicants will have:
“College degree or equivalent work experience in mortgagebanking industry (2+ years)
“MUST have Government experience
“Great analytical skills
“Knowledge of federal and state laws pertaining to the mortgage-banking industry
“Expertise in and experience providing value-added customer service in a fast-paced environment
“Experience using automated financial- and/or loan-tracking systems
“Strong communication skills and ability to effectively interact with customers
and realtors
Comments:
*We offer a comprehensive benefit package including; medical, dental, 401k, and paid time off.

*Compensation based on Experience.

Please include cover letter with salary requirements and the job title in the subject line when responding along with your resume to hr@bayeq.com. For more information on Bay Equity please see our website at www.bayeq.com and search the section Careers. You can also apply on our website.

*Bay Equity is an Equal Employment Opportunity Employer*

CLICK TO APPLY 

Position Type : Full Time
Experience Level : 5 Years

Description
QUALIFICATIONS: Recent experience with Conforming and Non Conforming Conventional loans, with knowledge of FHA a plus — Working knowledge of Encompass s/w —Detail oriented with excellent research and decision making ability —Strong written and verbal communication skills —Knowledge of Mortgage Lending, Company Policies, Investor Guidelines and knowledge of current regulations and disclosure requirements for Conventional and/or Government loans —Excellent Customer Service and problem solving skills —Ability to maintain strong relationships with Internal and External Customers and Vendors.

DUTIES AND RESPONSIBILITIES: Ensure accuracy of documentation and proper disclosure notifications —Requests and reviews conditions to ensure compliance with investor guidelines —Thorough review of borrower credit, income, asset and property to determine risk and evaluate borrower’s repayment ability in order to render a credit decision —Conducts and determines appropriate Fraud Prevention measures have been taken —Determine and Communicate final credit decision and/or counter offer solutions —Manages assigned pipeline and ensures proper follow up —Ensures all required documentation is received, investor guidelines are met and final underwriting decision is documented and supported.

CLICK TO APPLY 

Job Description:
Bay Equity is a direct Mortgage lender headquartered in the heart of San Francisco’s financial district. We have branch offices throughout the Western United States. Our mortgage banking services provide customers with efficient funding for conforming, FHA, VA and agency Jumbo loans. Our mission is straight forward: deliver great Price & Service.
We are currently looking for experienced FHA processors & FHA Underwriters with an active CHUMS ID.

Primary Responsibilities Include:

“Reviewing applications for completeness
“Updating data in LOS
“Reviewing incoming documentation and confirming data integrity
“Reviewing and analyzing appraisals, prelim and purchase contracts
“Making decisions on the credit worthiness of the borrower
“Issuing loan approval, counter offers, or denials
Skills:
A Successful Candidate Will Have:

“5+ years experience in FHA Lending
“Underwritten FHA loans within the last year
“Full understanding of FHA and Fannie Mae products
“Excellent analytical skills
“Knowledge of federal and state laws pertaining to the mortgage-banking industry (i.e. TILA, ECOA, etc.)
“Experience using automated financial- and/or loan-tracking systems
“Have the ability to work independently as well as part of a team
Comments:
We offer a comprehensive benefit package including; medical, dental, 401k, and paid time off
Compensation Based on experience
Please indicate Position and Location in subject title
Please attach resume and cover letter along with salary requirements.

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Mortgage Solutions strongly believes every client should be served with integrity, dignity and respect. Without compromise, Mortgage Solutions is committed to providing the loan that is in the best interest of our clients, not our bottom line. We will continue to educate the community to empower our clients to make responsible and informed fiscal decisions that will result in greater financial peace of mind.

If you are an experienced DE Underwriter have at least 3 years of Government and Conventional underwriting experience, have great attention to detail, enjoy working in a fast paced, high volume environment, then we want you to join our team!
Primary responsibilities include:
• Reviewing documentation including 1003, credit reports, income and assets and confirming data integrity
• Reviewing and analyzing appraisals, prelim and purchase contracts
• Reviewing and calculating income, assets, LTV, CLTV
• Making decisions on the credit worthiness of the borrower
• Issuing loan approvals, counter offers, or denials
Qualified Applicants must have:
• 3+ years experience in FHA underwriting and active CHUMS ID
• Underwritten FHA loans within the last year
• Full understanding of FHA guidelines
• Excellent analytical & communication (verbal and written) skills.
• Ability to work in a fast paced environment and multi-task.
• Knowledge of federal and state laws pertaining to the mortgage-banking industry (i.e. TILA, ECOA, etc.)
• Experience using automated underwriting systems [Encompass, Point, Data Trac, Viewwise]
• 203k experience a plus!
• Have the ability to work independently as well as part of a team
• Solid Experience working with multiple loan types
• Strong mathematical and software skills (MS Office, Citrix)
Candidate may work remotely.
Qualified applicants send your cover letter and resume to HR@msofco.com or fax to 866.876.8303.

Location: United States - Nevada - Las Vegas

Job Description:
Bay Equity is a direct Mortgage lender headquartered in the heart of San Francisco’s financial district. We have branch offices throughout the Western United States. Our mortgage banking services provide customers with efficient funding for conforming, FHA, VA and agency Jumbo loans. Our mission is straight forward: deliver great Price & Service.
We are currently looking for experienced FHA processors & FHA Underwriters with an active CHUMS ID.

Primary Responsibilities Include:

“Reviewing applications for completeness
“Updating data in LOS
“Reviewing incoming documentation and confirming data integrity
“Reviewing and analyzing appraisals, prelim and purchase contracts
“Making decisions on the credit worthiness of the borrower
“Issuing loan approval, counter offers, or denials
Skills:
A Successful Candidate Will Have:

“5+ years experience in FHA Lending
“Underwritten FHA loans within the last year
“Full understanding of FHA and Fannie Mae products
“Excellent analytical skills
“Knowledge of federal and state laws pertaining to the mortgage-banking industry (i.e. TILA, ECOA, etc.)
“Experience using automated financial- and/or loan-tracking systems
“Have the ability to work independently as well as part of a team
Comments:
We offer a comprehensive benefit package including; medical, dental, 401k, and paid time off
Compensation Based on experience
Please indicate Position and Location in subject title
Please attach resume and cover letter along with salary requirements.

CLICK TO APPLY 

Description

TIAA-CREF is seeking a Senior Underwriter for our Charlotte, NC office. The ideal candidate will have strong conforming (experience with Freddie and Fannie guidelines, LP and DU) and non-conforming/jumbo first mortgage and home equity underwriting experience and be able to demonstrate high quality decision making consistent with secondary market and portfolio expectations. VA LAPP/SAR, FHA CHUMS ID and approval authority or recent experience with VA and/or FHA underwriting is a plus. In addition to underwriting experience, the right candidate will also have project management and training experience that can be applied cross functionally related to underwriting and underwriting related processes.

Responsibilities:

Review and decision on mortgage and home equity loans originated for portfolio, in accordance with regulatory and prescribed lending guidelines
Exercise prudent judgment in loan decision making and in recommending loan decision exceptions to Bank Management.
Review daily reporting for accuracy and reconciliation against production system information.
Prepare commitment and adverse action letters
Prepare written communication to/for management or to bank personnel
Ensure compliance with applicable state and federal laws
Assisting with training of non-underwriting staff as needed to support a quality driven environment
Ensure accurate application of secondary and company policies
Assist with and provide input into ongoing development of underwriting related policies, procedures, systems and third party relationships that support the origination of bank credit products
Maintain high quality in execution of underwriting authority to both portfolio and secondary market stands
Obtain and maintain authority consistent with internal and third-party standards as required
Qualifications

Thorough understanding of underwriting policies and procedures, as well as investor guidelines and regulatory updates including knowledge of FNMA and FMLMC guidelines and standards.
Bachelors degree in business or related field
5+ years real estate lending experience
5+ years of mortgage underwriting experience
3+ years of home equity underwriting experience
Excellent communication and interpersonal skills
Demonstrated track record of delivering high quality loans for both investor and portfolio origination
Primary Location NC-Charlotte
Other Locations MO-St. Louis

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Location: Greensboro, NC
Exempt/Non-Exempt: Exempt
Benefits: Health / Dental / Life / LTD paid for employees
Employment Type: Full Time
Department: Loan Operations
Description: Carolina Bank based in Greensboro, North Carolina has an immediate opening in its Wholesale Mortgage Division for an experienced underwriter. VA/LAPP experience is a plus.Carolina Bank Wholesale Mortgage is a division of Carolina Bank and is an Equal Opportunity Employer offering a competitive salary with an excellent benefit package including health/dental/life insurance, LTD, and 401(k).

Duties: This position requires a high level of customer service working with third party originations as well as retail.
Qualifications: This position requires a high level of customer service working with third party originations as well as retail.

NO PHONE CALLS PLEASE!

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Job Description:
We are currently looking for experienced FHA/VA Underwriters with an active CHUMS # and LAPP approval.
Skills:
Primary responsibilities include:
Underwriting FHA & VA Wholesale and Retail loans

Updating data in LOS

Reviewing incoming documentation and confirming data integrity

Reviewing and analyzing appraisals, prelim and purchase contracts

Making decisions on the credit worthiness of the borrower

Issuing loan approval, counter offers, or denials

Qualified Applicants will have:

5+ years experience in FHA & VA underwriting/processing

Underwritten FHA & VA loans within the last year

Full understanding of FHA and VA guidelines

Excellent analytical & communication (verbal and written) skills. Also the ability to work in a fast paced environment and multi-task.

Knowledge of federal and state laws pertaining to the mortgage-banking industry (i.e. TILA, ECOA, etc.)

Experience using automated underwriting systems (DU), Point & Datatrac

Have the ability to work independently as well as part of a team

We offer a comprehensive benefit package including; medical, dental, 401k, and paid time off
Compensation based on experience.

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QUALIFICATIONS
Five+ years experience in underwriting
Two+ years of previous or current loan processing experience
Correspondent lending background strongly preferred
Full knowledge of mortgage guidelines and regulations related to FHA and conventional loans is mandatory

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Location: Indianapolis, IN 46241

Description
Seeking Customer Service Rep III (CSR III) Please note: the shift is 11:45am to 8:15pm Mon-Fri.

CSR III responds to inbound calls, emails, faxes, live chat and written correspondence from the lending industry on FHA mortgage programs as assigned. Utilizes a Knowledge database to answer questions including those of a technical nature. Enters accurate and detailed information in the database summarizing the agent contact and if a referral was provided. Escalates contacts that cannot be resolved via a warm transfer or through the database system. Handles back-up calls from the general public. Maintains updated knowledge of FHA Mortgage Insurance products and policies.
Requirements
-Able to work 11:45am to 8:15pm Mon-Fri shift.

Required 3 years of experience in the mortgage industry plus 2 years of college or at least 5 years of experience in the mortgage industry plus a HS diploma. Required 2 years of customer service or contact center experience.

Must be able to successfully obtain a govt security clearance which includes a credit check, background investigation and verification of US Citizenship.

A Total Value package.

There is much to be said about the Lockheed Martin Total Value package. Part of the package involves a commitment to develop top talent from within as well as provide access to a wide range of training programs and services. There is also the opportunity to work in exceptional environments marked by: Project Significance * Quality People * Recognition * Learning and Development * Internal Career Mobility * Competitive Pay * and Excellent Benefits.

A commitment to your work/life balance.

Part of the Lockheed Martin experience includes a focus on work/life satisfaction. We offer programs and policies that include: Flexible/Alternative Work Schedules and Casual Dress at many locations * Telecommuting * Tuition Assistance * Employee Assistance Program * Fitness Centers * Birth/Adoption Leave * Domestic Partner Benefits * and Adoption Assistance.

At Lockheed Martin, we are driven by innovation and integrity. We believe that by applying the highest business ethics and visionary thinking - everything is within our reach, and yours.

We invite you to explore the possibilities with one of the foremost systems engineering, software and systems integration companies in the world.

Exceptional choices in careers, challenges, and locations across the nation.

Lockheed Martin Aeronautics
Join in designing, building and supporting the world’s most sophisticated military aircraft. Your involvement may include: The multiservice F-35 Joint Strike Fighter (JSF) * The proven multirole fighter, the F-16 *

Lockheed Martin Space Systems
Lay the foundation for future space systems. A sampling of programs includes: The world’s most powerful and advanced telecommunications satellites for government, civil and commercial interests *

Lockheed Martin Electronic Systems
Pioneer, integrate and deliver cutting-edge technologies across three key areas: maritime systems and sensors, missiles and fire control programs and platforms, training and transportation solutions *

Lockheed Martin Information Systems & Global Services
Delivers world-class solutions and advanced technology globally across a broad spectrum of domains.

Diversity and inclusion
What we believe…what we live. You will find that we are both a uniquely diverse and unified team; reflecting many cultures and points of view.

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Opes Advisors, Inc. has an excellent opportunity for an experienced DE Underwriter in our Los Gatos, San Mateo, and/or Eugene, OR branch.

If you are an experienced DE Underwriter have at least 3 years of Government and Conventional underwriting experience, have great attention to detail, enjoy working in a fast paced, high volume environment, then we want you to join our team!

Primary responsibilities include:
• Reviewing documentation including 1003, credit reports, income and assets and confirming data integrity
• Reviewing and analyzing appraisals, prelim and purchase contracts
• Reviewing and calculating income, assets, LTV,CLTV
• Making decisions on the credit worthiness of the borrower
• Issuing loan approvals, counter offers, or denials

Qualified Applicants must have:
• 3+ years experience in FHA underwriting and active CHUMS ID
• Underwritten FHA loans within the last year
• Full understanding of FHA guidelines
• Excellent analytical & communication (verbal and written) skills.
• Ability to work in a fast paced environment and multi-task.
• Knowledge of federal and state laws pertaining to the mortgage-banking industry (i.e. TILA, ECOA, etc.)
• Experience using automated underwriting systems [(DU), Point, Data Trac, and Blitz Docs]
• 203k experience a plus!
• Have the ability to work independently as well as part of a team
• Solid Experience working with multiple loan types
• Strong mathematical and software skills(MS Office, AUS Systems, Citrix)

TO APPLY
Please send your resume and cover letter via email, with “DE Underwriter plus your name” in the subject line to resumes@opesadvisors.com. This position will be working onsite at one of the locations listed, this is not a telecommuting position.

ABOUT OPES ADVISORS
Opes Advisors is a premier financial advisory firm specializing in residential mortgage banking and wealth management. We offer comprehensive advisory services in personal finance management in real estate, real estate financing, investment management, and strategic tax and financial planning. Opes Advisors was named to Inc. Magazine’s 2010 Fastest Growing Companies and San Francisco Business Times 125 Best Places to Work in the Bay Area. Offices are located in California in San Mateo, Palo Alto, San Francisco, Larkspur, Los Gatos, San Diego, Sonoma and Santa Cruz, and Eugene, Oregon. Visit us at www.opesadvisors.com.

Job Description:
Bay Equity LLC is a direct lender operating in the heart of San Francisco’s financial district. Our mortgage banking services provide customers in the Western United States with efficient funding for conforming loans. Our mission is straight forward: deliver great Price & Service. We value the ability to move quickly and give you answers in hours rather than days.

We are openly seeking experienced mortgage individuals with an uncompromising work ethic in a friendly and goal oriented environment.
We are currently looking for an experienced Loan Coordinator with a minimum of 2 years experience.
Job Description:
“Call out the approval and thank the broker for business. Ask if they have any other loans to submit.
“Get conditions, review them and make sure all are in the file before passing to UW for review.
“Responsible for tracking all communication with set up, brokers, UW and doc drawers in regards to files.
“Call on all files with no movement in the past 5 days. Follow up within 3 days if no response.
“If appraisal comes back at lower value than expected the LC is to explain the rebuttal process to the broker.
“If the broker wants to rework the file the LC is to pass the file and broker off to the UW ensuring that UW responds to brokers request within 24 hours and work to get the docs out.
“Get doc requests from the brokers and complete DataTrac screens, preparing the file for docs.
“Send files with all conditions signed off to QC and follow up with QC to take the file to Doc Department afterward.
“Call on all files that are locked but do not have docs out within 48 hours of locking. (then again in 5 days)
“Call on all files with appraisals back over 48 hours that are not locked.
“Once a file is deemed dead by a broker or AE the LC must cancel the file within 24 hours. Files must be cancelled within 30 days if no activity.
“Communicate with UW priority of files for condition review. (ie: locked files, purchases)
“If files are sent to docs without all PTD conditions signed off the LC MUST communicate with the Funder, UW, broker and AE to inform them of the missing item(s). The LC will be the main point of contact for any PTD items and will be responsible for clearing them with the UW.
Skills:
Qualified Applicants will have:
“College degree or equivalent work experience in mortgagebanking industry (2+ years)
“MUST have Government experience
“Great analytical skills
“Knowledge of federal and state laws pertaining to the mortgage-banking industry
“Expertise in and experience providing value-added customer service in a fast-paced environment
“Experience using automated financial- and/or loan-tracking systems
“Strong communication skills and ability to effectively interact with customers
and realtors
Comments:
*We offer a comprehensive benefit package including; medical, dental, 401k, and paid time off.

*Compensation based on Experience.

Please include cover letter with salary requirements and the job title in the subject line when responding along with your resume to hr@bayeq.com. For more information on Bay Equity please see our website at www.bayeq.com and search the section Careers. You can also apply on our website.

*Bay Equity is an Equal Employment Opportunity Employer*

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Job Description
Wyndham Capital Mortgage is seeking an FHA DE Underwriter to join our growing team! Qualified candidates will have atleast 3-5 years of recent underwriting experience for residential FHA/VA/Conventional loans.

Knowledge of credit underwriting and property evaluation.
Perform timely reviews of stipulations/conditions submitted.
Analyze loan packages to deliver valid credit decisions.
Maintain quality control standards while maintaining production standards by company’s definition.
Provide stellar customer service to all staff by effectively explaining credit decisions.
Perform other job related duties and special projects as required.
Able to prepare reports for review.
Required Skills
Must possess a minimum of 5 years experience in underwriting FHA/VA and Conventional loans.
Must have an active CHUMS #
Thorough understanding and strong working knowledge of credit, underwriting, credit policy and financial statement analysis
Knowledge of DU and LP.
Strong credit, risk analysis, and analytical skills.
Be able to examine loan documentation for accuracy and completeness
Service oriented with great personality.
Ability to work with loan originators and production staff to acquire all required documentation
Be familiar with fraud detection techniques
Correspondent banking experience a plus
Must posses strong credit, risk analysis and analytical skills
Job Location
Charlotte, NC, US.
Position Type
Full-Time/Regular

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Job Description:

Syracuse Mortgage Banker seeking an FHA DE Underwriter. New hire must have his/her Delegated status & should have experience underwriting FHA, VA and Conventional loans to investor and agency guidelines. Position located in Syracuse or Albany, NY. The firm has sales staff located in Syracuse, Rochester and Albany. We are an established lender with a strong presence in the retail origination (Realtor/purchase) market in all three locations. We lend to strong borrowers and have a 0 delinquency rate for the past one year and less than 1% for the past two years. While volume and ability to underwrite loans to guidelines in a speedy fashion is imperative. Quality loans to strong borrowers and quantity of loans is the key to our success. Therefore, we require both experience and ability to show low individual delinquency rate. Applicants should be prepared to run FHA Connection showing his/her individual delinquency rate.

Salary is DOE and highly competitive. Benefits include liberal personal/vacation time, flex hours, 401k, health and dental.

We are a Direct Lending banker not reliant on warehouse lenders to approve our loans. No mandated YSP disclosure.

We are seeking an experienced producer who has a strong network of clients and referral sources. We are Equal Opportunity Employer.

Skills: —————- The minimum requirements to become a Loan Officer :

- At least one year Full Time employment in mortgage origination
- Required licensing background check
- Outstanding knowledge of the mortgage industry and your local Real Estate market
- Excellent sales and consulting skills
- Knowledge of FNMA, FHLMC and government lending guidelines
- Possession of Federal and State license or ability to pass those.

Please email direct inquiry
About the Company:
We are a Mortgage Banker that has been in business since 1996. We have expanded dramatically. We currently have offices / Licenses in NC, NY, PA.

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ICON Residential Lenders, LLC Job Description JOB TITLE: FHA UW JOB CODE: DEPARTMENT: Underwriting JOB GRADE: DIVISION: Wholesale ORIENTATION: Operations FLSA STATUS: Non-exempt REVISION DATE: Issued 09/09/10 POSITION REPORTS TO Underwriting Supervisor POSITION(S) SUPERVISED None Essential Job Functions Display an observable sense of urgency in the execution of daily job functions. Provide customer service to internal and external customers in accordance with levels and expectations consistent with Company standards. Remain current on Company underwriting guidelines/secondary market investor requirements, pricing policies and FHA regulations and ensure compliance therewith . Manage and assist a team of Underwriters with any questions or concerns. Review and address all escalations from Underwriters, Account Managers, and Sales. Second sign all loans for new underwriters and provide feedback to assist them with their training. Monitor the performance of each Underwriter to ensure productivity and quality meet ICON’s performance metrics and standards. Provide coaching and action steps as needed. Assign new loans to each Underwriter on a daily basis. Monitor each Underwriter’s workload on a daily basis. Assign work out to Jr. Underwriters to ensure a good workload balance and maximum productivity. Second review all denials to ensure there are no missed business opportunities. Monitor loans in Suspense status to ensure loans get moved to the appropriate status in a timely manner. Ensure compliance to federal, state, and investor regulations and requirements Provide on a weekly basis, updates on the team in regards to production and quality plus address any concerns with the Underwriting Supervisor. Work with other team members to ensure efficient work flow Perform other duties as assigned. Minimum Requirements High School Diploma or equivalent required College degree preferred At least five years of experience in underwriting loan files Prior experience working with automated Loan Origination Systems Proficiency with Microsoft Office Knowledge/Skills/Abilities Current knowledge of industry specific underwriting guidelines and procedures as well as federal, state and local regulations Knowledge of D/U underwriting Knowledge of mortgage banking Analytical skills Detail oriented Highly organized Multi-tasking and prioritization skills necessary Ability to work in a fast paced environment under time constraints Ability to organize and coordinate projects Ability to adapt to change quickly Knowledge of Microsoft Office Excellent customer service skills Excellent communication skills both written and verbal Proficient in MS Office Word, Outlook, and Excel Disclaimer The above statements are intended to describe the general nature and level of work being performed by people assigned to this classification. They are not to be construed as an exhaustive list of all responsibilities, duties, and skills required of personnel so classified. Additional functions and requirements may be assigned by management as deemed appropriate. All personnel may be required to perform duties outside of their normal responsibilities from time to time, as needed.

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Job Description
Wyndham Capital Mortgage is seeking an FHA DE Underwriter to join our growing team! Qualified candidates will have atleast 3-5 years of recent underwriting experience for residential FHA/VA/Conventional loans.

Knowledge of credit underwriting and property evaluation.
Perform timely reviews of stipulations/conditions submitted.
Analyze loan packages to deliver valid credit decisions.
Maintain quality control standards while maintaining production standards by company’s definition.
Provide stellar customer service to all staff by effectively explaining credit decisions.
Perform other job related duties and special projects as required.
Able to prepare reports for review.
Required Skills
Must possess a minimum of 5 years experience in underwriting FHA/VA and Conventional loans.
Must have an active CHUMS #
Thorough understanding and strong working knowledge of credit, underwriting, credit policy and financial statement analysis
Knowledge of DU and LP.
Strong credit, risk analysis, and analytical skills.
Be able to examine loan documentation for accuracy and completeness
Service oriented with great personality.
Ability to work with loan originators and production staff to acquire all required documentation
Be familiar with fraud detection techniques
Correspondent banking experience a plus
Must posses strong credit, risk analysis and analytical skills
Job Location
Charlotte, NC, US.
Position Type
Full-Time/Regular

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Location: United States - Nevada - Las Vegas

Job Description:
Bay Equity is a direct Mortgage lender headquartered in the heart of San Francisco’s financial district. We have branch offices throughout the Western United States. Our mortgage banking services provide customers with efficient funding for conforming, FHA, VA and agency Jumbo loans. Our mission is straight forward: deliver great Price & Service.
We are currently looking for experienced FHA processors & FHA Underwriters with an active CHUMS ID.

Primary Responsibilities Include:

“Reviewing applications for completeness
“Updating data in LOS
“Reviewing incoming documentation and confirming data integrity
“Reviewing and analyzing appraisals, prelim and purchase contracts
“Making decisions on the credit worthiness of the borrower
“Issuing loan approval, counter offers, or denials
Skills:
A Successful Candidate Will Have:

“5+ years experience in FHA Lending
“Underwritten FHA loans within the last year
“Full understanding of FHA and Fannie Mae products
“Excellent analytical skills
“Knowledge of federal and state laws pertaining to the mortgage-banking industry (i.e. TILA, ECOA, etc.)
“Experience using automated financial- and/or loan-tracking systems
“Have the ability to work independently as well as part of a team
Comments:
We offer a comprehensive benefit package including; medical, dental, 401k, and paid time off
Compensation Based on experience
Please indicate Position and Location in subject title
Please attach resume and cover letter along with salary requirements.

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Location: United States - California - San Diego

Job Description:
We are currently looking for experienced FHA/VA Underwriters with an active CHUMS # and LAPP approval.
Skills:
Primary responsibilities include:
Underwriting FHA & VA Wholesale and Retail loans

Updating data in LOS

Reviewing incoming documentation and confirming data integrity

Reviewing and analyzing appraisals, prelim and purchase contracts

Making decisions on the credit worthiness of the borrower

Issuing loan approval, counter offers, or denials

Qualified Applicants will have:

5+ years experience in FHA & VA underwriting/processing

Underwritten FHA & VA loans within the last year

Full understanding of FHA and VA guidelines

Excellent analytical & communication (verbal and written) skills. Also the ability to work in a fast paced environment and multi-task.

Knowledge of federal and state laws pertaining to the mortgage-banking industry (i.e. TILA, ECOA, etc.)

Experience using automated underwriting systems (DU), Point & Datatrac

Have the ability to work independently as well as part of a team

We offer a comprehensive benefit package including; medical, dental, 401k, and paid time off
Compensation based on experience.
Comments:
For more information on Bay Equity please see our website at www.bayequityhomeloans.com

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Job Description:

-Process loan applications approved by an Underwriter.
-Verifiy customer income documentation; resolve routine title issues including , but not limited to the following: vesting issues, child support liens, judgment liens, mechanic liens and undisclosed liens reconveyances; process subordinations; resolve appraisal disputes; execute closing actions to ensure a timely and effective closing process.
-Maintain a high level of customer service by being proactive in communication with customers, mortgage loan officers, realtors, etc.
-Candidate must have a minimum of 2 years mortgage processing experience with strong Government loan knowledge.
Candidate must have a minimum of 2 years mortgage processing experience with strong Government loan knowledge
Resume should reflect FHA, VA processing experience
Stable work history
Please include specific amount of any prior credit signing authority on resume

**You MUST have experience processing FHA and VA loans**
Only qualified candidates will be contacted
About the Company:
Experienced Mortgage Staffing Firm with a combined experience of staffing within the Mortgage Industry of over 30 years

Specialties include:
Mortgage Recruiting for all Direct Hire Positions , within the Mortgage Industry Including Management , Operations , Sales, Servicing Quality Control, Loan Modification, Loss Mitigation,Collections , Compliance.

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Operations | Irvine, CA, United States

ICON Residential Lenders, LLC Job Description JOB TITLE: FHA UW JOB CODE: DEPARTMENT: Underwriting JOB GRADE: DIVISION: Wholesale ORIENTATION: Operations FLSA STATUS: Non-exempt REVISION DATE: Issued 09/09/10 POSITION REPORTS TO Underwriting Supervisor POSITION(S) SUPERVISED None Essential Job Functions Display an observable sense of urgency in the execution of daily job functions. Provide customer service to internal and external customers in accordance with levels and expectations consistent with Company standards. Remain current on Company underwriting guidelines/secondary market investor requirements, pricing policies and FHA regulations and ensure compliance therewith . Manage and assist a team of Underwriters with any questions or concerns. Review and address all escalations from Underwriters, Account Managers, and Sales. Second sign all loans for new underwriters and provide feedback to assist them with their training. Monitor the performance of each Underwriter to ensure productivity and quality meet ICON’s performance metrics and standards. Provide coaching and action steps as needed. Assign new loans to each Underwriter on a daily basis. Monitor each Underwriter’s workload on a daily basis. Assign work out to Jr. Underwriters to ensure a good workload balance and maximum productivity. Second review all denials to ensure there are no missed business opportunities. Monitor loans in Suspense status to ensure loans get moved to the appropriate status in a timely manner. Ensure compliance to federal, state, and investor regulations and requirements Provide on a weekly basis, updates on the team in regards to production and quality plus address any concerns with the Underwriting Supervisor. Work with other team members to ensure efficient work flow Perform other duties as assigned. Minimum Requirements High School Diploma or equivalent required College degree preferred At least five years of experience in underwriting loan files Prior experience working with automated Loan Origination Systems Proficiency with Microsoft Office Knowledge/Skills/Abilities Current knowledge of industry specific underwriting guidelines and procedures as well as federal, state and local regulations Knowledge of D/U underwriting Knowledge of mortgage banking Analytical skills Detail oriented Highly organized Multi-tasking and prioritization skills necessary Ability to work in a fast paced environment under time constraints Ability to organize and coordinate projects Ability to adapt to change quickly Knowledge of Microsoft Office Excellent customer service skills Excellent communication skills both written and verbal Proficient in MS Office Word, Outlook, and Excel Disclaimer The above statements are intended to describe the general nature and level of work being performed by people assigned to this classification. They are not to be construed as an exhaustive list of all responsibilities, duties, and skills required of personnel so classified. Additional functions and requirements may be assigned by management as deemed appropriate. All personnel may be required to perform duties outside of their normal responsibilities from time to time, as needed.

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Location: California - Valencia

Job Description:
Full Eagle Mortgage Banker seeks an experienced FHA Underwriter with an active CHUMS#
We are a growing mortgage banker headquartered in the Santa Clarita Valley. This is a long term full time position with excellent growth potential.
Skills:
Primary Responsibilities include:

Underwriting and approval of FHA and Fannie/Freddie loans in strict compliance with product guidelines and investor overlays.

Review credit and appraisal documentation submitted, confirm accuracy of all aspects of the loan file and update Encompass as well as the AUS system.

Work independently to make sound credit approval decisions, interface with processors and loan officers, and provide guidance and leadership in the structuring of files to meet industry standards.

Strong verbal and written communication skills.

Strong work ethic and must be detail oriented.
Comments:
Full time salaried position, medical/dental/401k/vacation.

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Location: St. Louis, MO

Summary/Responsibilities:

Growing, diversified financial services company seeks an Underwriter in their St. Louis office.
Ensure transactions are properly documented to bank program standards or ensure exceptions are properly documented/authorized.
Maintain current knowledge of all bank loan programs/underwriting guidelines for transactions processed

Requirements:
5+ years experience required
DE strongly preferred
FHA underwriting experience required
Excellent analytical and decision making skills

Relevant Word Search: loan, lending, bank, loan to value, loan-to-value, mortgage, jumbo loan, Desktop Underwriting, real estate, secondary market, credit, Federal Housing Administration, FHAA, Subprime

Category:
Banking

Contact: att@bcius.com

Mortgage Processor needed for a national mortgage company working out of the corporate Processing Center in Maitland, FL.

The Mortgage Processor (Client Coordinator) is expected to manage and process through underwriting approval and into closing a pipeline of mortgage loan applications of primarily new construction loans.

All applicants should be customer service oriented and communicate proficiently with borrowers, title agents, builder employees, real estate agents and co-team members. This position requires very close attention to detail and high organizational skills.

All applicants should have at least 3 years of mortgage processing experience with conventional, FHA, VA and USDA loans.

Proficiency with automated underwriting is a must. Experience with processing for multiple states and new construction loans is a plus.

Taylor Morrison Home Funding is an equal opportunity employer and environmentally friendly company processing from a “paperless” file system.

Qualified applicants may email resumes to LKunzweiler@taylormorrisonhf.com or fax to 321-214-1163.

IMMEDIATE OPENING for a qualified individual with advanced computer proficiencies; systems administration and administrative/clerical qualities.

Individual will be in-house communications administrator, oversee and maintain server related issues and company websites. Minimum 3 years’ experience.

Come work for the largest and most successful Reverse Mortgage Company in Texas where you will be truly appreciated. Guaranteed Salary/No Benefits

Please email resume to: recruitment@rmeducator.com

The Post Closer is required to resolve all Post- closing loan issues and complete tasks assigned in a timely manner.

These tasks include but are not limited to document and systems review of loans in accordance with regulations, maintain departmental cycle time, service, and volume standards.

The position entails utilizing various systems as well as maintaining pipelines and workflow queues from different investors to prioritize purchase flow on a daily basis.

Back up Shipper-

Provide relief to Shipper when needed on a weekly basis:

Reviews and delivers all final documentation of correspondent loans to insure timely receipt to investors for loan purchasing.

• Reviews and evaluates mortgage loan documents for accuracy and acceptability and timely resolves any discrepancies prior to delivery to pre-selected investor.
• Clears investor requested exceptions required by investor prior to loan.
• Prepares and assembles loan documents for delivery to investors.
• Prepare all documents in separate file to ship to HUD within 30 days of file closing.
• Locates and delivers pertinent documents to appropriate warehouse banks in a timely manner.
• Transfers loan documents and ships to investor insure receipt prior to expiration date.
• Must have at least 1 year general office experience.
• Must have working knowledge of current word processing and spreadsheet software, Must be able to lift 10-20 lbs. of files.
• Must be able to stoop and kneel for filing.
Back up Banking Coordinator-

The primary focus of the position is to coordinate the administrative, loan processing/originating duties of the Mortgage Banking division. A Banking Coordinator is the initial point of contact for a Loan Officer/ Processor. Tasks include managing incoming file flow, including collecting additional documents as required by Processors/Underwriting in order to insure timely closing of loans. In addition, may review documents submitted for review are correct and accurate. They will serve as a liaison for the Loan Originator and the Loan Processor, while providing full support to the Underwriter and Director of Mortgage Banking.

•Understands and comprehends the Mortgage Loan Process through closing.
•Solid time management skills and the ability to organize, prioritize and perform multiple tasks simultaneously.
•Ability to demonstrate excellent communication and organizational skills.
•Strong computer skills including an fundamental understanding of MS applications, database management.
•Capable of pursuing Reverse Mortgage USA resources and how to access them.

Please email resume to: recruitment@rmeducator.com

IMMEDIATE OPENING:

Come work for the largest and most successful Reverse Mortgage company in Texas where you will be truly appreciated.

Guaranteed salary, no benefits.

Responsible for reviewing, closing and funding FHA loans.

Must have 3-5 years (minimum) experience in funding, insurance and closing loans - preferably FHA Loans.

Must understand HUD-1’s, title, survey and ordering wires.

Please email resume to: recruitment@rmeducator.com

Job Description:

Bay Equity is a direct Mortgage lender headquartered in the heart of San Francisco’s financial district. We have branch offices throughout the Western United States. Our mortgage banking services provide customers with efficient funding for conforming, FHA, VA and agency Jumbo loans. Our mission is straight forward: deliver great Price & Service.
We are currently looking for experienced FHA processors & FHA Underwriters with an active CHUMS ID.

Primary Responsibilities Include:

“Reviewing applications for completeness
“Updating data in LOS
“Reviewing incoming documentation and confirming data integrity
“Reviewing and analyzing appraisals, prelim and purchase contracts
“Making decisions on the credit worthiness of the borrower
“Issuing loan approval, counter offers, or denials
Skills:
A Successful Candidate Will Have:

“5+ years experience in FHA Lending
“Underwritten FHA loans within the last year
“Full understanding of FHA and Fannie Mae products
“Excellent analytical skills
“Knowledge of federal and state laws pertaining to the mortgage-banking industry (i.e. TILA, ECOA, etc.)
“Experience using automated financial- and/or loan-tracking systems
“Have the ability to work independently as well as part of a team

Comments:
We offer a comprehensive benefit package including; medical, dental, 401k, and paid time off
Compensation Based on experience
Please indicate Position and Location in subject title
Please attach resume and cover letter along with salary requirements.

CLICK TO APPLY 

FHA & VA Loan Processing experience required

Analyze and record all incoming documents for compliance and loan eligibility; when necessary, obtain missing documentation.
If originally requested documentation is not available, determine alternate sources to satisfy underwriting requirements; also assist Processors with this duty.
Maintain open communication with customers to ensure proper and timely processing and submission of mortgage applications.
Update mortgage applications on Eclipse.
Send and follow up on verifications to employers, depository firms, creditors, etc.
Pre-underwrite questionable loans.
Income calculations, CAIVRS, experience with pipeline volume.
Prepare and analyze a final Loan Transmittal Summary Submission Sheet, along with all required and supportive documentation/information for the underwriter. Prepare and review commitment letters and obtain documentation necessary to clear underwriting conditions on approvals.
Assist in testing and analyzing changes to Eclipse ensuring all business requirements are working as expected.
Perform various additional tasks as assigned by the Client Counselor, Team Leader or Processing Supervisor which may not be specifically listed in this position description.

For immediate consideration, please forward a current copy of your Word formatted resume.
About the Company:
Aerospace/Manufacturing

CLICK TO APPLY 

Job Title: Direct Endorsement Underwriter (DE)
Reports to: Director of Mortgage Banking

SUMMARY:

Responsible for reviewing, underwriting and clearing conditions for Government (FHA) HECM Loans. A thorough understanding of various product/program guidelines, necessary conditions for approval, investor specific guidelines and technical/software navigation are expected to be exercised constantly and consistently to reach individual and team goals. Our fast paced environment requires teamwork, ambition and excitement for continuing success. Excellent interpersonal and written communication skills are critical, along with problem solving and decision-making abilities. Must perform all duties in accordance with company policies and procedures and all state and federal regulations.

PRIMARY RESPONSIBILITIES:

1) Review, underwrite and clear conditions for HECM Loans
2) Provide strong customer service
3) Review loan files before disbursement to ensure accuracy and compliance with investor and
regulatory requirements
4) Maintain and monitor daily reports within our system, FHA Connection and other systems
directed by Management
5) Perform pre fund Quality Control audits as directed by Management
6) Ensure all loan files comply with RESPA, TIL, ECOA, 2010 GFE and other regulatory
requirements
7) Identify and report field training needs to management
8 ) Assist in the development of policies and procedures for department
9) Assist in the investor and home ownership center response process
10) Maintain consistent attendance record to ensure fulfillment of essential functions
11) All other duties are assigned by management

QUALIFICATIONS, KNOWLEDGE AND SKILL REQUIREMENTS:

1) Ten years underwriting experience with five years as a DE
2) Two of the five years experience as a DE must be in the last 3 years
3) Working knowledge of federal and state financial regulations
4) Working knowledge of technology used in fraud prevention and familiarity with strategies to
prevent fraud
5) Ability to produce quality loans within tight timeframes

OTHER REQUIREMENTS:

1) Excellent skills with Microsoft Office Suite including: Word, Excel and Power Point
2) Professional written and verbal communication and interpersonal skills
3) Excellent detail and time management skills
4) Excellent problem-solving and decision making skills
5) Willingness to work a flexible schedule
6) Must possess a High School Diploma or Equivalent

Please email resume to: recruitment@rmeducator.com

Post Date: Jun 27, 2011 Type: Full time
Start Date: Salary: (Verify your salary with Salary.com)
Location: United States - California - San Diego Job Reference:
Job Zip Code: 92117Job Description:
We are currently looking for experienced FHA/VA Underwriters with an active CHUMS # and LAPP approval.
Skills:
Primary responsibilities include:
Underwriting FHA & VA Wholesale and Retail loans

Updating data in LOS

Reviewing incoming documentation and confirming data integrity

Reviewing and analyzing appraisals, prelim and purchase contracts

Making decisions on the credit worthiness of the borrower

Issuing loan approval, counter offers, or denials

Qualified Applicants will have:

5+ years experience in FHA & VA underwriting/processing

Underwritten FHA & VA loans within the last year

Full understanding of FHA and VA guidelines

Excellent analytical & communication (verbal and written) skills. Also the ability to work in a fast paced environment and multi-task.

Knowledge of federal and state laws pertaining to the mortgage-banking industry (i.e. TILA, ECOA, etc.)

Experience using automated underwriting systems (DU), Point & Datatrac

Have the ability to work independently as well as part of a team

We offer a comprehensive benefit package including; medical, dental, 401k, and paid time off
Compensation based on experience.

CLICK TO APPLY

Post Date: Jun 27, 2011 Type: Full time
Start Date: Immediately Salary: (Verify your salary with Salary.com) Verify with Salary.com
Location: United States - California - Valencia Job Description:
Full Eagle Mortgage Banker seeks an experienced FHA Underwriter with an active CHUMS#
We are a growing mortgage banker headquartered in the Santa Clarita Valley. This is a long term full time position with excellent growth potential.
Skills:
Primary Responsibilities include:

Underwriting and approval of FHA and Fannie/Freddie loans in strict compliance with product guidelines and investor overlays.

Review credit and appraisal documentation submitted, confirm accuracy of all aspects of the loan file and update Encompass as well as the AUS system.

Work independently to make sound credit approval decisions, interface with processors and loan officers, and provide guidance and leadership in the structuring of files to meet industry standards.

Strong verbal and written communication skills.

Strong work ethic and must be detail oriented.
Comments:
Full time salaried position, medical/dental/401k/vacation.

CLICK TO APPLY 

JOB REQUIREMENTS

Looking for a Loan Processor with strong government experience 2plus year s of FHA processing. Must be flexible to work in fast pace environment that is ever changing and handle heavy pipeline

CLICK TO APPLY 

Lubbock, Texas is a very conservative community with a reputation as an extremely hardworking, extremely friendly place to raise a family. Although we’re not “strictly a Lubbock bank,” our bank, be it our branch in Wilson, our branch in Tahoka, our mortgage office in Wichita Falls or Red Oak is a reflection of our community: very conservative, extremely hardworking, extremely friendly.

We embrace a professional atmosphere, a “smiling while resting” attitude and incorporate fun into our daily activities as we operate under a simple code: “It’s All About Relationships,” which is supported by a strong foundational principle we live moment-to-moment everyday: “Family First, Customer Focused, Community Involved.

The employer of choice in banking in Lubbock, we’re always on the look out for people who meet the preceding description. You decide if that’s you, read through the description that follows and if you meet our minimum criteria, consider submitting your application (bottom of this description).

Thank you for your time and consideration and good luck!

Mortgage Loan Processor

Position Overview Responsible for preparing mortgage documents for funding, advising mortgage lenders of needed documents according to established regulations and procedures and working with the title company towards “closing.”

Essential Job Functions

Set up new files
Ordering appraisals
Order title commitments and flood certifications
Customer contact regarding conditions required on electronic approval
Send verifications as needed
Process active files for final approval
Re-submit for automated approval after verification of assets and income
Submit files to human underwriter if needed
After loan approval, call customers and Realtors with any conditions
Issue closing instructions to closing department
Order survey
Order final inspections
Follow up on underwriting conditions still outstanding
Check loan amount, interest rate, etc. in computer for accuracy
Have evidence of POC’s
Constantly monitor lock expirations and closings
Inform loan officer immediately of any change in closing date, etc.
Follow up on missed conditions
Other duties as assigned
Qualifications

Advanced knowledge of originating FHA,VA and Conventional Loans preferred
3-5 years experience in Loan Origination preferred
High School or GED required; college helpful
Knowledge, Skills and Abilities

Ability to produce detailed and accurate documents
Ability to communicate effectively
Ability to work independently without direct supervision
Ability to perform work timely and accurately in a fast paced office environment
Organizational ability and problem solving critical
Ability to use various computer software programs required
Ability to dress professionally
Professional telephone skills required
Ability to work evening and weekend hours as may be necessary
Ability to strongly support and model our Guiding Principles and embrace Bank culture
Ability to sit at a designated work station for period of time up to eight hours per day
Ability to use hands, or feel office equipment, or controls, talk, hear
Clarity of vision at 20 inches or less for normal working processing
Continuous clarity of vision 20 inches or more for security purposes
Ability to stand, stoop, kneel and crouch
Ability to lift or move up to 25 pounds
Benefits

Work for an exciting, growing company headquartered in Lubbock.
Strong leadership team.
Excellent benefits package (full-time).
Enjoy the benefits of working in a Family First environment.

CLICK TO APPLY 

If you are a Senior Mortgage Loan Processor with FHA experience, please read on!

What you need:

- 5+ years of Mortgage Loan Processing experience.
- 3+ years of FHA experience.
- Familiar with LP and DU is a plus
- High degree of attention to detail.
- Proactive and timely communication to customers and business partners on loan decisions and underwriting guidelines.
- Superior internal and external customer service skills, interpersonal and communication skills.
- Strong organizational skills.
- Ability to work in a flexible and production oriented environment.

What’s in it for you:

- Very competitive base salary plus bonus potential
- Comprehensive benefits package including, medical, optical, 401K

So, if you are a Senior Mortgage Loan Processor with FHA experience, please apply today!

CLICK TO APPLY 

We offer a friendly team atmosphere with 401k and health benefits.

Salary commensurate with experience.

If you meet these requirements and are ready to work at a great company, please send your resume to jobs@BankAMC.com

Prudential Mortgage Capital Company (PMCC) is one of the nation’s leading providers of commercial mortgages on multifamily, retail, office, industrial, and hotel properties. The Company offers one of the most comprehensive lines of real estate finance products including fixed-rate, floating-rate and interim/bridge loans; Fannie Mae DUS^TM and FHA lending; and affordable housing financing. The company has been structured to provide clients with one source for all commercial mortgage financing and servicing needs, giving the firm a competitive advantage in the marketplace.Prudential Huntoon Paige Associates, Ltd., (PHPAL) is PMCC’s FHA lending division. PHPAL is a leading provider of FHA-insured commercial mortgages on multi-family and health care properties.

PHPAL is considering Director level Originator(s) candidates to join the organization. This position will be directly responsible for sourcing and originating FHA insured mortgage investments There is opportunity for the position to be based in one of the multiple locations throughout the organization to include Atlanta, Chicago, Dallas, Denver, Los Angeles, McLean, Newark, New York or San Francisco.

Responsibilities:
Acts as the central point of contact for borrowers, intermediaries and internal team members. Manage all aspects of loan origination process, including presentations to senior management, debt structuring, pricing strategy, transaction negotiation.
Develop and cultivate high quality relationships with new prospects, while maintaining and building enduring relationships with existing institutional clients.
Develop and maintain relationships with HUD/FHA Offices.
Qualifications

Minimum 3 years of experience in originating FHA Multifamily and/or Healthcare business.
Qualified and interested candidates must have a quantifiable track record in business development with the proven ability to develop, cultivate and manage high quality relationships with intermediaries and borrowers
A leader and team player, candidates must work well in a multi-functional collaborative environment and demonstrate a strong work ethic and a commitment to customer service.
Strong written and verbal communication skills are a must
4-year college degree in real estate, finance or a related field is a plus.

Prudential is a multinational financial services leader with operations in the United States, Asia, Europe, and Latin America. Leveraging its heritage of life insurance and asset management expertise, Prudential is focused on helping individual and institutional customers grow and protect their wealth. The company’s well-known Rock symbol is an icon of strength, stability, expertise and innovation that has stood the test of time. Prudential’s businesses offer a variety of products and services, including life insurance, annuities, retirement-related services, mutual funds, asset management, and real estate services. For more information, please visit www.prudential.com.

Prudential is not accepting unsolicited resumes from search firms for this open position unless contracted with Staffing. Agencies must work with Staffing as the primary point of contact and follow the Prudential application process to be considered for business. All resumes submitted by search firms to any employee at Prudential via-email, Internet or directly to hiring managers in any form without a valid written search agreement in place for that position will be deemed the sole property of Prudential, and no fee will be paid in the event the candidate is hired by Prudential.
Note: Any search agreement entered into with Prudential before January 2004 is null and void. Search firms are essential to the recruitment and staffing efforts at Prudential and we value the partnerships we have built with our preferred vendors. Prudential has established and regularly maintains a preferred vendor list and even preferred vendors need to have a written search agreement signed by the Director, Recruiting Programs, Staffing at Prudential in place for the specific position in order for a fee to be paid for any candidate referrals.

Job Function Mortgage
Primary Location United States-Georgia-Atlanta
Other Locations United States-California-Los Angeles, United States-New York-New York, United States-Illinois-Chicago, United States-Virginia-Mclean, United States-California-San Francisco, United States-Colorado-Denver, United States-New Jersey-Newark, United States-Texas-Dallas
Schedule Full-time

CLICK TO APPLY 

FHA Health care or Multi-family Loan Originator
This International Banking & Investment firm is positioned to become one of the Top FHA MAP/Loan lender in the country and are national providers of Commercial Mortgages of multifamily, office and health care properties.
Comprehensive lines of real estate finance products include Fannie Mae, DUS, FHA HUD Lean Lending, Affordable housing, interim bridge, fixed and floating rate loans.
Right individual will be a successful FHA Health care or Multi-family Loan Originator to grow their division of FHA HUD insured commercial mortgages on multi-family and health care properties.
This position will be directly responsible for sourcing and originating FHA HUD insured mortgage investments
Position could be based in one of 16 locations through out the United States or a remote office is possible for the right candidate
Minimum 3 years of experience in originating FHA MAP Multifamily and/or Health care business
Bachelors Degree in Finance or related field
Written and oral communications
Strong track record of developing a book of business with the ability to cultivate relationships with intermediaries and borrowers

CLICK TO APPLY 

ESSENTIAL DUTIES AND RESPONSIBILITIES include the following. Other duties may be assigned.

1. Decisions residential mortgage applications and reviews all supporting documentation for adherence to established underwriting guidelines, secondary market guidelines, government agency or investor standards.

2. Ensures data integrity of mortgage loan approval to comply with investor and/or agency guidelines, ensuring that all AUS findings, Underwriting transmittal, documentation and system are documented accurately throughout the file.

3. Reviews and underwrites property appraisals and valuations for adequacy and reasonableness to ascertain whether value is sufficient to support loan request. Review and address excessive value warnings with sufficient documentation to support decision.

4. Oversees preparation, accuracy and completeness of adverse action notices in accordance with Regulation B, ECOA and FCRA, etc. Performs (second) underwriting of CRA applications and loan denials.

5. Ensure that all loans have been reviewed for adherence to compliance guidelines for TILA, HPML and HOEPA with submission to FFIEC site with verification of data and satisfaction of all discrepancies.

6. Oversees collection and reporting of loan application tracking data (HMDA/Regulation C) according to federal regulations.

7. Ensures all investor, agency, FHA, VA and USDA/Rural Housing closing regulations and documentation requirements are adhered to.

8. Serves as resource to Loan Originators, other Underwriters and Mortgage Operations staff regarding guidelines and structuring of loan applications.

EDUCATION and/or EXPERIENCE
Associate’s degree (A. A.) or equivalent from two-year college or technical school; and three to five years related experience and/or training; or equivalent combination of education and experience for Conventional, VA, FHA and USDA/Rural Housing mortgage loans.

CLICK TO APPLY 

Location: Charlotte, NC - 8215 Forest Point Blvd

Job Code: 86

# of openings: 5

Description

Founded in 2001, Zenta is a world-class knowledge process outsourcing (KPO) and business process outsourcing (BPO) company, offering a full range of back-office, voice and onsite support solutions such as finance and accounting, commercial and residential loan underwriting, loan servicing, due diligence and analytic services, credit card acquisition services, and collections. The company serves the commercial and residential real estate, consumer credit, insurance and financial services industries, and employs more than 4,000 staff in New York, Philadelphia, Dallas, Charlotte, Mumbai, Chennai and Manila.Now accepting applications for future openings.

Description:

Perform income, credit, asset, and property analysis on FHA loan files submitted within the time frame established by departmental management.Perform timely reviews of conditions submitted a well as loan resubmissions.Inspect for prevention to extending credit to exclusionary lists and misrepresentationAdminister Agency specific documents and program guidelines to meet insurability requirements.Analyze challenging loan packages to render sound credit solutions.Maintain quality and production standards as defined by business.Provides exemplary customer service to both internal staff and external customer by explaining credit decision and offering alternative options when needed.Provide prompt, courteous and excellent service at an acceptable cost to all customers and operate in accordance with the company’s standards.Adequately and effectively explain in written and verbal form the decision reached in a manner that will maintain a positive relationship with all customersActively cooperate and interact with all entities of the client.Perform other job related duties and special projects as required.

Qualifications:

3+ years experience as an approved FHA, DE underwriter with a clean CHUMS #.Experience with and knowledge of property and credit underwriting requirements of FHA loans, and private mortgage insurance companies.Ability to effectively make decisions in an independent manner and availability as a resource advisor for all staff.Good analytical, problem solving, organizational and communication skills needed.Excellent oral and written communication skills are required.Computer skills: Microsoft Word, Outlook.Degree preferred but High school diploma required

CLICK TO APPLY

Location:Pennsylvania - Montgomeryville

Job Description:

Full time FHA DE underiting postion for experienced person with 3-5 years experience.

Skills:

Conv. Underwriting experienceFHA DE Underwriting experience

CLICK TO APPLY 

Description

Prudential Mortgage Capital Company (PMCC) is one of the nation’s leading providers of commercial mortgages on multifamily, retail, office, industrial, and hotel properties. The Company offers one of the most comprehensive lines of real estate finance products including fixed-rate, floating-rate and interim/bridge loans; Fannie Mae DUS^TM and FHA lending; and affordable housing financing. The company has been structured to provide clients with one source for all commercial mortgage financing and servicing needs, giving the firm a competitive advantage in the marketplace.Prudential Huntoon Paige Associates, Ltd., (PHPAL) is PMCC’s FHA lending division. PHPAL is a leading provider of FHA-insured commercial mortgages on multi-family and health care properties.PHPAL is considering Director level Originator(s) candidates to join the organization. This position will be directly responsible for sourcing and originating FHA insured mortgage investments There is opportunity for the position to be based in one of the multiple locations throughout the organization to include Atlanta, Chicago, Dallas, Denver, Los Angeles, McLean, Newark, New York or San Francisco.Responsibilities:Acts as the central point of contact for borrowers, intermediaries and internal team members. Manage all aspects of loan origination process, including presentations to senior management, debt structuring, pricing strategy, transaction negotiation.Develop and cultivate high quality relationships with new prospects, while maintaining and building enduring relationships with existing institutional clients.Develop and maintain relationships with HUD/FHA Offices.

Qualifications

Minimum 3 years of experience in originating FHA Multifamily and/or Healthcare business.Qualified and interested candidates must have a quantifiable track record in business development with the proven ability to develop, cultivate and manage high quality relationships with intermediaries and borrowersA leader and team player, candidates must work well in a multi-functional collaborative environment and demonstrate a strong work ethic and a commitment to customer service.Strong written and verbal communication skills are a must4-year college degree in real estate, finance or a related field is a plus.Prudential is a multinational financial services leader with operations in the United States, Asia, Europe, and Latin America. Leveraging its heritage of life insurance and asset management expertise, Prudential is focused on helping individual and institutional customers grow and protect their wealth. The company’s well-known Rock symbol is an icon of strength, stability, expertise and innovation that has stood the test of time. Prudential’s businesses offer a variety of products and services, including life insurance, annuities, retirement-related services, mutual funds, asset management, and real estate services. For more information, please visit www.prudential.com.Prudential is not accepting unsolicited resumes from search firms for this open position unless contracted with Staffing. Agencies must work with Staffing as the primary point of contact and follow the Prudential application process to be considered for business. All resumes submitted by search firms to any employee at Prudential via-email, Internet or directly to hiring managers in any form without a valid written search agreement in place for that position will be deemed the sole property of Prudential, and no fee will be paid in the event the candidate is hired by Prudential.Note: Any search agreement entered into with Prudential before January 2004 is null and void. Search firms are essential to the recruitment and staffing efforts at Prudential and we value the partnerships we have built with our preferred vendors. Prudential has established and regularly maintains a preferred vendor list and even preferred vendors need to have a written search agreement signed by the Director, Recruiting Programs, Staffing at Prudential in place for the specific position in order for a fee to be paid for any candidate referrals.

Job Function Mortgage

Primary Location United States-Georgia-AtlantaOther Locations United States-California-Los Angeles, United States-New York-New York, United States-Illinois-Chicago, United States-Virginia-Mclean, United States-California-San Francisco, United States-Colorado-Denver, United States-New Jersey-Newark, United States-Texas-DallasSchedule Full-time

CLICK TO APPLY 

Location: California - San Diego

Job Description:

We are currently looking for experienced FHA/VA Underwriters with an active CHUMS # and LAPP approval.Skills:Primary responsibilities include:Underwriting FHA & VA Wholesale and Retail loansUpdating data in LOSReviewing incoming documentation and confirming data integrityReviewing and analyzing appraisals, prelim and purchase contractsMaking decisions on the credit worthiness of the borrowerIssuing loan approval, counter offers, or denialsQualified Applicants will have:5+ years experience in FHA & VA underwriting/processingUnderwritten FHA & VA loans within the last yearFull understanding of FHA and VA guidelinesExcellent analytical & communication (verbal and written) skills. Also the ability to work in a fast paced environment and multi-task.Knowledge of federal and state laws pertaining to the mortgage-banking industry (i.e. TILA, ECOA, etc.)Experience using automated underwriting systems (DU), Point & DatatracHave the ability to work independently as well as part of a teamWe offer a comprehensive benefit package including; medical, dental, 401k, and paid time offCompensation based on experience.

CLICK TO APPLY 

Location: Pennsylvania - Montgomeryville

Type: Full time

Job Description:

Full time FHA DE underiting postion for experienced person with 3-5 years experience.Skills:Conv. Underwriting experienceFHA DE Underwriting experience

CLICK TO APPLY 

ORID: 29Title: FHA/VA Loan Processo

rDepartment: Real Estate

Location: Main

Description:

Collins Community Credit Union has an immediate opening for a Full time FHA/VA Loan Processor.

****Applications must be completed in their entirety in order to be considered for employment.This position is responsible for the collection, verification and entry of all information required to render a credit decision on FHA/VA applications. Qualified applicants must have detailed knowledge of FHA/VA programs and required documentation with at least three years of direct FHA/VA processing experience.CCCU offers an extensive benefit package including 401K, paid time off, medical and dental insurance and retirement plan options.

CLICK TO APPLY 

Location: United States - Nevada - Las Vegas

Type: Full time

Salary: (Verify your salary with Salary.com)

Job Description:

Bay Equity is a direct Mortgage lender headquartered in the heart of San Francisco’s financial district. We have branch offices throughout the Western United States. Our mortgage banking services provide customers with efficient funding for conforming, FHA, VA and agency Jumbo loans. Our mission is straight forward: deliver great Price & Service.We are currently looking for experienced FHA processors & FHA Underwriters with an active CHUMS ID.

Primary Responsibilities Include:

“Reviewing applications for completeness”Updating data in LOS”Reviewing incoming documentation and confirming data integrity”Reviewing and analyzing appraisals, prelim and purchase contracts”Making decisions on the credit worthiness of the borrower”Issuing loan approval, counter offers, or denialsSkills:A Successful Candidate Will Have:”5+ years experience in FHA Lending”Underwritten FHA loans within the last year”Full understanding of FHA and Fannie Mae products”Excellent analytical skills”Knowledge of federal and state laws pertaining to the mortgage-banking industry (i.e. TILA, ECOA, etc.)”Experience using automated financial- and/or loan-tracking systems”Have the ability to work independently as well as part of a team

Comments:

We offer a comprehensive benefit package including; medical, dental, 401k, and paid time offCompensation Based on experiencePlease indicate Position and Location in subject titlePlease attach resume and cover letter along with salary requirements.

CLICK TO APPLY 

ID: 29

Title: FHA/VA Loan Processor

Department: Real Estate

Location: Cedar Rapids, IA

Description:

 Collins Community Credit Union has an immediate opening for a Full time FHA/VA Loan Processor

.****Applications must be completed in their entirety in order to be considered for employment.This position is responsible for the collection, verification and entry of all information required to render a credit decision on FHA/VA applications. Qualified applicants must have detailed knowledge of FHA/VA programs and required documentation with at least three years of direct FHA/VA processing experience.

CCCU offers an extensive benefit package including 401K, paid time off, medical and dental insurance and retirement plan options

.CLICK TO APPLY 

Salary: $27,000 - $29,100

AppleOne Reference #: 1148/FHA/VA

Job Description:

****RECENT 2 years FHA/VA mortgage PROCESSING experience is a must!****

We are currently seeking Loan Document Processing Specialists!!! Responsible for performing a variety of loan documentation duties on moderately complex loans, using comprehensive knowledge of policies and procedures for loan products. Functions include: processing; closing and compliance for loan products; interpreting policies while analyzing applicant, property and documentation; ordering all required verifications, documentation and subsequent follow ups. High school diploma and minimum two years related experience. Bilingual a +!If you are interested in this position, please forward your resume in Word format right away!!!! We are an equal employment opportunity employer

CLICK TO APPLY 

Location: United States - California - Valencia

Type: Full time

Salary: (Verify your salary with Salary.com)

Job Description:

Full Eagle Mortgage Banker seeks an experienced FHA Underwriter with an active CHUMS#We are a growing mortgage banker headquartered in the Santa Clarita Valley. This is a long term full time position with excellent growth potential.Skills:Primary Responsibilities include:Underwriting and approval of FHA and Fannie/Freddie loans in strict compliance with product guidelines and investor overlays.Review credit and appraisal documentation submitted, confirm accuracy of all aspects of the loan file and update Encompass as well as the AUS system.Work independently to make sound credit approval decisions, interface with processors and loan officers, and provide guidance and leadership in the structuring of files to meet industry standards.Strong verbal and written communication skills.Strong work ethic and must be detail oriented.

Comments:Full time salaried position, medical/dental/401k/vacation

CLICK TO APPLY 

Job Reference: JSCS-LOANCA-FL

Client Name:  Cybercoders.com

Location: Miami, FL

Salary: $45,000 - $80,000

Job Type: Full-Time

Reports To: Chuck

Job Description

Underwriter - Loan Processor, credit analysis, commercial, fha Underwriter - Loan Processor, credit analysis, commercial, fha, risk analysis, banking, funding - Skills Required - loan underwriter, underwriter, loan underwriting, loan processor, credit analyst, risk analyst, credit manager, banker, analyst, fundingUnderwriter - Loan Processor, credit analysis, commercial, fha, risk analysis, banking,90 Year Old International Bank Needs and experienced Loan Underwriter with both Commercial and Residential experienceIf you are a Underwriter with Loan Processor and credit analysis experience, please read on!

What you need for this position:- Bachelors degree, MBA Preferred- 3 + years of Underwriting and Credit, Risk Analysis of Commercial and Residential Loans.- Credit review, financial spreading, ratio, balance sheet and cash flow analysis.

What you’ll be doing:- Determining the credit worthiness of incoming loans whether they be for small business, commercial or residential real estate both domestic and abroad

What’s in it for you:- Competitive Salary, Benefits, Bonus, room for growthSo, if you are a Underwriter with Loan Funding and credit analysis experience, please apply today!CyberCoders, Inc is proud to be an Equal Opportunity Employer. Applicants are considered for all positions without regard to race, color, religion, sex, national origin, age, disability, sexual orientation, ancestry, marital or veteran status

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FHA DE Mortgage Underwriter

Location: United States - Pennsylvania - Montgomeryville

Type: Full time

Salary: (Verify your salary with Salary.com) TBD

Job Reference: 111

Job Description:

Full time FHA DE underiting postion for experienced person with 3-5 years experience.

Skills:Conv. Underwriting experienceFHA DE Underwriting experience

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* Prefer background in FHA/VA/Freddie Mac Default Servicing related field.

* Proficiency in Excel, Word, Power Point, Access and Crystal Reporting.

* Experience in LSAMS or related mortgage servicing platform

* Experience and knowledge of FHA and VA servicing requirements and guidelines

* Project Management experience

* 3 to 5 years related analyst experience

* 3 to 5 years related mortgage servicing experience, preferably in FHA/VA Servicing area.
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Job Description: JOB SUMMARY
Responsible for working with the Default Management , loan servicing, outsourcing vendors , IT and accounting departments to produce FHA/VA/Freddie Mac management reporting and system enhancements for the Foreclosure, Claims, P&P, Bankruptcy and Default reporting (SFDMS and Valeri) areas. Develop detailed FHA/VA /Freddie Mac procedures for these areas utilizing existing servicing requirements and guidelines and update procedures as new bulletins and regulations are released. Additionally, assist in the monitoring of Foreclosure, Claims, P&P, Bankruptcy and Default Reporting activities throughout the monthly to ensure compliance with FHA/VA/Freddie Mac guidelines.
ESSENTIAL JOB FUNCTIONS

* Build FHA/VA/Freddie Mac management reporting reflecting the operational results of Foreclosure, Claims, Bankruptcy, P&P and Default Reporting areas.

* Analyze system needs for FHA/VA/Freddie Mac Foreclosure, Claims, Bankruptcy, P&P and Default Reporting areas based on changes and updates to regulations and guidelines.

* Build detailed FHA/VA/Freddie Mac Foreclosure, Claims, Bankruptcy, P&P and Default reporting procedures utilizing existing servicing requirements and guidelines and revise procedures as new bulletins and regulations are released.

* Provide single point of contact in the testing of the mapping of data fields for pending acquisitions.

* Meet regularly with business unit management to outline changes in guidelines and regulations resulting in business process changes

* Monitor and track Foreclosure, Claims, Bankruptcy, P&P and Default Reporting activities throughout the month

* Present results to management

* Provide single point of contact for business unit project management.

* Provide input to the development of formal business processes.

* Research findings to FHA Servicing Compliance Reviews for these areas.

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Skills:
Primary Responsibilities include:

Underwriting and approval of FHA and Fannie/Freddie loans in strict compliance with product guidelines and investor overlays.

Review credit and appraisal documentation submitted, confirm accuracy of all aspects of the loan file and update Encompass as well as the AUS system.

Work independently to make sound credit approval decisions, interface with processors and loan officers, and provide guidance and leadership in the structuring of files to meet industry standards.

Strong verbal and written communication skills.

Strong work ethic and must be detail oriented.

Comments:
Full time salaried position, medical/dental/401k/vacation.

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If you are interested in this position, please forward your resume in Word format right away!!!! We are an equal employment opportunity employer.
Additional Skills: (none specified)
AppleOne Reference #: 1148/FHA/VA

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Founded in 2001, Zenta is a world-class knowledge process outsourcing (KPO) and business process outsourcing (BPO) company, offering a full range of back-office, voice and onsite support solutions such as finance and accounting, commercial and residential loan underwriting, loan servicing, due diligence and analytic services, credit card acquisition services, and collections. The company serves the commercial and residential real estate, consumer credit, insurance and financial services industries, and employs more than 4,000 staff in New York, Philadelphia, Dallas, Charlotte, Mumbai, Chennai and Manila. For more information about the Company, visit http://www.zenta.com/.

Now accepting applications for future openings
* Perform income, credit, asset, and property analysis on FHA loan files submitted within the time frame established by departmental management.
*
Perform timely reviews of conditions submitted a well as loan resubmissions.
*
Inspect for prevention to extending credit to exclusionary lists and misrepresentation
*
Administer Agency specific documents and program guidelines to meet insurability requirements.
*
Analyze challenging loan packages to render sound credit solutions.
*
Maintain quality and production standards as defined by business.
*
Provides exemplary customer service to both internal staff and external customer by explaining credit decision and offering alternative options when needed.
*
Provide prompt, courteous and excellent service at an acceptable cost to all customers and operate in accordance with the company’s standards.
*
Adequately and effectively explain in written and verbal form the decision reached in a manner that will maintain a positive relationship with all customers
*
Actively cooperate and interact with all entities of the client.
*
Perform other job related duties and special projects as required.

Requirements

*

3+ years experience as an approved FHA, DE underwriter with a clean CHUMS #.
* Experience with and knowledge of property and credit underwriting requirements of FHA loans, and private mortgage insurance companies
* Ability to effectively make decisions in an independent manner and availability as a resource advisor for all staff.
* Good analytical, problem solving, organizational and communication skills needed.
* Excellent oral and written communication skills are required.
* Computer skills: Microsoft Word, Outlook.
* Degree preferred but High school diploma required

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We are currently looking for an experienced Loan Coordinator with a minimum of 2 years experience.
Job Description:
“Call out the approval and thank the broker for business. Ask if they have any other loans to submit.
“Get conditions, review them and make sure all are in the file before passing to UW for review.
“Responsible for tracking all communication with set up, brokers, UW and doc drawers in regards to files.
“Call on all files with no movement in the past 5 days. Follow up within 3 days if no response.
“If appraisal comes back at lower value than expected the LC is to explain the rebuttal process to the broker.
“If the broker wants to rework the file the LC is to pass the file and broker off to the UW ensuring that UW responds to brokers request within 24 hours and work to get the docs out.
“Get doc requests from the brokers and complete DataTrac screens, preparing the file for docs.
“Send files with all conditions signed off to QC and follow up with QC to take the file to Doc Department afterward.
“Call on all files that are locked but do not have docs out within 48 hours of locking. (then again in 5 days)
“Call on all files with appraisals back over 48 hours that are not locked.
“Once a file is deemed dead by a broker or AE the LC must cancel the file within 24 hours. Files must be cancelled within 30 days if no activity.
“Communicate with UW priority of files for condition review. (ie: locked files, purchases)
“If files are sent to docs without all PTD conditions signed off the LC MUST communicate with the Funder, UW, broker and AE to inform them of the missing item(s). The LC will be the main point of contact for any PTD items and will be responsible for clearing them with the UW.

Skills:
Qualified Applicants will have:
“College degree or equivalent work experience in mortgagebanking industry (2+ years)
“MUST have Government experience
“Great analytical skills
“Knowledge of federal and state laws pertaining to the mortgage-banking industry
“Expertise in and experience providing value-added customer service in a fast-paced environment
“Experience using automated financial- and/or loan-tracking systems
“Strong communication skills and ability to effectively interact with customers
and realtors
Comments:
*We offer a comprehensive benefit package including; medical, dental, 401k, and paid time off.

*Compensation based on Experience.

Please include cover letter with salary requirements and the job title in the subject line when responding along with your resume to hr@bayeq.com. For more information on Bay Equity please see our website at www.bayeq.com and search the section Careers. You can also apply on our website.

*Bay Equity is an Equal Employment Opportunity Employer*

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Work with other team members to ensure efficient work flow Perform other duties as assigned. Minimum Requirements High School Diploma or equivalent required College degree preferred At least five years of experience in underwriting loan files Prior experience working with automated Loan Origination Systems Proficiency with Microsoft Office Knowledge/Skills/Abilities Current knowledge of industry specific underwriting guidelines and procedures as well as federal, state and local regulations Knowledge of D/U underwriting Knowledge of mortgage banking Analytical skills Detail oriented Highly organized Multi-tasking and prioritization skills necessary Ability to work in a fast paced environment under time constraints Ability to organize and coordinate projects Ability to adapt to change quickly Knowledge of Microsoft Office Excellent customer service skills

Excellent communication skills both written and verbal Proficient in MS Office Word, Outlook, and Excel Disclaimer The above statements are intended to describe the general nature and level of work being performed by people assigned to this classification. They are not to be construed as an exhaustive list of all responsibilities, duties, and skills required of personnel so classified. Additional functions and requirements may be assigned by management as deemed appropriate. All personnel may be required to perform duties outside of their normal responsibilities from time to time, as needed.

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If you are interested in this position, please forward your resume in Word format right away!!!! We are an equal employment opportunity employer.
Additional Skills: (none specified)
AppleOne Reference #: 1148/FHA/VA

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Title:
FHA Mortgage Loan Opener

Location:
Rolling Meadows, IL

Description:
Description:
Ensuring loans are processed in accordance with established guidelines, rules and regulations
Initiates loan application process by registering/locking loans on the system/reviewing the documents for accuracy
Prepares the internal application files for the loan processors and insures that all information and documents are accurate and comply with all corporate compliance requirements
Deposits application and other fees daily
Greets visitors and answers and directs calls that come into the branch via the main branch phone number

Experience:
FHA experience — required

Relevant Word Search: FHA, Federal Housing Administration, Direct Endorsement, DE , CHUMS, Mortgage, Fannie Mae, FannieMae, Federal National Mortgage Association, FNMA, Freddie Mac, FreddieMac, Federal Home Loan Mortgage Corporation, FHLMC, HUD, FHA, Post Closer, Post-Closer

Category:
Banking

Contact:
tony@bcius.com

QUALIFICATIONS * Five+ years experience in underwriting
* Two+ years of previous or current loan processing experience
* Correspondent lending background strongly preferred
* Full knowledge of mortgage guidelines and regulations related to FHA and conventional loans is mandatory

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